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Instant Cash Loan in 1 hour in Bangalore

Instant personal loans in Bangalore
Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Instant Cash Loan in 1 hour in Bangalore

Instant Personal Loans in Bangalore

The silicon valley of India has become a megacity and is the leading exporter of information technology in India. Fueled by the success of IT firms, Bengaluru had seen exponential growth in terms of structure and facilities. Many people have moved into Bangalore from all parts of India making it a diverse place with a wide variety of talents. Such growth requires financing and banks and traditional financial institutions aren’t able to meet the demand for instant cash loans. But thanks to Fintech companies, if you are looking for an instant cash loan in 1 hour in Bangalore, you can definitely get it if your credit profile is good enough. Banks take a lot of time- a week or more to process applications, but Fintechs are providing the access to instant cash loans in 1 hour in India.

Instant Cash Loan in 1 hour in Bangalore – Qbera has one for you! 

Fintech companies have started operations in precisely this area to cater to the instant credit of consumers or in plain language, instant personal loans. Personal loans are unsecured loans which mean that there is no collateral required. If you are a salaried individual with a minimum salary of Rs. 20,000 and fall in the 23-55 years of age bracket, Fintech companies like Qbera will provide you with instant approval. Although these are high-risk loans for lenders, fintech companies use risk-based pricing and advanced algorithms to ascertain the creditworthiness of a particular customer. These new age algorithms are so quick that your eligibility is determined in 2 mins, and you can actually get an Instant cash loan in 1 hour in Bangalore.

These personal loans are instantly approved and after internal assessments, they are directly disbursed into beneficiary bank accounts- ready to be used in whichever way wished. 

An unexpected visit to the hospital requiring you to foot the bill? - No issues- you can use this loan amount. Feel like renovating your home or probably upgrade your home appliances? - No issue. There are no restrictions on the possibilities of using the loan. But prudence is advised as the APR ranges from 11.99% to 35.99%, along with a flexible tenure from 12 to 60 months. Qbera does process applications for instant cash loans in 1 hour in Bangalore and the amount can range from Rs.50, 000 to Rs.25, 00,000.  Also, Qbera does not reject loan applications just because you stay in a shared accommodation or your company is not listed.  

Low CIBIL scores can also be added problems and applicants find it difficult to gain approval. Qbera, however, considers your application even if the CIBIL score is 575, this is again thanks to the advanced algorithms assessing risk and providing clarity in every individual case.

You can qualify for a loan if you meet the above-mentioned eligibility parameters and have no instances of defaults in the last 12 months.

There is minimal documentation too-

1. How to Get An Instant Loan in Bangalore? 

A. You can get an instant cash loan in 1 hour in Bangalore from any leading Fintech company. At Qbera, we offer this loan to individuals with a minimum credit score of 600. 

2. Are Instant Cash Loans Unsecured Loans? 

A. Yes, instant cash loans are unsecured loans. You do not need to pledge your property or any other valuable asset as collateral to secure this loan. These loans are risk-free and completely safe.  

3. What Is the Repayment Tenure of Instant Cash Loans in Bangalore?

A. The repayment tenure of instant cash loans in Bangalore ranges from 1 year to 6 years. Longer tenure usually results in lower monthly installments and vice and versa.  

4. Can I Apply For an Instant Cash Loan Online?

A. Yes, at Qbera, you can apply for an instant cash loan online. All you need to do is fill our application form and upload the scanned copies of your Aadhar card, pan card, bank statements (for six months) and salary statements (for three months). 

5. What Should I Do My Instant Loan Application Gets Rejected?

A. If your instant loan application is rejected, we suggest you to wait at least three months before proceeding with a new application. During these three months, focus on reducing your debts and improving your credit score. 

6. Is it safe to borrow an instant loan from a Fintech company in Bangalore? 

A. The safety of Fintechs might vary on a case-to-case basis. Qbera, however, is completely safe. We make sure all your transactions are carried out in a safe and highly-encrypted online portal. We do not compromise on your confidentiality either. Qbera doesn’t share the personal and payment details of their customers to any third-party. 

7. What Is the Processing Fee for Instant Loans?

A. Processing or origination fee is the amount charged by lenders to process and finally sanction your loan. At Qbera this fee ranges from 1% to 5% on your loan amount. So, if your loan amount is Rs 1,00,000, the processing fee will range from Rs 1,000 to Rs 5,000. 

8. Can I Use An Instant Cash Loan For Home Remodeling Projects? 

A. Yes, you can use an instant cash loan for home remodeling projects or any other purpose. Unlike secured loans, instant cash loans do not require you to state a purpose for getting the funds. This way, you can use the amount for home repairs, vehicle repairs, debt consolidation, and anything you deem fit. 

9. Are Instant Cash Loans Installment Loans? 

A. Yes, instant cash loans in Bangalore are an installment loan. As with any other installment loan, you are required to pay off the principal amount (along with interest and other additional charges) in small monthly installments.

10. Why Does the Interest Rate Vary For Instant Cash Loans?

A. The interest rate on your loan varies according to your credit score, income, and other important factors. Usually, people with a high credit score qualify for a better amount at a lower interest rate and vice versa. 

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • 4 Cheques from your Salary Account
  • Current Address Proof
  • Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card)


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Select your employment type to proceed.


We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: [email protected]
Phone: 1800 4198 121
Whatsapp:+91 95135 55475
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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