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Eligibility Criteria
Take Home Salary > ₹20,000
At least 23 years old
Work for a Private Ltd. /
     Public Ltd./ Govt. Company
EMI starting from ₹2,733/lac*
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Net Monthly Income
Current EMIs (Excluding the loans that are ending in the next 3 months)
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EMI of (4 years)
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EMI starting from ₹2,733/lac*

Smart Personal Loans for a Smarter India

Quick hassle-free loans from ₹50,000 to ₹7,50,000.
Get the money in your bank account .

Easy Application

Easy Application

No unnecessary meetings or paperwork. Just tell us about yourself, your employment and your needs.

Flexible Loans

Flexible Loans

Choose the loan that’s best for you. Adjust your repayment to go inline with your future financial goals.

Fast Payment

Fast Payment

Once your loan is approved, we transfer the money straight into your bank account.

Secure Process

Secure Process

We keep all your data secure with 128 bit SSL encryption and we promise never to sell your data.

How it works

Step 1

Get your loan offer in 10 minutes

Answer a few questions about your employment, education and expenses.


Submit your bank statements

Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form.


Choose your term

Choose the loan offer which is best suited to your needs.


Get your funds tomorrow

Once your loan is approved, get the money in your bank account the next day.


Repay your loan

Pay your loan off with automatic EMI payments

How it works

Step 1: Get your loan offer in 10 minutes

Answer a few questions about your employment, education and expenses.

Step 1

Step 2: Submit your bank statements

Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form.

Step 2

Step 3: Choose your term

Choose the loan offer which is best suited to your needs.

Step 3

Step 4: Get your funds tomorrow

Once your loan is approved, get the money in your bank account the next day.

Step 4

Step 5: Repay your loan

Pay your loan off with automatic EMI payments

Step 5

Education Loans in Bangalore

Education Loans Overview

Saima Iqbal has shifted to Mumbai after completing a 3-month vocational training in fashion design from her hometown. After two months of the typical initial struggle of the ‘new girl in the city’, and several email communications later, she was able to snag a paid internship in a reputed fashion house in the city of dreams. It was not a bed of roses she anticipated, where people would fawn over her designs and be eager to listen to her ideas. The first few weeks were spent fetching tea/coffee for seniors and typing out reports. She didn’t let this bog her down. What really got to her was when she discovered how little she knew about the intricacies of the fashion designing techniques. It seemed that the diploma she had done barely covered the basics of global fashion.
A fellow intern (who came to the same conclusion) suggested signing up for an evening or weekend course in a reputed school of fashion, known for churning out some of the best talents in the industry. She was positive that this course could take her places. The only hitch was the hefty course fee. Saima was not in a position to seek help from family. She just started earning and was barely making INR 25,000 monthly. She couldn’t apply for a conventional education loan as she was working. Saima was in deep dilemma. In the end, she decided to opt for a personal loan. But every lender she approached denied her loan citing different reasons- monthly income, CIBIL Score etc. This is when Qbera came to her rescue.

How many of you have experienced this, or at least know someone who went through a similar situation? There is a general misconception that student loans only exist to fund full-time Bachelor’s or Master’s Programmes. Saima is a part of an increasing number of aspirants who struggle to cement their position in their chosen careers. Like her, many of you find yourselves in similar conditions in this fast-paced world. Education and learning do not end with school or college. It is an on-going affair and it is important that you continue to learn new things, give your brain new challenges and hone your skills.

Today’s job market expects you to be ‘Master of all and Jack of none’, which explains the mushrooming of both online and offline courses for simply everything under the sun. Not all are credible though, and it is up to you to do some thorough investigation about the particular institute before signing up (i.e. paying up) for any educational programme. If the course or institute you choose is not up to the mark, it will not help you professionally at all, which defeats the whole purpose of stretching your already-packed schedule to accommodate an evening/weekend course. So it calls for some smart and informed choices from your side.

Why do people take student loans?

It is hardly surprising that a dynamic city like Bangalore sees tons of student loan seekers every day. The Silicon Valley of India has a knack of drawing talents from every corner. The number of young professionals opting for some kind of pertinent certification or training programme has also escalated considerably. This is an interesting trend paving way to more people looking for loans in Bangalore. The average Indian does not have enough savings to pay the fees upfront. Qbera is an undisguised blessing for those people. While banks usually pay the institute directly on behalf of the student, Qbera gets the money directly to your account. This way, taking out a personal mortgage gives you the flexibility to avail some buffer sum along with fees.

