Cash Loan in Hyderabad
Cash Loan in Hyderabad
The city of Hyderabad developed as one of the top cities in India for IT companies after 1990. All the top IT and ITES companies like Infosys, Cognizant, TCS, Wipro, Deloitte etc. have offices here. These offices cater to the young, vibrant and highly mobile IT professionals of the country and abroad. Yes, the crowd is mostly young and flexible but there may arise situations that may demand cash. For these young salaried individuals and households emergency cash availability is definitely limited. Cash loan in Hyderabad is one of the best ways to manage emergency situations. Well not just emergencies, even luxuries, which cannot be afforded by saving up your salary can be managed with an Instant personal loan.
There is absolute flexibility in the final usage of an instant cash loan. You can manage any financial crisis like hospital bills or emergency repairs to your home as well as use the funds to plan for an exotic vacation or a long dreamt of destination wedding. Also being unsecured loans, there is no need to pledge any kind of asset with the company providing the loan. Personal loans so become a boon for young and independent professionals who simply don’t want to burden their parents for their money matters.
Being unsecured loans, there is a lot of weightage on the CIBIL score of an individual. The banks and financial institute determines the credibility of an individual based on it. There are many factors that determine your score and a score of 750 and above is considered ideal. However, what can be done if your score is marginally less? You can still get a cash loan in Hyderabad from Fintech Company like Qbera.
Cash loan in Hyderabad from Qbera can be instantly applied and with the presence of online eligibility checks and risk assessment algorithms, they ensure a quick turnabout time. These loans are quick and paperless, just log on to their website, fill in the details and the eligibility is instantly known. After submitting the bank documents through net banking and a few other internal checks, the amount is disbursed into your bank account within 24-48 hours.
Documents for Cash Loans in Hyderabad
- Aadhaar Card
- PAN Card
- Proof of address
- Salary and income documents
- Photographs
The eligibility criteria to avail a cash loan in Hyderabad.
- You must be a salaried individual-
- You must have a min net salary of Rs.20 000/-
- You must be above 23 years of age and less than 55 years
- Minimum CIBIL score of 575 and no defaults in the last 24 months
Interest Rate & Other Charges
Interest Rate
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11.99% to 35.99%
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Processing Fee
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1% to 5% of total loan amount
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Loan Amount
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₹1,00,000 to ₹15,00,000
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Loan Tenure
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12 to 60 months
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