At Qbera we believe that getting a loan should be
as fast, easy and painless
as ordering a pizza or hailing a cab.

Qbera empowers employees of more than 7,00,000 companies in India to get access to personal loans digitally. We are a technology company capable of making instant lending decisions and getting money into borrowers accounts in as little as 8 hours.

Our software is powered by:

Meet our team

We are a group of skilled individuals.

Aditya Kumar

Founder and CEO

Aditya is an entrepreneur with experience across finance, education, manufacturing and the hospitality industries. Aditya started his career as an Investment Banker with Lehman Brothers and holds a Masters Degree from Cass Business School (London). He is passionate about leveraging technology to improve people’s access to credit.

Anubhav Jain

Head of Risk

Anubhav, a gold medalist engineer, is risk professional with over 9 years of experience. In the past he has worked with American Express, EXL and Loan Circle where he was responsible for Underwriting, Decision Science and Risk Modelling. Anubhav also holds an MBA from IIM Indore.

Murali Nair

Head of Operations

Murali has more than 25 years of banking operations experience across India, Middle East and APAC regions. He has been the Head of Banking Delivery and Functional Consultant at Wipro and Infosys where he implemented core banking solution for OCBC, Singapore; Finacle at Union Bank of California; Islamic Banking systems for Mashreq Bank; re-structuring of Washington Mutual's mortgage origination process and AML systems for HDFC and Centurion Bank. Before that he has worked with Bank Muscat (now HDFC Bank) as VP - Operations and Standard Chartered, UAE.

Anuj Sachdev

VP Product

Anuj has led a number of startups in the Fintech domain, most notable being Factorbox which was selected as a Top 100 startup in Asia. He has also been part of founder's office at venture backed early and growth stage companies. He is passionate about building alternative lending platforms and has a Masters Degree from Aston Business School (UK) and a Bachelors degree from NMIMS (Mumbai).

Anirudha Kurulkar

VP Digital Marketing

Anirudha is a digital marketing expert with over 15 years of experience across SEO, social media, web design and managing online marketing campaigns. In his previous role he was the Director of Digital Marketing for a leading England based digital marketing agency.

Nishant Gupta

VP Sales

Nishant is a sales professional with 7+ years of experience across roles in B2B sales, partnerships, product development and revenue management. He has built and led large sales teams for leading names in the consumer goods industry and fintech startups. Nishant has an MBA from IIT Delhi and a Bachelors in Engineering from Delhi College of Engineering.

Avinash Gore

Data Architect & Analytics

Avinash is an analytics expert with 12+ years of experience across various organizations in data modelling and big data analytics. Avinash is responsible for the design and development of the data architecture of Qbera Loan management system.

Saba Kazi


Saba is a UI/UX expert with 7+ years of experience as a full stack developer. She holds a masters degree in Human Computer Interaction from Carnegie Mellon University and is responsible for the design of

Anand Hariharan

Head of Engineering, LendFoundry

Anand brings over 25 years of experience on the technology side of the business working with organizations such as AT&T, Mastek and Yodlee Infotech. He is also the co-founder of Lendfoundry. which is a fintech accelerator based out of the US and is a leading platform for marketplace based lending.

Sandeep Phophaliya

Director, LendFoundry

Sandeep heads business at Lendfoundry and has more than 15 years of experience across software development, sales and partnerships in various capacities.

Anubha Phophaliya

Director, LendFoundry

Anubha is one of the founding members of the Finacle team at Infosys and brings over 20+ years of experience in software development and business analysis.


We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.7,50,000. APR ranges from 14% to 24%. Loan lengths range from 12 to 48 months. Administration fee ranges from 2% to 4%.

* Subject to Risk Profile

Phone: 1800 4198 121
Whatsapp:+91 89719 28484
#101, Sufiya Elite (2nd Floor)
18/1 Cunningham Road,
Opp. Coffee Day.
Bangalore 560 052

© 2016 Qbera | All Rights Reserved