We are a group of skilled individuals.
Founder and CEO
Aditya started his career as an investment banker with Lehman Brothers, London where he gained experience across mergers and acquisitions, CMBS origination and securitization. Post that he was the Chief Investment Officer of U.P Hotels in India which owns and operates a five-star chain of hotels called the Clarks Group. He has also been the Executive Director of a large export-oriented garment manufacturer which is a supplier to some of the leading fashion brands. Before founding Qbera.com, Aditya was the co-founder of an International Baccalaureate World School. He holds an economics degree from University of Warwick and a masters degree from Cass Business School London.
Co-Founder and Head of Risk
Anubhav is a credit risk professional with a decade of experience in banking and consumer/small business lending at American Express and EXL across underwriting, acquisitions, customer management and loyalty functions. He has also founded two start-ups in the banking analytics and edtech domains. He holds an MBA degree from Indian Institute of Management and is also a visiting faculty at India’s top business and engineering schools.
Head of Operations and Customer Service
Shelly has over 13 years of experience in setting up and managing regional and central processing centres for banks. In her previous role at GE Capital, she was responsible for providing operations and strategy support to collection legal portfolio of credit cards. Previously she has worked with ICICI Bank. Shelly holds an MBA from IIM Lucknow.
Anuj has previously founded a receivables financing platform and an inter-corporate deposit network (business-to-business unsecured lending) in India. He has also led Growth and Special Projects for Freecultr - Sequoia Capital backed lifestyle consumer internet venture and incubation of an ad receivables financing platform for SVG Media - India's largest ad network. He holds a BBA degree from Narsee Monjee Institute of Management Studies (NMIMS), Mumbai and a masters in finance from Aston Business School.
VP Digital Marketing
Anirudha is a digital marketing expert with over 15 years of experience across SEO, social media, web design and managing online marketing campaigns. In his previous role he was the Director of Digital Marketing for a leading England based digital marketing agency.
Head of Sales
Alok has over 11 years of experience across financial services, internet and retail industries. His last assignment was with TransUnion CIBIL - India’s leading credit bureau, where he headed Fintech and Microfinance vertical. He has advised many of the top financial institutions on designing analytics based credit models. Prior to TransUnion CIBIL, he was part of the founding team of Rupeepower.com where he looked after all aspects of the business across product, business development and operations. Alok has an MBA from Nottingham Trent University.
Data Architect & Analytics
Avinash is an analytics expert with 12+ years of experience in data modelling and big data analytics across Infosys, Mindgate and Avhan Technologies. Avinash is responsible for the design and development of the data architecture of Qbera Loan management system.
Co-Founder and Head of Engineering, LendFoundry
Anand has over 25 years of engineering and product development experience across Focus Frame, Yodlee, AT&T and Mastek. He is the chief architect of Lendfoundry - fintech stack that powers some of the largest online lenders in US like Loan Depot, Lending USA, Quickbridge, Rocket Loans, Realty Mogul.
We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.
Loan amounts range from Rs.50,000 to Rs.7,50,000. APR ranges from 14% to 24%. Loan lengths range from 12 to 48 months. Administration fee ranges from 2% to 4%.
* Subject to Risk Profile