Do you want an urgent cash loan in Delhi to tide over a financial crisis or tackle an emergency? Qbera offers urgent cash loans in India to salaried individuals at interest rates starting from 11.99% p.a. Let's look at some features of urgent cash loans offered by Qbera.
Features and Benefits of Urgent Cash Loans in Delhi from Qbera
Here are some prominent features and benefits of urgent cash loans from Qbera:
Qbera offers urgent cash loans within 2-48 hours
You can get your urgent cash loan from Qbera within 24-48 hours after receiving approval post digital verification. If you approach a traditional lender for an urgent loan, well, you won't quite get one - simply because conventional lenders such as private banks take at least 7 to 8 business days to approve and disburse your loan application. With Qbera, however, filling out the application form takes just a few minutes of your time, and once your documents are verified, you will receive the loan amount directly into your registered bank account within 24 to 48 hours.
With Qbera, you can get a loan even with a low CIBIL score
If you didn't know this already, you can get an urgent cash loan from Qbera with a CIBIL score as low as 575! This eligibility norm is unprecedented, as private lenders, especially top private banks, require an applicant to have a minimum credit score of at least 750 in order to qualify for a personal loan. Note that while Qbera caters to applicants with low CIBIL scores, applicants who wish to qualify for a Qbera urgent cash loan should not have instances of defaults in their credit profile over the last 12 months.
A minimum income of Rs. 20,000 per month
With an income of Rs. 20,000 per month, you can qualify for a personal loan from Qbera! This again is a deviation from the income eligibility norm adopted by most conventional lenders in the market, as most of them require applicants to have income levels of at least Rs. 30,000 per month in order to qualify for personal loans.
Urgent cash for individuals employed in unlisted companies
If you are looking for urgent cash and you're employed in an unlisted company, you can be doubly sure that your application will face rejection. Qbera, however, does not reject employees of unlisted companies applying for loans. Currently, Qbera serves employees of over 7,00,000 companies across several cities in India.
Documents required for an urgent cash loan in Delhi from Qbera:
- Aadhar Card
- PAN card
- Proof of Identity and address
- Salary slips and bank statements
- photographs
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