Are you prepared to handle a medical emergency? Get Instant Medical Loans.

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Eligibility Criteria
Take Home Salary > ₹20,000
At least 23 years old
Work for a Private Ltd. /
     Public Ltd./ Govt. Company
EMI starting from ₹2,733/lac*
Free Eligibility Check
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Net Monthly Income
Current EMIs (Excluding the loans that are ending in the next 3 months)
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EMI of (4 years)
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EMI starting from ₹2,733/lac*

Smart Personal Loans for a Smarter India

Quick hassle-free loans from ₹50,000 to ₹7,50,000.
Get the money in your bank account .

Easy Application

Easy Application

No unnecessary meetings or paperwork. Just tell us about yourself, your employment and your needs.

Flexible Loans

Flexible Loans

Choose the loan that’s best for you. Adjust your repayment to go inline with your future financial goals.

Fast Payment

Fast Payment

Once your loan is approved, we transfer the money straight into your bank account.

Secure Process

Secure Process

We keep all your data secure with 128 bit SSL encryption and we promise never to sell your data.

How it works

Step 1

Get your loan offer in 10 minutes

Answer a few questions about your employment, education and expenses.


Submit your bank statements

Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form.


Choose your term

Choose the loan offer which is best suited to your needs.


Get your funds tomorrow

Once your loan is approved, get the money in your bank account the next day.


Repay your loan

Pay your loan off with automatic EMI payments

How it works

Step 1: Get your loan offer in 10 minutes

Answer a few questions about your employment, education and expenses.

Step 1

Step 2: Submit your bank statements

Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form.

Step 2

Step 3: Choose your term

Choose the loan offer which is best suited to your needs.

Step 3

Step 4: Get your funds tomorrow

Once your loan is approved, get the money in your bank account the next day.

Step 4

Step 5: Repay your loan

Pay your loan off with automatic EMI payments

Step 5

Finance in need is finance indeed!

Healthcare today is expensive. Majority of people are either unaware of health insurance policies that protects them from all the medical contingencies in life financially or seldom bother to buy one. Medical loans can be used to take care of any medical expense while the cover offered by health insurance is limited. It is at times like these when medical personal loans come to the rescue. Such loans aim to help people face and survive unforeseen medical expenses including hospitalization bills, medical prescription bills, surgeries such as angioplasty, bypass surgery, chemotherapy, and others similar treatments. Yes, as they say, death is the only certainty in life. However, loss of life just because one didn’t have enough money is heartbreaking. It is not something people can easily forgive themselves or move on from.

Though health insurance is a more popular and money-saving option than a medical loan, people are not farsighted enough to procure one or keep putting it off. Some even disregard health insuarance totally thinking it a waste of money. In any case, health insurance policies come with lot of conditions and are not helpful in all situations. Many illnesses are not covered and after a certain age, it becomes increasingly difficult to find one that covers all. Personal medical loans do have certain advantages - being unsecured there is no need for any collateral or deposit. A personal medical loan ensures that you get quality medical care with no delay. Many people are unaware of alternative lenders that offer healthcare and medical emergency loans.

Medical loans in Delhi

Delhi boasts of an admirable and comprehensive healthcare system, which many states strive to follow. But being a cosmopolitan city, some of the medical procedures in the city do tend to get rather expensive at times. As mentioned above, health insurance schemes and medical loans have managed to bridge this gap, but it is not easy for all and sundry to avail loans from listed banks due to their stringent eligibility criteria.

Fintech firms and online loan providers are the only hope for those people who fall outside the banks’ benchmarks. We at Qbera understand this and are here to help by making it very easy & fast to access funds through our online medical loans.

Why Qbera Medical Loans


You only need to spare a few minutes to fill the online form and upload necessary documents. Qbera is quick, user-friendly, and headache-free.

We are with you at every step

You can apply for a loan and simultaneously chat with a Qbera personal loan expert to know where you stand and clarify all your doubts regarding our loan products.

Money deposited directly in your bank account

Most traditional medical loan lenders credit money directly to the concerned hospital, which can be a tad inconvenient at times. But a Qbera loan gets credited to your account in one day.

