Getting married? Get Instant Wedding Loans.

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Eligibility Criteria
Take Home Salary > ₹20,000
At least 23 years old
Work for a Private Ltd. /
     Public Ltd./ Govt. Company
EMI starting from ₹2,733/lac*
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EMI starting from ₹2,733/lac*

Smart Personal Loans for a Smarter India

Quick hassle-free loans from ₹50,000 to ₹7,50,000.
Get the money in your bank account .

Easy Application

Easy Application

No unnecessary meetings or paperwork. Just tell us about yourself, your employment and your needs.

Flexible Loans

Flexible Loans

Choose the loan that’s best for you. Adjust your repayment to go inline with your future financial goals.

Fast Payment

Fast Payment

Once your loan is approved, we transfer the money straight into your bank account.

Secure Process

Secure Process

We keep all your data secure with 128 bit SSL encryption and we promise never to sell your data.

How it works

Step 1
1

Get your loan offer in 10 minutes

Answer a few questions about your employment, education and expenses.

2

Submit your bank statements

Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form.

3

Choose your term

Choose the loan offer which is best suited to your needs.

4

Get your funds tomorrow

Once your loan is approved, get the money in your bank account the next day.

5

Repay your loan

Pay your loan off with automatic EMI payments

How it works

Step 1: Get your loan offer in 10 minutes

Answer a few questions about your employment, education and expenses.

Step 1

Step 2: Submit your bank statements

Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form.

Step 2

Step 3: Choose your term

Choose the loan offer which is best suited to your needs.

Step 3

Step 4: Get your funds tomorrow

Once your loan is approved, get the money in your bank account the next day.

Step 4

Step 5: Repay your loan

Pay your loan off with automatic EMI payments

Step 5

Wedding Loans in Bangalore



“Beta, shaadi kab karega?” is one question everybody who hasn’t got hitched yet experiences on a daily basis. Undoubtedly. And when the D-day is around the corner, you suddenly spot the elephant in the room - the every expenditure associated with marriage. The costs related to tying the knot is sky-high. You only have to put the word ‘wedding’ or ‘marriage’ as a prefix to anything, be it wedding saree/kurta, wedding shoes, flowers, napkins and whatnot, and see how the price escalates drastically.

Indian nuptial ceremonies and huge price tags are like Siamese twins. Venue for the event, wedding dress, jewelry, catering, rituals, and honeymoon… the list is endless. The important thing to keep in mind is to borrow only what you can pay back and not a penny more. Wedding loans save the day as a feasible choice as running up your credit card can cost you absurd sum (as interest), which is evidently a financially crippling choice. But marriage mortgage paves way for a spectacular yet hassle-free function(s). When planning and organizing your nuptials, working out a budget (and doing your best to stick to it) can be overwhelming to say the least. Striking a balance between your own fantasies and the pragmatism of your family without completely overruling the expectations of your future in-laws’ will definitely put you in a bit of a situation. Denial, negotiation, compromise, stress, anxiety and what more. Hence yes, a wedding loan in need is a loan indeed!

While marriage ceremonies can be dreamlike and thrilling for everybody involved, they can also be exceedingly pricey. Even if you have managed to save up quite a bit for your Dream Wedding, the temptation to take a personal loan to take away the added stress is common. It’s totally justified and we salute you for taking that decision to take or share the financial responsibility for your marriage or at least share the load with your parents. A toast to that!

Now personal finance are obviously not easy to avail, at least not for everyone. Banks make the specifications and eligibility criteria quite tough since they are unsecured loans and stakes are more. Of course, you do not want the additional pressure of running around for mortgage when you have hundred things to do and thousand people to keep happy. Enters Qbera Credit Exchange, where you can apply for a marriage loan up to INR 7.5 lacs.

Why do you need a wedding loan?

Did you know that an average Indian parent(s) spend more than 30 percent of their life’s savings on their child’s wedding even in this age? And don’t most of us feel entitled?

To put it bluntly, ‘Entitlement’ is not exactly a pretty concept. Times, they are changing and couples these days are well in touch with their monetary realities of their times. Pension or monthly income from investments take care of the living expenses. Hence breaking an FD or Fund or selling a property to fund your marriage can be backbreaking for most parents. Yet it is too much to expect a young couple to pool enough money to have a stunning wedding just a few years into working. Voila Marriage Loans!

Should I get a wedding loan?

As the matrimony business becomes more and more lavish and urbane, so are the financing choices. Now you can have your cake and relish it as well – your wedding cake that is.
Marriage may or may not be attended by hundreds of people. But folks, please keep in mind that a celebration of the day is mostly (if not all) about you and your significant other. You are free to tie the knot sans much expense too. Some people think ‘it’s just one day’ and go all out. Some couples split up the expenses. To each their own.
So the answer is completely dependent on your situation and what you want. If you face a stringent need for finance, but do not own or want to pledge any asset, marriage loan is a good choice. Taking a personal loan is a better choice than using your credit card for obvious reasons. Also take into consideration your salary, your other obligations like outstanding loans, EMIs and other expenses. And please do make sure that you can honor the commitment. Failing to pay back the money will not only dip your CIBIL score dramatically, but may also get you into trouble with the law.

