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Personal Loans made simple!

Find the loan that's perfect for you!
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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Immediate Loan in Delhi

For immediate loan in Delhi and NCR region choose Qbera. Personal loans are the best possible solution for any kind of monetary requirement. Delhi is a historical city that has developed into a financial center as well. Considering the fact that it is the seat of political power in the nation and the capital of this great nation, it is no surprise that there is a vast number of immigrants here from all parts of the country. Personal loans are hassle-free solutions for any monetary need in this metropolitan city.

Immediate Loans in Delhi - how do you get one?

Immediate loans in the form of unsecured personal loans are not secured against any asset. Youngsters particularly love this feature as it gives them the freedom to pursue their dreams without depending on anyone. For example, the young family or friends can take a personal loan to travel the world, visit exotic places and gain new knowledge as well as relax. Upon completion of their sojourn, they can repay the loan amount in monthly installments over a period of time. Isn’t this the kind of independence that we all look forward to?

Immediate loans in Delhi from Qbera starts with an interest rate of 10.99% and the repayment tenure spans to 5 years. Although a vacation cannot be termed immediate, any immediate requirement like a medical emergency or urgent home repairs can be undertaken without liquidating your savings. You can also plan your lavish wedding, buy a second- hand vehicle, pay for an unconventional course or even consolidate your debts using an instant personal loan.

Any salaried individual with a net take-home salary of Rs. 18,000 per month can apply for an immediate loan from Qbera. The CIBIL score is quite important and traditional banks do not process applicants with score lesser than 750, however, a marginally low score of 600 is also considered by Qbera. The advanced risk-calculation algorithms used enables Qbera to assess the individual's creditworthiness based on the socio-economic preferences and willingness to pay. The age group preferred is 23-55 years and the long repayment tenure ensures that the monthly payments do not burden individuals’ monthly budget.

The documentation is done online with just a handful of documents being presented in hard copy. An executive is assigned to collect these documents upon successful verification of these, the loan amount is directly disbursed to the applicant’s bank account within 24-48 hours. The entire process is therefore completed online and gives the user a complete digital experience.

Documents Required for Immediate Loans in Delhi from Qbera

  • Aadhaar Card

  • PAN Card

  • Proof of address 

  • Salary and income documents

  • Photographs

Benefits of Immediate Loans in Delhi from Qbera

  • Flexible loan

  • Competitive interest rate

  • Long repayment tenure

  • Collateral-free

  • Minimal documentation required

  • Considers applicants in shared accommodation

  • Considers applicants with a low CIBIL score

  • Considers applicants with low-income

View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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