How is Qbera’s Education Loans Different from Regular Student Loans?

Unlike traditional student loans, the repayment of personal loan has to commence from the very next month onwards. Unfortunately, you do not have the luxury of any specific moratorium period or study term here. This is because you are using a personal finance to pay for your education and all usual norms of such unsecured loans are applicable to you as well. Nevertheless you are also free from the hassles and running around that are part and parcel of study loans. With Qbera, you simply have to visit our webpage and do the needful (online form filling) in 5 minutes and you get the amount credited to your account by next day. However, defaulting will slash your CIBIL score badly, which can cause you to face unexpected hurdles when applying for any kind of funding in future.

Who can opt for an Education Loan Via Qbera?

Salaried people who opt for evening or weekend studies

Many people put their dreams of pursuing higher studies on hold due to familial responsibilities and limited means or support among other reasons. There are several approved institutions that cater to such professionals, offering evening classes, morning classes and weekend classes. Students can choose any schedule as per their convenience. However, these sought-after executive courses tend to be a tad expensive and most institutes demand the entire course fee to be paid in one go. Raise a toast to personal loans via Qbera to give wings to your dreams.

Salaried individuals wanting to take paid online certifications

Your educational qualification is imperative when it comes to long term career enhancement. How often have you looked at your colleague’s career graph and wondered- what is (s)he doing differently? How often have you pondered– how does he know more than me? Despite your experience, is your climb up the career ladder slow? You never know, the solution to your queries can be some smart career enhancement courses.

To pay for GMAT, Civil Service or coaching for any such competitive exams

Now all are not fortunate enough to land a made-for-each-other career path. Competitive exams like GMAT, medical entrance, GRE, civil service exams etc. require intense coaching and the annual fees are not peanuts

To pay towards children’s school fees

Let’s face it. School fees are exorbitant these days and parents are ready to walk that extra mile to make sure that their kid(s) study in the best of the best schools in the country. And those who cannot afford to take out wads of notes at any given time from their pockets rely on loans. Qbera offers a painless alternative to traditional mortgages to boot.

Eligibility Criteria

  • As of now, Qbera allows only to salaried individuals to borrow, be it for part-time courses and training programme or towards their kids’ school fees. The expected net salary of the applicant is at least INR 20,000 monthly.
  • Your employment history matters. You need to have been working at least for 2 years, be it in the same organization or a different one.
  • We insist on a CIBIL Score of 625.

Features & Benefits of Education Loans Via Qbera:

Having to wait for only a day for education loan can sound too good to be true. But it is exactly what Qbera is all about. The process we follow are that transparent and user-friendly. An online form that takes about 5 minutes to fill is enough for the Qbera team to assess your eligibility.
Make use of Qbera’s online calculator to get the best options in terms of loan amount, tenure and interest. This can help you understand how much you can borrow.
You can apply for finance ranging from INR 50,000 to INR 7.5 lacs- all in a span of 24 hours. And once the pre-approval formalities are done, the amount will be credited to your account by next day noon.
Some choose to reimburse all the dues at the earliest by prepaying while the others believe it is better to not stress themselves out financially. Choose a tenure from 12 to 36 months.
Qbera won’t plague you with bulky form-filling. After pre-approval, there will be just one face-to-face meeting at your convenience to get your signatures and other necessary documents.
Interest Rate: This is the main factor to take into consideration. Interest rates are usually imposed as a small percentage of RBL’s base rate, which can vary from 14% to 24%.

The Way Qbera Does It - With a Difference


We are a bunch of astute and motivated professionals, specializing in easy and emergency loans. We are here to support you in all your financial needs and you just have to reach out. With a comprehensible and cutting-edge system in place, Qbera believes time is of utmost essence and when it comes to education loan payout.

We are no fan of surprises

We do not think it is cool to trick our customers with white lies or innocently hide information. When Qbera assures you transparency, we mean it. In fact we urge you to clarify any query you might have regarding fees, penalties and rates among others

Obligation-free estimate

Once you submit the necessary info in the online form, we gauge your application and present you with the best option there is. We do not encourage guesswork as they are bound to disappoint.

How to apply for an Education Loan via Qbera

Qbera application procedure takes the words ‘easy’, ‘quick’ ‘simple’ and ‘hassle-free’ among others to a new level. Check out the 5 stress-free steps to get it done the Qbera way:
  • Just log on to Qbera.com and fill in the application form (it barely takes 5 minutes)
  • Upload your bank statement on the website
  • Qbera gives you an offer within 4 hours
  • Our representative will come and collect the documents
  • Money transferred to your account in less than 24 hours

Qbera may be able to help when you need it the most. Apply now for a smart hassle-free loan in bangalore.

