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Education Loan in Hyderabad

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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Education Loan in Hyderabad

“One child, one teacher, one book, one pen can change the world.” That’s a quote from the brilliant Malala Yousafzai about education. There is no need for us to tell you about the importance of education because we all know how important it is to get ahead in life and to broaden our minds. We also know how expensive it can be, especially higher education, but that shouldn’t stop you from dreaming big. Something like a lack of funds for your education should not come between you and your dreams which is why Qbera offers the education loan.

It is important that you don’t stop your studies with a degree or masters, education should be a life-long process. We must nurture our minds by challenging it with new ideas. Additionally, earning knowledge can be very beneficial to your career as well because it is an ever-changing world.

Many people have a misconception about education funds; they think that only full-time bachelors or masters can be funded with education loans, but this is not true. Specialized courses, weekend-classes, evening classes, short courses and a wide variety of other courses can be funded with education loans as well.

With Qbera’s personal loan for education, you will be getting the money to your account unlike banks which will pay directly to the institution on your behalf. Just like any other unsecured loan, you must start the repayment of the personal loan from Qbera from the next month of receiving the amount. This means that the education loan from Qbera is meant either for parents wishing to fund their child’s education or an employed individual wishing to broaden their knowledge by registering in a part-time course. 


  • Simple approval criteria
    Qbera aims at simplifying the whole process of borrowing money for education. While most banks will only approve loans if you are an employee of certain companies. This list of companies is limited and does not include most start-ups. Qbera is different. As long as you are employed and earning Rs. 20,000 or above, you stand a good chance of being eligible for a loan.
  • One day approval
    Application, approval and disbursement of your funding can be done in just a day!
  • Minimal paperwork
    We aim at giving out loans in the simplest and quickest way possible, which means minimal paperwork.
  • Complete financing
    Joining a course comes with additional costs such as text books and other expenses. If you choose Qbera’s personal loan to fund your education, all of these costs can be covered in a single loan ranging from ₹25,000 up to ₹10,00,000.
  • Interest Rate
    The APR charged by Qbera is between 14-24%, on par with the current market rates.
  • Fees and other charges:
    It will be difficult to find fees and charges in the market that are less than what Qbera charges for education. Qbera’s processing fee is a mere 2-3% (this will be based on the amount borrowed). Other charges like late payment fees, prepayment charges, ECS/cheque bounce charges and special service request charges are as per the RBL norms.
  • 24x7 support available
    Taking a personal loan from Qbera means that we are committing to support you the way you deserve. We are available 24x7 to help answer any queries that you may have while making your decision and long after. The Qbera staff can be reached via whatsapp at +91 89719 28484, by chat on the website or you can email us.


  • Employed individuals choosing evening or weekend studies
    Some of us are not lucky enough to have someone sponsor all our expenses while we study full time and some of us just do not want to depend on anyone else for money. If you are one of these self-reliant professionals, and want to study while working, there are many esteemed universities and centres offering classes that are not full-time. These courses would have classes in the mornings, evenings or weekends and you can choose the timings that you want according to your convenience.These courses can be expensive and the institution will probably expect the fees to be paid upfront in one lump sum. Qbera gives you a unique opportunity in the form of education loan so that your dreams of higher education do not have to be put on hold.
  • Employed individuals who opt for paid online certifications
    If you want to increase your knowledge in the field that you are in, you could take up a certification course. Having an extra certification that is relevant to your field can do wonders for your career. It will give you an edge and make you stand out in an office full of colleagues who have similar degrees as you. A few career enhancement courses may just be what you need to put that career growth on 5th gear.
  • Those who want to pay for coaching classes (GMAT, Civil Service and other such competitive exams)
    Many competitive exams like GRE, GMAT, medical entrance, civil service exams and other need you to attend coaching classes which are not cheap. The education loan can be used for these as well.
  • Those you want to pay children’s school fees
    Many people state the reason for deciding not to have children as the unbearable expense of raising a child. This is a valid point. School fees are one of the main culprits for couples taking this decision. School fees are incredibly expensive and they are increasing rapidly as the years go by. It is a competitive world and parents want to make sure that their child has a bright future by making them go to the best schools. It is not just school fees that should be considered; when you add the additional costs like bus fees, books, uniforms and other expenses, it is rather difficult for many people to manage financially. Taking a personal loan from Qbera to meet children’s educational needs is a great option that many parents go for.
  • Those who want to pay for children’s higher education
    Colleges and universities are expensive in India, and more so abroad. But sending your child to a good college is vital for their future. If your child goes abroad, he/she will benefit from the irreplaceable exposure that they will get in a foreign land. If you do decide to send your child abroad for their higher education, there is the added expense of living in a foreign country, which can be too much for many parents to manage within their budget. If you are such a parent, Qbera will finance your child’s college fees (as long as it is within 10 lakhs).