Scenarios where you can apply for medical loans

Extended Medical Treatments

Extended medical treatments like Chemotherapy, dialysis etc. often require a constant cash flow to take care of the hospital bills and medications.

Dental treatments

Dental treatments like root canals, braces, teeth reconstruction are shockingly expensive and not something you can simply ignore due to a financial crunch. As they say, there is nothing worse than an unattended toothache.

Cosmetic surgeries

Cosmetic surgeries were something that used to be done by celebrities and accident/burn victims. But now many ‘regular people’ are opting to go under the knife to get a lip job or nose job done. Liposuction, Botox, breast implants, breast reductions and jawline corrections are some expensive elective treatments that many people feel the need to do today.

Medical Treatments Abroad

If you are going for abroad for medical treatment, it is advisable to opt for a personal loan. You can use it to cover medical expenses not covered in your insurance plan. Qbera offers tailored personal loans for these purposes.

IVF treatment

IVF treatment is not covered any health insurance scheme and can cost 2 lacs and above. Qbera loan can be your perfect option if you are worried about finances. We ask no questions and see to it that you get your money by the next working day.


Get it done the Qbera way in 5 steps:
  • Just log on to and fill in the application form (It just takes 5 minutes)
  • Upload your bank statement on the website
  • Qbera gives you an offer within 4 hours
  • Our representative will come and collect the documents
  • Money transferred to your account in less than 24 hours

Life is an amazing journey and all of us have the right to good health and happiness. Putting a price tag on life seems cruel and unfair; sadly that’s how the world works. Hence, it is strongly recommended that you buy a good health insurance policy and in case something untoward happens which is not covered under the policy or comes under ‘pre-existing’ conditions, then you have the likes of Qbera loans to fall back on.

Qbera may be able to help when you need it the most. Apply now for a smart hassle-free loan in Delhi.

Types of Loans

At Qbera we offer quick hassle-free loans for several purposes

Easy Application

Second Hand Car Loans

At Qbera, you can apply for any vehicle loan be it a bike loan, scooter loan or even a used car loan without any of the difficulties that are often faced with traditional banks and NBFCs.

Flexible Loans

Wedding Loans

Qbera is there by your side to ensure you don’t have to compromise on your big day. Get a marriage loan, an engagement loan or a honeymoon loan instantly with Qbera even at the last minute.

Fast Payment

Credit Card Refinancing

Saddled with credit card debt? Want to repay the balance on your card? With Qbera, convert your high-cost credit card debt into affordable monthly EMIs at low interest rates in no more than 24 hours.

Secure Process

Education Loans

Want to study further but require funding for your fees? We offer instant education loans for salaried professionals at attractive interest rates. Apply today to fulfill your educational goals.

Easy Application

Home Improvement Loans

Require furniture or interiors for your new house or want to renovate your existing home? Qbera provides Home improvement loans, home remodeling loans, home renovation loans, home repair loans and furniture loans instantly!

Flexible Loans

Travel Loans

At Qbera, get a travel loan of up to 7.5 lakhs in a quick, convenient process. We offer travel loans, tour loans, holiday loans, vacation loans, air ticket loans, foreign travel loans, cruise booking loans in less than 24 hours.

Fast Payment

Medical Loans

Medical issues often require urgent funding. In such situations, getting money quickly is a top priority. At Qbera, we respect this and can help you with such Medical loans or emergency cash in less than 24 hours.

Secure Process

Loan Refinancing

Existing loans that you may have can be refinanced to lower your monthly payments. Be it a payday loan, credit card loan, education loan, wedding loan or travel loan. Qbera offers the fastest loans for debt consolidation or refinancing.

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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.7,50,000. APR ranges from 14% to 24%. Loan lengths range from 12 to 48 months. Administration fee ranges from 2% to 4%.

* Subject to Risk Profile

Phone: 1800 4198 121
Whatsapp:+91 89719 28484
1st Floor, Wolfpack Workspaces,
#39, 8th Main Road,
Vasanth Nagar.
Bangalore 560 052

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