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Medical Loan in Ahmedabad

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Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Medical Loan in Ahmedabad

For many of us, lack of money often hinders our treatment at good hospitals, for both ourselves and our family members. During such emergencies, we run out of savings and often need to arrange for funds from our friends or relatives. But now if you need a medical loan in Ahmedabad, you can quickly avail it in 24-48 hours through Qbera.com. 

Qbera offers short-term personal loans for medical emergencies in Ahmedabad. Get a medical loan of up to Rs. 10 Lakh in Ahmedabad and pay back through low EMIs starting at Rs. 2700 per month. Getting an instant personal loan is as easy as hailing a cab or ordering food online. No need to spread your hands before others for instant monetary help, Qbera has got your back. 

See how a Medical Loan in Ahmedabad from Qbera can be a great help in emergency

With the increasing costs of health contingencies, it is hard to cope with the entire treatment merely on our savings. By the time the treatment ends, the medical bills shoot up beyond our payment capacity. During such situations, Qbera offers instant medical loans in Ahmedabad with the following benefits:

1. Paperless application

A personal loan for medical emergency in Ahmedabad can be availed with the least use of physical documents. Qbera asks for few documents only after you are digitally approved. If you need a medical loan in Ahmedabad, you can directly login to Qbera.com and click on “apply now”. 

You will be directed to the online application form. Fill your personal and professional details, upload the documents, and get digital approval. Once you accept the loan amount that we offer, you can expect the money in next 24-48 hours.  

2. Flexible loan period

We understand that EMI payments are subject to variation depending upon our monthly income. Because of this, when you apply for a medical loan in Ahmedabad, we allow you to choose from a flexible loan period of 6 to 60 months. 

Your monthly payments will be divided equally throughout your chosen loan tenure making your payments painless, without hurting your savings. 

3. EMI calculation online

It is very important to calculate your EMI when you finally decide to take a medical loan in Ahmedabad. Because EMIs give you a clear idea on how to plan your future payments towards the loan. 

Qbera hosts an online EMI calculator which will give you variable EMIs based on your net monthly income and current EMIs in case you are paying any. You can toggle between these two values to get multiple EMI amounts to choose from.

4. Fast disbursal

A personal loan for medical emergency in Ahmedabad gets disbursed within 24-48 hours. With the help of our technology and strategic partnership with banks, we are able to disburse loans to customers’ bank accounts within a day. 

5. Low credit score is accepted

Since large lenders like Banks and NBFCs do not consider a credit score below 750, we provide an unsecured personal loan for medical emergency to those individuals who have credit scores as low as 600. 

Benefits of a Medical Loan in Ahmedabad

As compared to health insurance policies, you may find the following benefits of a medical loan from Qbera more interesting.

1. Instantly available

Getting the money in your bank account within a day, is the best advantage of a medical loan. If you have an insurance policy, initially while making payment at the hospital, you might have to arrange the money on your own and claim it at a later date (say after 15-20 days). However, when you get a medical loan in Ahmedabad, you can get access to the cash at the time of your medical emergency. 

2. 24x7 availability

With the online presence of Qbera, you can apply for a medical loan in Ahmedabad at any time of the day or night through Qbera.com. We will get back to you in the very next working hour to help you with the financial assistance.

3. Covers every treatment

A medical loan is an unsecured loan which can be used to treat any kind of illnesses. However, in case of a medical insurance, you may not be able to cover for the pre-existing medical conditions. Also a medical insurance covers a limited type of health treatments. 

4. Privacy of data

Since every step in the process of application is carried out online, we use bank-level security to keep the customer’s personal data safe and secured. 

Interest Rate of Medical Loan in Ahmedabad

The interest rate at Qbera starts from 11.99%. With the relevant information derived from your application form and various other factors such as age, income and past credit patterns, we offer the best competitive interest rates ranging from 11.99% - 24%. 

Other fees and charges of a Medical Loan in Ahmedabad

We, at Qbera, ensure that all the charges are disclosed when you apply for a medical loan. Our processing fees minimal at - 2-4%. In case you want to pre-close the loan, you can do it after completing 1 year of repayment. The charges applicable will be 5% + GST. 

1. What is the loan amount that I can borrow through a medical loan in Ahmedabad?

You can avail a loan amount falling anywhere between Rs. 25,000 and Rs. 10 Lacs depending upon your employment, income and credit history. 

2. What should by my age to get a medical loan from Qbera?

You must be at least 23 years old to get a medical loan in Ahmedabad.

3. What will be my EMI for the medical loan?

You can calculate the EMI using our online EMI calculator at Qbera.com. Depending upon on your monthly income and current EMIs (if any), you can have multiple EMI amounts to choose from. Our lowest EMIs start at Rs. 2700.

4. In how much time will I get the loan amount in my bank account?

With our constant efforts to reduce the TAT, we are able to disburse the loan amount to your bank account within 24-48 hours. 

5. What do I need to submit as security to get a medical loan in Ahmedabad?

All our loans are unsecured and collateral-free. You need not submit any of your legal assets to secure the loan. 

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

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E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
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