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Home Renovation Loan in Jaipur

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Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Home Renovation Loan in Jaipur

There are many ways in which you already want to make changes in your home. But if money is what constrains you from doing so, get a home renovation loan in Jaipur within a day through Qbera.com. It is an instant loan which can be availed online and paid back through easy EMIs. A home improvement loan in Jaipur does not require any collateral to be submitted. 

A personal loan for home improvement in Jaipur can be a great deal if you want to make minimal changes with less investment. If there is only a final touch required in your drawing room by replacing the tiles with marble floors or by adding a new library to the study room, get a home improvement loan in Jaipur. It is a smarter move compared to going for a home loan. 

You can get a good bargain for doing small repairs or reconstruction when you apply for a home renovation loan in Jaipur through Qbera. Qbera is a Fintech lender based in Bangalore that aims at providing unsecured personal loans to those salaried individuals who earn a minimum income of Rs. 20,000 a month. 

Benefits of home renovation loan in Jaipur

Cheaper than home loan

A new home requires nearly 25-30 Lakhs and sometimes more than that. However, if there are only few improvements that can change your house into your dream home, then a home improvement loan is much better a deal. You can borrow an amount anywhere between Rs. 25,000 to Rs. 10 Lakhs and get it done.

Collateral-free

A home loan is a secured loan for which you need to submit a collateral and it temporarily (technically) remains under the ownership of the lender until you completely pay back the loan. Moreover, you may lose it in case you are unable to pay back. However, a personal loan for home renovation in Jaipur does not require you to submit any collaterals, which is why they are referred to as unsecured loans too.

Short-term loan

It takes more than 10-20 years to close a home loan. However, a home renovation loan in Jaipur gets completed in a short term of 6 – 60 months. You can even finish it earlier by choosing a loan tenure of say 6 - 36 months. How much EMI you want to pay is totally your call. 

Quick EMI calculation

Online lenders now feature their own EMI calculators to help you find out your EMI well before finalizing the loan amount and loan tenure. This EMI calculator, being digital in nature, does not require any human math so does not have any errors. You can totally rely on this value to know what your EMIs are going to look like.  

Advantages of home improvement loan in Jaipur via Qbera.com

When you apply for a personal loan for home renovation in Jaipur, you get digital access to almost everything till the disbursement of the loan amount. Quickly, check out these features of Qbera.

Complete digital application

When you decide to get a home renovation loan in Jaipur, login to Qbera.com and apply online through our web portal. Every step right from filling the application form till the loan disbursement can be finished online. It will not take more than 5-10 minutes to complete the form. 

Digital document verification & approval

While you fill the application form, we will ask you to upload your bank statements and other documents that will support your income and other details (residential and personal). These documents will be verified digitally to speed-up the profile assessment and give you online approval at the same time. 

Fast disbursal

A home improvement loan in Jaipur can be availed within a day when you apply through Qbera.com. With our constant endeavour to reduce the TAT, we are able to complete the loan application with minimal paperwork and send the money to borrower within 24-48 hours. 

How to use Qbera’s EMI calculator to find out your EMI for home renovation loan in Jaipur

The EMI calculator at Qbera.com is one of the easiest tools to find out your EMI. It requires only two values – your net monthly income and current EMI amount (if you are paying any). Once you put these values, you will get your eligible loan amount as well as your monthly EMI towards your loan (if you get approved). You can adjust the income and EMI amount to get different suggestions of loan amount and loan tenure to choose from. 

5 Simple Steps to Apply for a Home Renovation Loan in Jaipur

Follow these steps to complete the online application for a personal loan with Qbera:

  1. Login to Qbera.com and hit the “apply now” tab. 

  2. You will be directed to our online application form. Fill your personal and professional details by giving your name, age, gender, email IDs etc. 

  3. Upload the bank statements and required documents through which we will digitally verify your income and residential details.

  4. Once we give final approval, which will again be digital, we will offer you a loan amount. It is up to you whether you want to accept or reject that offer. 

  5. If you accept the loan offer, the loan amount will be transferred to your bank account within 24-48 hours. 



1. What documents do I need to submit for a home renovation loan?

Qbera will require very few documents after your loan gets digitally approved. Our customer representative will be at your doorstep to collect the following documents:

  • Aadhar Card

  • Pan Card (mandatory)

  • Current address proof

  • 4 cheques of your salary account

  • Permanent address proof (in case your aadhaar card does not display your permanent address)


2. What should be my minimum salary to get a home renovation loan in Jaipur?

Your salary must be at least more than Rs. 20,000 per month to be eligible for a personal loan for home renovation.

3. What will be the interest rate charged by Qbera on my home improvement loan?

Qbera charges an interest rate that ranges from 11.99% p.a. to 24% p.a. However, we do consider your age, credit history, income and various other factors to come up with a customized rate for you.

4.  In how much time can I reapply if my home renovation loan in Jaipur was rejected once by Qbera?  

Qbera has the best approval rates in the online marketplace. However, if a customer fails to meet our basic eligibility criteria, we may have to reject the application. And we require the customer to wait for a period of 3 months to reapply for a personal loan.



Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • You must be residing in Delhi/NCR, Bangalore, Pune, Chennai, Mumbai, Hyderabad, Jaipur, Ahmedabad or Kolkata.
  • Aadhaar Card
  • PAN Card
  • 4 Cheques from your Salary Account
  • Current Address Proof
  • Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card)
Pradeep

Pradeep

"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."

Shekhar

Shekhar

"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...

Syed

Syed

"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."

Anish

Anish

"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"

Arun

Arun

"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"

Bhaskar

Bhaskar

"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

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QBERA

We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

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Bangalore 560 052

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