Home Improvement Loan in Chennai

Most people think about renovating their homes when they are preparing for an important function in the family, like a wedding or a festival. You have to put your best foot forward in such times as you will be having a lot of guests and your home is a reflection of yourself. Those worn-out curtains and shabby furniture has to go! To impress your guests you need a new-looking house; just a fresh coat of paint will do wonders to it, but it doesn’t come cheap. If you have an important function around the corner and would like to give your home a renewed look, you have to gather quite an amount to do so. If you do not have such an amount saved up, you can opt for a personal loan from Qbera for your home improvement. Our home improvement loan is popular for multiple reasons. 

THE UNIQUE BENEFITS OF CHOOSING QBERA’S HOME IMPROVEMENT LOANS:

• Easy application with minimal paperwork
  Choosing Qbera to finance your home improvement plans means that you are in for a smooth ride, moneywise. Your application for the loan amount can be done online in less than 10 minutes. Once you finish your application, you must upload your bank statements and we will send a staff member to come to you at your convenience to collect a few other documents.
• Quick disbursal
  We truly value your time and we understand that when you apply for a personal loan, you expect the amount to be in your account as soon as possible. That’s why we have a two-day disbursal time period. So if you have decided that you want to do some home improvement to spruce up your living space today, you can get the money needed for it by day after tomorrow. Now that’s fast service.
• Simple approval
  Unlike most banks which will only approve loans if you are an employee of certain companies, we are more accommodative and will accept applications from employees of most start-ups as well. Applicants are just expected to be employed and earning Rs. 20,000 or above to be eligible for a personal loan from us.
• Just one day needed for money in your bank
  Application, approval and disbursement of your funding can be done in just a day!
• Easy repayment
  Repayment of our loan is very flexible. You can choose terms that you are most comfortable with. You can choose a repayment period up to 3 years so that you are not burdened with very heavy amounts each month. However, keep in mind that the longer you take to repay the whole amount, the more the EMI will be. We will also be sending you reminders regularly so that you do not miss any payments and bear late charges.
• Complete home remodelling financing
  Renovation will unquestionably come with a lot of surprise costs. A fresh coat of paint, new furniture/repairing old furniture, better plumbing, new décor etc. do not come cheap (Not to forget the labour charges). It’s a good idea to write down what all you think you will need to get done and make an informed budget before setting out to take a loan for renovation. No matter how small or big you want the renovation to be, you can be sure that Qbera will cover the expense with one lump sum of up to INR 10 lakhs.
• No collateral
  The loan that you can avail is unsecured which means that you do not have to put up your home or other valuables as collateral when you take a home renovation loan from Qbera.
• Don’t depend on anyone
  When you are in need of money for something like home renovation, or anything for that matter, you do not want to depend on anyone. A personal loan from us will let you stand on your own feet and not depend on anyone to give your family a home renovation that is long pending.
• Interest Rates on Personal Loan for Home Improvement
  One of the main reasons that our customers choose our personal loan over others is because of the competitive interest rates that we offer (between 14-24%).
• Fees and other charges for Home Renovation Loan
  The fees and charges charged by us are also very competitive. The processing fee is just 2-3% (will be based on the amount borrowed). Other charges like late prepayment charges, payment fees, ECS/cheque bounce charges and special service request charges are as per the RBL norms.
• 24x7 support available
  Taking a personal loan from us means that we are committing to support you from the moment you decide to take a Personal Loan from us to when your repayment is complete. Our staff are available 24x7 to help answer any queries that you may have during this period. We can be reached via whatsapp at +91 89719 28484, by chat on the website or you can email us.

HOW TO APPLY FOR A HOME RENOVATION LOAN VIA QBERA:

Obtaining a home improvement loan is as easy as purchasing a buying shoes. It’s a simple five step process:

• Simply log on to Qbera.com and fill in the loan application form
• Upload your bank statement on the website.
• Receive an offer from us within 4 hours
• A representative will come to you, at your convenience, to collect the documents
• Within 24 hours, your money will be transferred to your account

Documents Required For Home Improvement Loan:

• Bank Statement
• Income proof
• Pan card
• Aadhar card
• Address proof
• One photograph
• 3 cancelled cheque leaves

ELIGIBILITY CRITERIA FOR HOME IMPROVEMENT LOANS:

• Should be employed with a minimum salary of Rs. 20,000
• Should have a minimum credit score of 625
• Applicants must be between the ages of 23 and 55