Obtaining an education loan via Qbera is as easy as purchasing an ice-cream. It’s a simple five step process:

  • Simply log on to Qbera.com, fill in the application form
  • Upload your bank statement on the website
  • Receive an offer from Qbera within 4 hours
  • A representative will come to you, at your convenience, to collect the documents
  • Within 24 hours, your money will be transferred to your account

Qbera may be able to help when you need it the most. Apply now for a smart hassle-free loan in hyderabad.

1. What is the tenure of a personal loan from Qbera?

The loan tenure at Qbera is a flexible one and it ranges from 1 to 5 years (12 to 60 months).

2. What is an EMI?

It is the fixed amount that a borrower pays to the lender on a particular date every month. An EMI includes the principal and interest charged on a loan.

3. What is the minimum and maximum loan amount that I can get from Qbera?

The loan amount ranges between Rs. 25,000 to Rs. 10 Lacs.

4. What is unique about Qbera?

Our technology and lending partnership allow us to offer a world-class experience to our borrowers:

  • Paperless application
  • Instant lending decision
  • Digital verification of income, employment and residence
  • Disbursement of loan within 24-48 hours

Our CIBIL score cut-off is 625 and we can give loans to employees of more than 9 lac companies in India. Now you don’t have to get rejected by banks just because they have not analyzed and categorized your employer.

5. What should be my age to apply for a loan with Qbera?

You must be at least 23 years old to apply for a loan.

6. What should be my minimum salary to get a loan?

Your net monthly income must be Rs. 20,000 or more.

7. What should be my CIBIL score cut-off for a personal loan?

Our CIBIL score cut-off is 625 (V2 score).

8. What is the rate of interest charged on a personal loan?

Rate of interest depends on a borrower’s income, CIBIL score, employer, age etc. Qbera collects information from your application form and various other data sources to create a personalized loan offer for you. Our interest rates start at 11.99%.

9. What is the eligibility criteria to get a loan from Qbera?

To get a loan from Qbera, a borrower should meet the following eligibility criteria:

  • Must be a salaried employee.
  • Age must be between 23-55 years.
  • Net monthly income must be Rs. 20,000 or more.
  • No defaults in the last 24 months.
  • You must be residing in Delhi/NCR, Bangalore, Pune, Chennai, Mumbai or Hyderabad.

10. How do I apply for a loan online?

To apply for a loan online, click here. For queries, please Whatsapp us on +91 89719 28484.

11. What are the documents required to get a loan from Qbera?

The following documents would be required after your loan is digitally approved:

  • Aadhar Card
  • PAN Card
  • 4 cheques from your salary account
  • Current address proof
  • Permanent address proof (in case the permanent address is different from the address on Aadhar card)
  • Passport size photo

12. What is the processing fee charged on a personal loan by Qbera?

The processing fee ranges between 2% - 4%.

13. How can I repay my loan?

Qbera provides easy repayment of its smart loans through automatic debit of EMIs via NACH mandate.

14. Why was my loan application rejected at Qbera?

Although we have one of the best approval rates in the industry, we may have to reject some applications if they do not meet our basic qualification criteria. You can re-apply after 3 months in case you think that your credit profile has improved.

15. Can I re-apply for a loan?

Qbera requires you to wait for at least 3 months before re-applying for a personal loan.

16. How much time does Qbera take to process a loan application?

It will not take more than 10 minutes to fill up your online application form. Our technology allows us to disburse the approved loan amount within 24-48 hours.

17. Is part/prepayment allowed on my personal loan?

We do not allow part-payments. However, you can prepay your loan after completing 1 year of repayment. (Foreclosure charges: 5% + GST applicable).

18. Do I need to submit any collateral to get a personal loan from Qbera?

All personal loans offered by Qbera are unsecured. Hence, you need not submit any assets or property to secure a loan.

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
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MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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