Travel Loan Jaipur
Travel Loans in Jaipur
If you are a resident of the Pink city of India, and have been dreaming of a holiday for quite some time, don’t let the expenses hold you back. Qbera offers best-in-class travel loans in Jaipur. A travel loan is a personal loan for which no form of collateral is needed. The loan amount can be used to spend on everything related to your holiday.
Apply for a travel loan in Jaipur through Qbera.com and pay for your flight tickets, hotels, and customized travel packages. The expenditure pertaining to a holiday differs from person to person and it also depends on the number of people who’re part of the holiday trip.
Since Qbera has got your back to manage all the finances of your holiday, you can sit back and plan for it well before time. Qbera is a Bangalore based Fintech lender that provides unsecured personal loans for travel in Jaipur. Whether it is a domestic trip or a foreign one, an instant loan will help you make all the necessary payments while you explore the places around.
Special benefits of a Qbera Travel Loan in Jaipur
When it comes to travel loans in Jaipur, Qbera has marked its online presence in the Pink city to provide unsecured credit to those who want to go on a holiday but can’t afford one. Here’s why you should get a travel loan from Qbera:
Instant financial aid for salaried individuals
It is likely that with the fast increasing amounts of electricity bills, house rents, school fees etc., it is hard to spare a significant chunk from our monthly income for a holiday. If you are working with a decent private limited company with a moderate income of Rs. 20,000, you are eligible for a travel loan in Jaipur.
Don’t worry if you have a low credit score
Qbera specializes in providing unsecured personal loans to those who are in dire need of money. Unlike traditional lenders who consider a high credit score of 750 or more to approve a loan, the credit-score cut off for a Qbera customer is just 600.
Shared accommodation is not a problem
If you ever tried to apply for a travel loan in Jaipur, did you get rejected because you were staying in a PG or a shared accommodation? Unfortunately, that is what conventional lenders do not take in while approving a personal loan. On the other hand, we at Qbera, follow our risk-based algorithm to judge your creditworthiness, and not merely your residence and a credit score to make a lending decision.
Paperless loan application
When you begin the personal loan application at Qbera.com, the form filling, documents upload, document verification, everything will be completed digitally. We do not ask for any physical documents as long as you are approved based on the documents you had uploaded online.
Once you complete the application form online for a travel loan in Jaipur (which hardly takes 10-15 minutes), we consider your personal as well as professional details, and your credit history, to assess your creditworthiness. Our technology helps us to constantly reduce the TAT and revert to our customer within shortest possible time. A typical personal loan from Qbera gets disbursed in 24-48 hours.
Take a look at our basic eligibility criteria to get a travel loan in Jaipur
You must be salaried and your net monthly income must be at least Rs. 20,000 or more.
Your age should be at least 23 years and not more than 55 years.
Your credit performance in the last 24 months must not contain any defaults.
We require these minimal documents to provide a travel loan in Jaipur
Pan Card (Mandatory)
4 cheques from your salary account
Current address proof
Permanent address proof (in case your permanent address is different from the one in your Aadhar card)
Note: These documents will be required only after your digital approval.
How to apply online for a travel loan in Jaipur?
The application for an instant travel loan in Jaipur gets completed in following steps:
Login to Qbera.com and click on “apply now”. You will be directed to the online application form.
Give your personal as well as professional details. For example your name, age, employer, personal and professional email IDs etc.
Upload the bank statements and necessary documents that can support information of your income and residence. Qbera will verify these documents digitally and revert to you within the shortest time span.
Once you get the final approval, we will offer you a loan amount, which you can either opt to accept or reject.
Once you accept the offer, you can expect the loan amount in your bank account within 24 hours.
1. What is unique about a travel loan?
A. A travel loan in Jaipur through Qbera can be availed within 24 hours without the submission of any collateral. You can use the loan amount to make all the payments for your holiday and pay back through easy EMIs.
2. What is the interest rate that will be charged on my travel loan in Jaipur?
A. Qbera considers your age, employer, gender and various other details from your application form to finalize an interest rate that fits your credit profile. Our interest rates start at 11.99 p.a.%.
3. How much amount can I borrow through a travel loan in Jaipur?
A. You can get a loan amount ranging from Rs. 25,000 to Rs. 10 Lacs through Qbera.com.
4. In how much time do I need to repay the loan amount?
A. Qbera allows a flexible loan tenure of 6 to 60 months. You can choose a repayment period that suits your repayment capacity.
5. What is the best way to pay the EMIs?
A. Qbera provides automatic debit of EMIs from your bank account with the help of NACH mandate. This can help you avoid missing out on EMI payments.
- Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
- EMI of ₹7091 per month
- Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
- Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
- You must be a Salaried Employee
- Age: 23-55 years old
- Net Monthly Income must be more than Rs. 20,000.
- No defaults in the last 24 months.
- You must be residing in Delhi/NCR, Bangalore, Pune, Chennai, Mumbai or Hyderabad.
Documents Required after Digital Approval
- Aadhaar Card
- PAN Card
- 4 Cheques from your Salary Account
- Current Address Proof
- Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card)
"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."
I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...
"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."
"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"
"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"
"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"