When unexpected expenses come knocking an Unsecured loan in Delhi from Qbera can be your solution. Earlier, saving up was the only way to buy things that you require or that you dreamt of. The easy availability of credit has changed the scene and now, you can take a loan and fund your requirements. An Unsecured loan in Delhi from Fintech companies like Qbera are easy to pally and quite handy. There is a range of options that can help finance any kind of loan requirements.
Unsecured Personal Loans in Delhi - Qbera vs Private Banks
|
Parameters
|
Qbera
|
Banks
|
|
Processing fee
|
1% -5%
|
2.25% of principal + GST
|
|
Interest rate
|
Starting at 10.99%
|
Starting at 11.99%
|
|
Credit Score required
|
600 and above
|
750 and above
|
|
Loan amount
|
Up to Rs 25 00 000
|
Up to Rs 15 00 000
|
|
Minimum age required
|
23 years
|
21 years
|
|
Pre-closure charges
|
5% + GST
|
5% + GST after a lock in period
|
Features and Benefits of an Unsecured loan in Delhi from Qbera
Easy application process: The application process is quite easy and hassle-free allowing you to freely enjoy your special day.
Minimal Documentation: There is minimal documentation to be submitted physically. An executive will visit you at your home or office and collect the stated documents without you being required to visit multiple places with applications. Note that only a copy of your KYC documents, your passport sized photograph, and cheque leaves from your salary account are required to be submitted - all other documents can be uploaded online.
Multi-functional: You can choose what you want to use the loan amount for. There isn’t any limitation of sorts on what you can do with the loan amount you receive.
Economical rate of Interest: Unsecured personal loans from Qbera start 10.99% p.a. The interest, however, depends on multiple parameters such as your credit score, number of debt sources and your repayment history.
Different ways to use an unsecured loan in Delhi
Medical bills: The high costs associated with unplanned hospital stays can be managed with an unsecured loan. These are usually high and making use of personal loan helps bring down the associated stress.
Marriage bills: This once in a lifetime event often leads to huge bills and a whole lot of planning. The money aspect can be dealt with easily with an unsecured loan easily without liquidizing assets.
Educational certification: There is a saying that learning only stops when one is dead. It is the need of the hour to keep oneself high up as far as educational qualifications are considered. Invariably these courses are expensive and require huge amounts that can be easily managed with a personal loan.
Consolidate debts: The lifestyle changes and increased living cost are usually managed with credit cards, often leading then towards the debt trap. An unsecured loan in Delhi can help consolidate such debts under one heading.
Plan an exotic vacation: Vacation is much needed to destress, however, the costs involved can add to stress. So, instead of digging into your savings choose unsecured loans with easy repayment options and fly away to your dream destinations.
About Qbera
Partner with Qbera
Press
Reviews
Call Back Request