Benefits of getting Wedding Loans from Qbera.com

A Smarter Alternative

Everybody likes to be spoilt for choice and it is not always about borrowing from a lender.

Zero Room For Broking Expenses

There is no chance of application being delayed as we don’t believe in unnecessary deferrals and outlays.

A Time-saver Like No Other

Applying for wedding finance takes only a few minutes online, depending on the speed of your internet. In one move, you can do away with the need of getting pre-approval, shuttling and negotiating from bank to bank and more.

Easy Access

Availing a Qbera marriage mortgage online is surprisingly easy. Four hours is all it takes for approval and the cash will be credited the very next day. So far we are the only service provider who offers a painless and paperless procedure to get personal loans. Yes, we are smartphone friendly to boot.

Unsecured Loan

Unlike many other loans such as home loan, vehicle loan and gold loan, wedding loans are unsecured. Here, you are not required to pledge any of your properties or even have a guarantor. Your salary, employment history and CIBIL Score are the only parameters Qbera takes into consideration. After all, it is a matter of trust.

Multi-purpose

You needn’t share all your plans for the borrowed money with us. That’s entirely your call. It could be used to rent out a wedding hall, buy jewelry, pay the caterers and so on. Of course, there are some basic constraints- you cannot use to fund your business, lend it to someone else at a higher interest or use it for some criminal activity. Well, having a grand wedlock is hardly criminal, so you are safe.

Round-the-Clock Service

Financial crunch often occurs unexpectedly and inconveniently. What if you discovered you are short of cash late at night or on the eve of your marriage (especially during non-banking hours)? You now have an option to apply for a wedding mortgage in the comfort of your home and get the loan the very next day. An internet connection and a laptop or smartphone are all you need to get to it right away.

Shorter Tenure Options

Marriage loans are mostly seen as a safety measure in case some unforeseen expense arise and the function goes as bump-free as possible. Most couples prefer to close such loans at the earliest as they have other things to take care of post festivities. With tenure options ranging from one to three years, you have the leeway to pay off everything in shorter terms or even request for a one-time payment.

Quick Disbursement

This is the most obvious reason for many people to go for personal loans to fund their party expenses despite the slightly higher interest rate. Pay out delayed is pay out denied, especially in a scenario such as this where unexpected expenses keep cropping up. Unlike traditional way, Qbera makes it quite a painless affair, verifying and approving in less than a day. Once the application is approved, you will get a call from our official to fix an appointment to get the necessary papers signed. Isn’t this a blessing when you are already bogged down by marriage and reception preparations?



How to apply for a Wedding Loan via Qbera

Qbera application procedure takes the words ‘easy’, ‘quick’ ‘simple’ and ‘hassle-free’ among others to a new level. Given below are 5 steps to get it done the Qbera way.
  • Just log on to Qbera.com and fill in the application form (it barely takes 5 minutes)
  • Upload your bank statement on the website
  • Qbera gives you an offer within 4 hours
  • Our representative will come and collect the documents
  • Money transferred to your account in less than 24 hours
  • Qbera may be able to help when you need it the most. Apply now for a smart hassle-free loan in bangalore.

Types of Loans

At Qbera we offer quick hassle-free loans for several purposes

Easy Application

Second Hand Car Loans

At Qbera, you can apply for any vehicle loan be it a bike loan, scooter loan or even a used car loan without any of the difficulties that are often faced with traditional banks and NBFCs.

Flexible Loans

Wedding Loans

Qbera is there by your side to ensure you don’t have to compromise on your big day. Get a marriage loan, an engagement loan or a honeymoon loan instantly with Qbera even at the last minute.

Fast Payment

Credit Card Refinancing

Saddled with credit card debt? Want to repay the balance on your card? With Qbera, convert your high-cost credit card debt into affordable monthly EMIs at low interest rates in no more than 24 hours.

Secure Process

Education Loans

Want to study further but require funding for your fees? We offer instant education loans for salaried professionals at attractive interest rates. Apply today to fulfill your educational goals.

Easy Application

Home Improvement Loans

Require furniture or interiors for your new house or want to renovate your existing home? Qbera provides Home improvement loans, home remodeling loans, home renovation loans, home repair loans and furniture loans instantly!

Flexible Loans

Travel Loans

At Qbera, get a travel loan of up to 7.5 lakhs in a quick, convenient process. We offer travel loans, tour loans, holiday loans, vacation loans, air ticket loans, foreign travel loans, cruise booking loans in less than 24 hours.

Fast Payment

Medical Loans

Medical issues often require urgent funding. In such situations, getting money quickly is a top priority. At Qbera, we respect this and can help you with such Medical loans or emergency cash in less than 24 hours.

Secure Process

Loan Refinancing

Existing loans that you may have can be refinanced to lower your monthly payments. Be it a payday loan, credit card loan, education loan, wedding loan or travel loan. Qbera offers the fastest loans for debt consolidation or refinancing.

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QBERA

We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.7,50,000. APR ranges from 14% to 24%. Loan lengths range from 12 to 48 months. Administration fee ranges from 2% to 4%.

* Subject to Risk Profile

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 89719 28484
Address:
1st Floor, Wolfpack Workspaces,
#39, 8th Main Road,
Vasanth Nagar.
Bangalore 560 052

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