For many of us, lack of money often hinders our treatment at good hospitals, for both ourselves and our family members. During such emergencies, we run out of savings and often need to arrange for funds from our friends or relatives. But now if you need a medical loan in Ahmedabad, you can quickly avail it in 24-48 hours through Qbera.com.
Qbera offers short-term personal loans for medical emergencies in Ahmedabad. Get a medical loan of up to Rs. 10 Lakh in Ahmedabad and pay back through low EMIs starting at Rs. 2700 per month. Getting an instant personal loan is as easy as hailing a cab or ordering food online. No need to spread your hands before others for instant monetary help, Qbera has got your back.
See how a Medical Loan in Ahmedabad from Qbera can be a great help in emergency
With the increasing costs of health contingencies, it is hard to cope with the entire treatment merely on our savings. By the time the treatment ends, the medical bills shoot up beyond our payment capacity. During such situations, Qbera offers instant medical loans in Ahmedabad with the following benefits:
1. Paperless application
A personal loan for medical emergency in Ahmedabad can be availed with the least use of physical documents. Qbera asks for few documents only after you are digitally approved. If you need a medical loan in Ahmedabad, you can directly login to Qbera.com and click on “apply now”.
You will be directed to the online application form. Fill your personal and professional details, upload the documents, and get digital approval. Once you accept the loan amount that we offer, you can expect the money in next 24-48 hours.
2. Flexible loan period
We understand that EMI payments are subject to variation depending upon our monthly income. Because of this, when you apply for a medical loan in Ahmedabad, we allow you to choose from a flexible loan period of 6 to 60 months.
Your monthly payments will be divided equally throughout your chosen loan tenure making your payments painless, without hurting your savings.
3. EMI calculation online
It is very important to calculate your EMI when you finally decide to take a medical loan in Ahmedabad. Because EMIs give you a clear idea on how to plan your future payments towards the loan.
Qbera hosts an online EMI calculator which will give you variable EMIs based on your net monthly income and current EMIs in case you are paying any. You can toggle between these two values to get multiple EMI amounts to choose from.
4. Fast disbursal
A personal loan for medical emergency in Ahmedabad gets disbursed within 24-48 hours. With the help of our technology and strategic partnership with banks, we are able to disburse loans to customers’ bank accounts within a day.
5. Low credit score is accepted
Since large lenders like Banks and NBFCs do not consider a credit score below 750, we provide an unsecured personal loan for medical emergency to those individuals who have credit scores as low as 600.
Benefits of a Medical Loan in Ahmedabad
As compared to health insurance policies, you may find the following benefits of a medical loan from Qbera more interesting.
1. Instantly available
Getting the money in your bank account within a day, is the best advantage of a medical loan. If you have an insurance policy, initially while making payment at the hospital, you might have to arrange the money on your own and claim it at a later date (say after 15-20 days). However, when you get a medical loan in Ahmedabad, you can get access to the cash at the time of your medical emergency.
2. 24x7 availability
With the online presence of Qbera, you can apply for a medical loan in Ahmedabad at any time of the day or night through Qbera.com. We will get back to you in the very next working hour to help you with the financial assistance.
3. Covers every treatment
A medical loan is an unsecured loan which can be used to treat any kind of illnesses. However, in case of a medical insurance, you may not be able to cover for the pre-existing medical conditions. Also a medical insurance covers a limited type of health treatments.
4. Privacy of data
Since every step in the process of application is carried out online, we use bank-level security to keep the customer’s personal data safe and secured.
Interest Rate of Medical Loan in Ahmedabad
The interest rate at Qbera starts from 11.99%. With the relevant information derived from your application form and various other factors such as age, income and past credit patterns, we offer the best competitive interest rates ranging from 11.99% - 24%.
Other fees and charges of a Medical Loan in Ahmedabad
We, at Qbera, ensure that all the charges are disclosed when you apply for a medical loan. Our processing fees minimal at - 2-4%. In case you want to pre-close the loan, you can do it after completing 1 year of repayment. The charges applicable will be 5% + GST.
1. What is the loan amount that I can borrow through a medical loan in Ahmedabad?
You can avail a loan amount falling anywhere between Rs. 25,000 and Rs. 10 Lacs depending upon your employment, income and credit history.
2. What should by my age to get a medical loan from Qbera?
You must be at least 23 years old to get a medical loan in Ahmedabad.
3. What will be my EMI for the medical loan?
You can calculate the EMI using our online EMI calculator at Qbera.com. Depending upon on your monthly income and current EMIs (if any), you can have multiple EMI amounts to choose from. Our lowest EMIs start at Rs. 2700.
4. In how much time will I get the loan amount in my bank account?
With our constant efforts to reduce the TAT, we are able to disburse the loan amount to your bank account within 24-48 hours.
5. What do I need to submit as security to get a medical loan in Ahmedabad?
All our loans are unsecured and collateral-free. You need not submit any of your legal assets to secure the loan.
Interest Rate & Other Charges
Interest Rate
|
11.99% to 35.99%
|
Processing Fee
|
1% to 5% of total loan amount
|
Loan Amount
|
₹1,00,000 to ₹15,00,000
|
Loan Tenure
|
12 to 60 months
|
About Qbera
Partner with Qbera
Press
Reviews
Call Back Request
