A day as any other. You work out. You prepare and have breakfast while quickly scrolling through the news. You get ready for work. On the way, you pay a bill. Then reached the office. Congrats, because if this doesn’t validate that you are a grown up, we don’t know what will. Adult life comes with plenty of privileges (and responsibilities of course) like working for a living, eating when you feel like and suchlike. Another privilege is the right to own a property if you have the means for it. Well, home ownership comes with its share of ups and downs. Your home needs regular maintenance, renovation and refurbishment from time to time, which can turn out to be expensive depending on what you want done. This is why we offer you home renovation loans.
Hyderabad has managed to win the ‘Best Livable City in India’ award beating other metros like Mumbai, Bangalore and Delhi hands down. Yes, a hatrick! It is not as fast-paced as other metros, but offers a nice mix of tradition and modernity. Qbera offers quick home improvement loans in Hyderabad for creditworthy salaried people and the process is quite simple. Home Improvement Loan can be used to cover expenses for any kind of upgrade, repairs, internal and external painting, roofing, flooring, fixing false ceilings, replacing appliances, buying new furniture, new woodwork or even landscaping. Obviously, all these require money and loads of it. But almost all of the aforementioned consumer goods are available at retail EMIs. Then why would you go for personal loans? The truth is that the interest charged by retailers are even more than loans. So the question is, how far you can go to make your abode the comfiest of them all?
As our interest rates range from 11.99% to 24% and we follow a risk-based approach. The applicant’s current income, credit score, credit history, debt-to-income ratio and social score among other factors are taken into consideration to estimate the interest rate he/she should be levied.
||11.99% to 35.99%
|| 1% to 5% of total loan amount
||₹1,00,000 to ₹15,00,000
||12 to 60 months
"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."
I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...
"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."
"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"
"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"
"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"
Popular Public Sector Bank Canara Bank recently announced its intention to sell a portion of its stake in Canbank Factors with the anticipation of raising Rs. 450 crore.
Following a Supreme Court Order dated 13th March, 2018, Insurance regulator IRDAI extended the deadline for linking the 12-digit unique identity number with various insurance policies.
A day after SBI hiked deposit rates across maturities, the largest lender of India also raised MCLR by up to 25 basis points. MCLR is now at 8.15 percent which was earlier at 7.95 percent. This signals a possible increase in the EMIs of all types of loans – starting from personal loans to home, auto and other loans. ICICI Bank and Punjab National Bank (PNB) also hiked their MCLR by 15 bps. PNB home loans will now be at 8.6% and for women it will be 8.55%.
A loan can get you and your loved ones the comfort of a car and security of a home, and many other things. But your real responsibility begins only after taking the loan.