Wedding Loan in Kolkata

Wedding Loans in Kolkata are the perfect answer if you’re looking to finance your wedding and have the most eventful event! Choosing Qbera for a marriage loan in Kolkata is easily the best idea, as Qbera offers a unique, instant cash loan product, helping you get your loan amount within 2 hours!

Weddings have a unique importance in each person’s life, mostly because it is seen as a once in a lifetime event. Indians especially have a lot of emotional and cultural sentiments attached to weddings. Weddings are lavish affairs in India and especially in Kolkata that has rich and vibrant culture and traditions. These lavish affairs definitely require lots of money- there are wedding preparations, the pre and post wedding functions, the customary gifts to the bride and bridegroom and not to mention the gifts and treats to the extended family. All this requires money and though there will be savings to lean on, many times an extra boost is also required. A Wedding loan in Kolkata in the form of personal loans are a blessing. 

Marriage Loans in Kolkata - Difference between Qbera and other Lenders

Features of a wedding Loan in Kolkata from Qbera

• Easy application process: The application process is quite easy and hassle-free allowing you to freely enjoy your special day.
• Minimal Documentation: There is minimal documentation to be submitted physically. An executive will visit you at your home or office and collect the stated documents without you being required to visit multiple places with applications. You can also submit the documents online securely.
• Multi-functional: There is no specification about the end use of the wedding loan. You can spend it on decorations, your wedding trousseau, gifts for near and dear ones or plan your honeymoon with the amount. There are no limitations and no questions asked either.
• An economical rate of Interest: The interest rate charged for a wedding loan in Kolkata starts at 10.99% and is based on your credit scores and other social factors. There is also a long repayment tenure attached so that the monthly EMIs are manageable.

 Things to keep in mind while applying for Wedding loan in Kolkata:

Wedding loans in the form of personal loans are a feasible option when faced with financial shortfall while arranging a marriage in the family. However, carefully consider the loan amount, the tenure and the applied rate of interest carefully before signing on the dotted lines.

• The presence of the loan should not disrupt your monthly budget. 
• All financial commitments of you and your family must be considered before signing on an extra loan in the form of a wedding loan.
• An ideal income to debt ratio is 30% and it is the preferred option for lenders as well. The ratio helps assess the repayment capacity of the borrower. Lower the ratio better the chances of loan approval.
• Interest rate applied, and the total final pay-out are two important facets, and these have long-term impacts on the loan.
• Any lumpsum financial gains like bonus or salary increments can be considered while arriving at decision about repayment tenure.