Medical Loans in Jaipur

A medical loan is a personal loan provided by a financial institution to those who need immediate cash to make payments for health treatments. If you are looking for a medical loan in Jaipur, one of the easiest ways to get it in 24 hours is through Qbera.com. 

Qbera is a fintech company based in Bangalore. It provides personal loans for medical emergencies when you run out of savings and you need to pay for the treatment of a family member who is hospitalized. Healthcare nowadays is very expensive and certain treatments may cost you a fortune. Apply for a medical loan in Jaipur through Qbera and set the financial blues aside. 

A medical loan serves as a boon in such situations when you have to maintain financial as well as emotional balance. Qbera offers medical loans in Jaipur at a starting interest rate of 11.99%p.a. The loan amount that you can borrow, ranges from Rs. 25,000 to Rs. 10 Lacs. 

Find out whether you are eligible for a medical loan in Jaipur through Qbera

Qbera has very basic eligibility criteria that it considers while providing personal loans for medical emergencies in Jaipur. Take a look.

1. Age: With an aim to reach out to a large segment of salaried individuals, we provide medical loans to all those who are in the age group from 23 to 55 years. 

2. Income: Needless to say, you must be a salaried employee to get a medical loan in Jaipur from Qbera. But as compared to traditional lenders who require a minimum income barrier of Rs. 35,000 or more per month, our minimum income criteria is Rs. 20,000 or more. This is because we believe that every middle-class working individual who earns a decent income deserves financial aid. 

3. Credit score: This is one of the most important factors that large lenders like banks and NBFCs look at while approving personal loans. Their strict eligibility guideline asks for a credit score that’s well beyond 750. However, we at Qbera offer medical loans in Jaipur to those who have a credit score as low as 600.

4. Residence: You are definitely eligible for a personal loan for medical emergency in Jaipur. Qbera provides instant personal loans in cities that include Pune, Bangalore, Mumbai, Chennai, Hyderabad, Ahmedabad and Delhi-NCR. 

Why you should apply for a medical loan in Jaipur through Qbera.com?

Qbera boasts a lot of benefits when you apply for a medical loan online. Our application process is quick and easy, and hardly requires 5-10 minutes to be completed. Here’s why you should consider applying for a loan with us.

1. Paperless application

Our application process for a medical loan in Jaipur is completely digital and paperless. You can login to Qbera.com, fill the online application form by clicking on “Apply Now”, upload the necessary documents online and get digital approval if you meet our eligibility criteria. 

2. Digital verification of documents

When you upload the bank statements and the required documents online, they will be verified digitally. As such, you don’t need to submit any physical documents before you get approved digitally. 

3. Lower turnaround time

With the help of our technology and strong partnership with banks, we are able to disburse the loan amount to your bank account within 24-48 hours. 

4. Automatic repayments

When you apply for a medical loan in Jaipur through Qbera, you can enjoy the benefit of paying your EMIs through the NACH mandate. The EMIs will be directly debited from your bank account on a monthly basis. 

Benefits of a Medical Loan

As compared to medical insurances, a medical loan can be used to pay for any medical emergency. Another benefit of a personal loan for medical emergency from Qbera is that it doesn’t require submission of any collaterals. It helps you avoid delays in getting quality treatment for you and your family members. Here are some benefits of a medical loan that you might want to take a look at.

• Loan up to Rs. 10 Lacs.

• Loan can be paid back through easy installments / EMIs

• Simple and easy online application 

• Flexible loan tenures

• Competitive interest rates

• Loan amount can be used for any kind of medical expenses

What are the interest rates for Medical Loan in Jaipur?

An interest rate is decided on the basis of a borrower’s age, income, credit score etc. We at Qbera extract data from the information provided by the borrower in the application form and arrive at an affordable rate for the borrower. Our starting interest rate is 11.99% p.a. that goes till 24% p.a.