For immediate loan in Delhi and NCR region choose Qbera. Personal loans are the best possible solution for any kind of monetary requirement. Delhi is a historical city that has developed into a financial center as well. Considering the fact that it is the seat of political power in the nation and the capital of this great nation, it is no surprise that there is a vast number of immigrants here from all parts of the country. Personal loans are hassle-free solutions for any monetary need in this metropolitan city.
Immediate loans in the form of unsecured personal loans are not secured against any asset. Youngsters particularly love this feature as it gives them the freedom to pursue their dreams without depending on anyone. For example, the young family or friends can take a personal loan to travel the world, visit exotic places and gain new knowledge as well as relax. Upon completion of their sojourn, they can repay the loan amount in monthly installments over a period of time. Isn’t this the kind of independence that we all look forward to?
Immediate loans in Delhi from Qbera starts with an interest rate of 10.99% and the repayment tenure spans to 5 years. Although a vacation cannot be termed immediate, any immediate requirement like a medical emergency or urgent home repairs can be undertaken without liquidating your savings. You can also plan your lavish wedding, buy a second- hand vehicle, pay for an unconventional course or even consolidate your debts using an instant personal loan.
Any salaried individual with a net take-home salary of Rs. 18,000 per month can apply for an immediate loan from Qbera. The CIBIL score is quite important and traditional banks do not process applicants with score lesser than 750, however, a marginally low score of 600 is also considered by Qbera. The advanced risk-calculation algorithms used enables Qbera to assess the individual's creditworthiness based on the socio-economic preferences and willingness to pay. The age group preferred is 23-55 years and the long repayment tenure ensures that the monthly payments do not burden individuals’ monthly budget.
The documentation is done online with just a handful of documents being presented in hard copy. An executive is assigned to collect these documents upon successful verification of these, the loan amount is directly disbursed to the applicant’s bank account within 24-48 hours. The entire process is therefore completed online and gives the user a complete digital experience.
Aadhaar Card
PAN Card
Proof of address
Salary and income documents
Photographs
Flexible loan
Competitive interest rate
Long repayment tenure
Collateral-free
Minimal documentation required
Considers applicants in shared accommodation
Considers applicants with a low CIBIL score
Considers applicants with low-income
Interest Rate
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11.99% to 35.99%
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Processing Fee
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1% to 5% of total loan amount
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Loan Amount
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₹1,00,000 to ₹15,00,000
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Loan Tenure
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12 to 60 months
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