Tips to keep your student loan EMIs on track

Juggling work and studies- you will have lot on your plate. It is important to strike a balance that won’t result in underperformance in either. If your professional performance goes down, you might lose your job. If you fail to keep up with course-related submissions, the whole point of availing the loan becomes futile. Let’s avoid that, shall we? Here are 3 tips to keep in mind to ensure timely EMI payments:

Choose the right amount

Yes, you can get up to INR 7.5 lacs. But how much do you need? What is the course fee and how much buffer amount are you planning on for transportation and course materials? Take what you can afford to repay at the earliest.

Do not bite off more than you can chew

Before you get excited and sign up for a course ask yourself if it is doable. Do you think you can handle attending classes straight after work? Do you think you can stomach your friends lazing away and having fun while you’re struggling to meet the deadlines? Do you think you will actually enjoy learning more about insert-course-name? These are questions worth asking yourself. Remember, you are not a machine.

Choose the right tenure

Most of us would love nothing better than to clear all dues and financial obligations, and relax. Since this is not possible for many due to various reasons, let us focus on repaying minus stress without added stress. For that, you need to choose a feasible loan tenure from the options presented to you. Qbera’s loans offer you a flexible term ranging from one to three years

RBL - Partner in loan:

RBL Bank Limited (previously went by the name The Ratnakar Bank Ltd) is a scheduled commercial bank based in Maharashtra. With more than seven decades in the finance niche, RBL is one of the oldest (read reputed) private lenders in the country. Its journey had been phenomenal as it currently boast of a clientele strength of 20 lacs throughout the nation. Offering incredible number of financial products and services in various niches like Agribusiness Banking, Development Banking, Branch and Business Banking, Commercial Banking, Corporate and Institutional Banking, Financial Inclusion, Treasury and Financial Markets Operations. RBL’s growth from a regional bank in a small town in Maharashtra over the years is praiseworthy with several awards and recognitions such as Global Growth Company tag by World Economic Forum to its credit. Qbera is proud to partner with RBL in providing all-purpose personal finance to salaried people and is hopeful that the journey will be a long and fruitful one.

Types of Loans

At Qbera we offer quick hassle-free loans for several purposes

Easy Application

Second Hand Car Loans

At Qbera, you can apply for any vehicle loan be it a bike loan, scooter loan or even a used car loan without any of the difficulties that are often faced with traditional banks and NBFCs.

Flexible Loans

Wedding Loans

Qbera is there by your side to ensure you don’t have to compromise on your big day. Get a marriage loan, an engagement loan or a honeymoon loan instantly with Qbera even at the last minute.

Fast Payment

Credit Card Refinancing

Saddled with credit card debt? Want to repay the balance on your card? With Qbera, convert your high-cost credit card debt into affordable monthly EMIs at low interest rates in no more than 24 hours.

Secure Process

Education Loans

Want to study further but require funding for your fees? We offer instant education loans for salaried professionals at attractive interest rates. Apply today to fulfill your educational goals.

Easy Application

Home Improvement Loans

Require furniture or interiors for your new house or want to renovate your existing home? Qbera provides Home improvement loans, home remodeling loans, home renovation loans, home repair loans and furniture loans instantly!

Flexible Loans

Travel Loans

At Qbera, get a travel loan of up to 7.5 lakhs in a quick, convenient process. We offer travel loans, tour loans, holiday loans, vacation loans, air ticket loans, foreign travel loans, cruise booking loans in less than 24 hours.

Fast Payment

Medical Loans

Medical issues often require urgent funding. In such situations, getting money quickly is a top priority. At Qbera, we respect this and can help you with such Medical loans or emergency cash in less than 24 hours.

Secure Process

Loan Refinancing

Existing loans that you may have can be refinanced to lower your monthly payments. Be it a payday loan, credit card loan, education loan, wedding loan or travel loan. Qbera offers the fastest loans for debt consolidation or refinancing.

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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.7,50,000. APR ranges from 14% to 24%. Loan lengths range from 12 to 48 months. Administration fee ranges from 2% to 4%.

* Subject to Risk Profile

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 89719 28484
1st Floor, Wolfpack Workspaces,
#39, 8th Main Road,
Vasanth Nagar.
Bangalore 560 052

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