Are you prepared to handle a medical emergency? Get Instant Medical Loans.

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Eligibility Criteria
Take Home Salary > ₹20,000
At least 23 years old
Work for a Private Ltd. /
     Public Ltd./ Govt. Company
EMI starting from ₹2,733/lac*
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EMI starting from ₹2,733/lac*

Smart Personal Loans for a Smarter India

Quick hassle-free loans from ₹50,000 to ₹7,50,000.
Get the money in your bank account .

Easy Application

Easy Application

No unnecessary meetings or paperwork. Just tell us about yourself, your employment and your needs.

Flexible Loans

Flexible Loans

Choose the loan that’s best for you. Adjust your repayment to go inline with your future financial goals.

Fast Payment

Fast Payment

Once your loan is approved, we transfer the money straight into your bank account.

Secure Process

Secure Process

We keep all your data secure with 128 bit SSL encryption and we promise never to sell your data.

How it works

Step 1
1

Get your loan offer in 10 minutes

Answer a few questions about your employment, education and expenses.

2

Submit your bank statements

Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form.

3

Choose your term

Choose the loan offer which is best suited to your needs.

4

Get your funds tomorrow

Once your loan is approved, get the money in your bank account the next day.

5

Repay your loan

Pay your loan off with automatic EMI payments

How it works

Step 1: Get your loan offer in 10 minutes

Answer a few questions about your employment, education and expenses.

Step 1

Step 2: Submit your bank statements

Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form.

Step 2

Step 3: Choose your term

Choose the loan offer which is best suited to your needs.

Step 3

Step 4: Get your funds tomorrow

Once your loan is approved, get the money in your bank account the next day.

Step 4

Step 5: Repay your loan

Pay your loan off with automatic EMI payments

Step 5

Medical Loans in Bangalore



A medical emergency can strike any time. Most people are not equipped and have to face a lot of difficulty when faced with such a situation. Health insurance is a generally considered to be a solution, however latest statistics show that more than 80% of Indians don’t have any form of coverage. Even amongst the rich the penetration is just about 34%.

Though the government has played its part by incentivized tax paying individuals by giving a tax break of upto Rs. 55,000 under Section 80D of the Income Tax Act; but these measures have proved insufficient to increase the penetration of health insurance in the country.

As most policies are purchased by employers for their employees the coverage amount is minimal and is limited to the immediate family (parents are not covered).

There are other issues with health insurance such as:

Pre-existing conditions are not covered

In case you have an existing condition it will not be covered under the scheme. Any complication arising out of that pre-existing condition will not be covered either.

Diagnostic tests are not covered

In order to treat any disease doctors usually prescribe a host of diagnostic tests. The costs of diagnostics can go as high up to 40% of the total medical cost which the patient will have to bear at his own expense.

Waiting period before a claim can be made

Waiting period before a claim can be made - Most policies have a minimum waiting period of 1 month which can go upto 48 months for specific diseases. One cannot post a claim for treatment unless the waiting period has been crossed.

Special procedures not covered

Special procedures not covered - Dental treatments, cosmetic surgeries, IVF treatment, pregnancy or childbirth related expenses, prosthetics, psychiatric treatments and many other procedures are not covered.

Post hospitalization expenses are not covered

Medical treatment generally does not finish when a patient leaves the hospital. Repeat visits to the doctor which are generally required post discharge are not covered.

Reimbursement the time period can be very long

In case one did not opt for the cashless facility / it is not available at the health care centre the patient needs to pay out of one’s own pocket and then claim the expenses. The reimbursement period can stretch upto a month after submitting the documents and filling out tons of paperwork.

Invariably one needs to shell out money from their own pocket in case of an emergency or for a procedure not covered by medical insurance. Very few people have the required amount of cash ready at hand and the majority of us have to look for other sources of raising the funds. Friends and family may be of limited help and visiting a bank branch is not really feasible considering the scenario.

We at Qbera understand that such situations can arise unexpectedly and that you would need help in this difficult time. That is why we have made it very easy to access funds through our medical loans.

Why it makes sense to get a Medical Loan from Qbera.com

Fast Disbursal

There is nothing more important in an emergency than to get funds in the shortest time possible. We ensure that you get the funds within 24 hours of applying.

Cheaper than a credit card

Used your credit card for paying the medical bills at the hospital. You can pay off your credit card debt by availing our lower rate medical loans.

Pay back with ease

Just came back from the hospital. Don’t worry about sacrificing on your living expenses just to pay back the medical bills. We offer medical loans of up to 3 years tenure so that you can pay back with ease.

No need to depend on others

You no longer need to ask friends and relatives for money during an emergency. Qbera Medical loans are there to help you with your requirements.

No need for a security deposit

We won’t ask you to deposit your assets or jewelry to get a medical loan. Our loans are collateral free and based on trust.



The process to avail Medical Loan on Qbera is easy

  • Just log on to Qbera.com and fill in the application form (It just takes 5 minutes)
  • Upload your bank statement on the website
  • Qbera gives you an offer within 4 hours
  • Our representative will come and collect the documents
  • Money transferred to your account in less than 24 hours
  • Qbera may be able to help when you need it the most. Apply now for a smart hassle-free loan in bangalore.

Types of Loans

At Qbera we offer quick hassle-free loans for several purposes

Easy Application

Second Hand Car Loans

At Qbera, you can apply for any vehicle loan be it a bike loan, scooter loan or even a used car loan without any of the difficulties that are often faced with traditional banks and NBFCs.

Flexible Loans

Wedding Loans

Qbera is there by your side to ensure you don’t have to compromise on your big day. Get a marriage loan, an engagement loan or a honeymoon loan instantly with Qbera even at the last minute.

Fast Payment

Credit Card Refinancing

Saddled with credit card debt? Want to repay the balance on your card? With Qbera, convert your high-cost credit card debt into affordable monthly EMIs at low interest rates in no more than 24 hours.

Secure Process

Education Loans

Want to study further but require funding for your fees? We offer instant education loans for salaried professionals at attractive interest rates. Apply today to fulfill your educational goals.

Easy Application

Home Improvement Loans

Require furniture or interiors for your new house or want to renovate your existing home? Qbera provides Home improvement loans, home remodeling loans, home renovation loans, home repair loans and furniture loans instantly!

Flexible Loans

Travel Loans

At Qbera, get a travel loan of up to 7.5 lakhs in a quick, convenient process. We offer travel loans, tour loans, holiday loans, vacation loans, air ticket loans, foreign travel loans, cruise booking loans in less than 24 hours.

Fast Payment

Medical Loans

Medical issues often require urgent funding. In such situations, getting money quickly is a top priority. At Qbera, we respect this and can help you with such Medical loans or emergency cash in less than 24 hours.

Secure Process

Loan Refinancing

Existing loans that you may have can be refinanced to lower your monthly payments. Be it a payday loan, credit card loan, education loan, wedding loan or travel loan. Qbera offers the fastest loans for debt consolidation or refinancing.

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QBERA

We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.7,50,000. APR ranges from 14% to 24%. Loan lengths range from 12 to 48 months. Administration fee ranges from 2% to 4%.

* Subject to Risk Profile

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 89719 28484
Address:
1st Floor, Wolfpack Workspaces,
#39, 8th Main Road,
Vasanth Nagar.
Bangalore 560 052

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