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Instant Loans in Bangalore

Get Instant Personal Loans online within 48 hours!
Apply now!
Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Instant Loan in Bangalore

Bangalore rose to fame as the silicon valley of India and quickly became the home to a variety of IT professionals and business owners from all parts of the country. New flats and apartments sprung up like mushrooms and each of them was made a home by these new Bangalorean’s. Also, with this change came the need for instant loans in Bangalore. Requirements for lump sum amounts like to pay home deposits, buy commodities or to renovate/decorate the home; made the instant loan in Bangalore a sought-after commodity. The number of lenders offering instant cash loans have also increased in number. Interestingly, many lenders these days also offer instant cash loans in 1 hour in Bangalore today!

How to apply for an Instant loan in Bangalore?

To apply for an instant personal loan in Bangalore, you can approach different banks and NBFC’s. However, there are loads of paperwork and the process may take anywhere from 1 week to 10 days for the amount to get sanctioned. But you do have Fintech companies like Qbera who guarantee to instantly process your requirements and disburse it as fast as possible (24-48 hours). The whole process of applying for an instant personal loan from Fintech companies is online and hassle-free. Simple and quick are the two words that can be used to describe a personal loan from Qbera.

Advantages of choosing Qbera for an immediate personal loan

  • Personal loans are unsecured loans wherein you do not have to pledge any collateral and so the financing company pays extra importance to your credit score from CIBIL. Most banks will reject the application if the score is less than 750. Qbera does consider applications with scores of 575 as well.
  • Instant personal loans are extended to the salaried. A person with less salary is often rejected. Qbera considers low-income customers as well. If your net take home is Rs. 20 000/- you will be considered.
  • Most banks and NBFC consider only employees whose organization is listed with them. Qbera has more than 7 lakh companies listed with them. So even if you are employed with a small or a startup, u can still avail a personal loan.

Eligibility checklist

  • Salaried
  • Net take-home of Rs. 20,000 and above
  • Age group of 23-55 years
  • CIBIL score of 575

What are the documents that will be needed?

  • Aadhaar Card
  • PAN Card
  • Proof of address
  • Salary and income documents
  • Photographs

So, if you have recently moved to this great city and found this beautiful apartment in a locality close to your workplace but facing fund deficit to either pay a deposit or to decorate this space. Consider taking an instant loan in Bangalore from Qbera and choose attractive interest rate based on your credit score and start your dream life in this Silicon Valley.

View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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