Qbera Open Nav

Urgent Cash Loan in Delhi

Get urgent cash loans from Qbera
Get my loan offer!
It only takes 2 minutes
Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 10.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Urgent Cash Loan in Delhi

Do you want an urgent cash loan in Delhi to tide over a financial crisis or tackle an emergency? Qbera offers urgent cash loans in India to salaried individuals at interest rates starting from 11.99% p.a. Let's look at some features of urgent cash loans offered by Qbera.

Features and Benefits of Urgent Cash Loans in Delhi from Qbera

Here are some prominent features and benefits of urgent cash loans from Qbera:

Qbera offers urgent cash loans within 2-48 hours

You can get your urgent cash loan from Qbera within 24-48 hours after receiving approval post digital verification. If you approach a traditional lender for an urgent loan, well, you won't quite get one - simply because conventional lenders such as private banks take at least 7 to 8 business days to approve and disburse your loan application. With Qbera, however, filling out the application form takes just a few minutes of your time, and once your documents are verified, you will receive the loan amount directly into your registered bank account within 24 to 48 hours.

With Qbera, you can get a loan even with a low CIBIL score

If you didn't know this already, you can get an urgent cash loan from Qbera with a CIBIL score as low as 575! This eligibility norm is unprecedented, as private lenders, especially top private banks, require an applicant to have a minimum credit score of at least 750 in order to qualify for a personal loan. Note that while Qbera caters to applicants with low CIBIL scores, applicants who wish to qualify for a Qbera urgent cash loan should not have instances of defaults in their credit profile over the last 12 months.

A minimum income of Rs. 20,000 per month

With an income of Rs. 20,000 per month, you can qualify for a personal loan from Qbera! This again is a deviation from the income eligibility norm adopted by most conventional lenders in the market, as most of them require applicants to have income levels of at least Rs. 30,000 per month in order to qualify for personal loans.

Urgent cash for individuals employed in unlisted companies

If you are looking for urgent cash and you're employed in an unlisted company, you can be doubly sure that your application will face rejection. Qbera, however, does not reject employees of unlisted companies applying for loans. Currently, Qbera serves employees of over 7,00,000 companies across several cities in India.

Documents required for an urgent cash loan in Delhi from Qbera:

  • Aadhar Card
  • PAN card
  • Proof of Identity and address
  • Salary slips and bank statements
  • photographs

 

View a complete list of our FAQs at our help center
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • You must be residing in Delhi/NCR, Bangalore, Pune, Chennai, Mumbai, Hyderabad, Jaipur, Ahmedabad or Kolkata.
  • Aadhaar Card
  • PAN Card
  • 4 Cheques from your Salary Account
  • Current Address Proof
  • Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card)
Pradeep

Pradeep

"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."

Shekhar

Shekhar

"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...

Syed

Syed

"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."

Anish

Anish

"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"

Arun

Arun

"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"

Bhaskar

Bhaskar

"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Select your employment type to proceed.
Self-Employed
Salaried

QBERA

We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 10.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:
whatsapp

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 89719 28484
Address:
1st Floor, Wolfpack Workspaces,
#39, 8th Main Road,
Vasanth Nagar.
Bangalore 560 052

© 2018 Qbera | All Rights Reserved