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Medical Loans in Jaipur

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Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 10.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Medical Loans in Jaipur


A medical loan is a personal loan provided by a financial institution to those who need immediate cash to make payments for health treatments. If you are looking for a medical loan in Jaipur, one of the easiest ways to get it in 24 hours is through Qbera.com. 

Qbera is a fintech company based in Bangalore. It provides personal loans for medical emergencies when you run out of savings and you need to pay for the treatment of a family member who is hospitalized. Healthcare nowadays is very expensive and certain treatments may cost you a fortune. Apply for a medical loan in Jaipur through Qbera and set the financial blues aside. 

A medical loan serves as a boon in such situations when you have to maintain financial as well as emotional balance. Qbera offers medical loans in Jaipur at a starting interest rate of 11.99%p.a. The loan amount that you can borrow, ranges from Rs. 25,000 to Rs. 10 Lacs. 

Find out whether you are eligible for a medical loan in Jaipur through Qbera

Qbera has very basic eligibility criteria that it considers while providing personal loans for medical emergencies in Jaipur. Take a look.

  1. Age: With an aim to reach out to a large segment of salaried individuals, we provide medical loans to all those who are in the age group from 23 to 55 years. 


  1. Income: Needless to say, you must be a salaried employee to get a medical loan in Jaipur from Qbera. But as compared to traditional lenders who require a minimum income barrier of Rs. 35,000 or more per month, our minimum income criteria is Rs. 20,000 or more. This is because we believe that every middle-class working individual who earns a decent income deserves financial aid. 


  1. Credit score: This is one of the most important factors that large lenders like banks and NBFCs look at while approving personal loans. Their strict eligibility guideline asks for a credit score that’s well beyond 750. However, we at Qbera offer medical loans in Jaipur to those who have a credit score as low as 600.


  1. Residence: You are definitely eligible for a personal loan for medical emergency in Jaipur. Qbera provides instant personal loans in cities that include Pune, Bangalore, Mumbai, Chennai, Hyderabad, Ahmedabad and Delhi-NCR. 


Why you should apply for a medical loan in Jaipur through Qbera.com?

Qbera boasts a lot of benefits when you apply for a medical loan online. Our application process is quick and easy, and hardly requires 5-10 minutes to be completed. Here’s why you should consider applying for a loan with us.

1. Paperless application

Our application process for a medical loan in Jaipur is completely digital and paperless. You can login to Qbera.com, fill the online application form by clicking on “Apply Now”, upload the necessary documents online and get digital approval if you meet our eligibility criteria. 

2. Digital verification of documents

When you upload the bank statements and the required documents online, they will be verified digitally. As such, you don’t need to submit any physical documents before you get approved digitally. 

3. Lower turnaround time

With the help of our technology and strong partnership with banks, we are able to disburse the loan amount to your bank account within 24-48 hours. 

4. Automatic repayments

When you apply for a medical loan in Jaipur through Qbera, you can enjoy the benefit of paying your EMIs through the NACH mandate. The EMIs will be directly debited from your bank account on a monthly basis. 

Benefits of a Medical Loan

As compared to medical insurances, a medical loan can be used to pay for any medical emergency. Another benefit of a personal loan for medical emergency from Qbera is that it doesn’t require submission of any collaterals. It helps you avoid delays in getting quality treatment for you and your family members. Here are some benefits of a medical loan that you might want to take a look at.

  • Loan up to Rs. 10 Lacs.

  • Loan can be paid back through easy installments / EMIs

  • Simple and easy online application 

  • Flexible loan tenures

  • Competitive interest rates

  • Loan amount can be used for any kind of medical expenses

What are the interest rates for Medical Loan in Jaipur?

An interest rate is decided on the basis of a borrower’s age, income, credit score etc. We at Qbera extract data from the information provided by the borrower in the application form and arrive at an affordable rate for the borrower. Our starting interest rate is 11.99% p.a. that goes till 24% p.a. 



1. What is a medical loan?

It is a personal loan which can be used to pay for any kind of medical expenses. You can get a medical loan in Jaipur without submitting any collateral. Qbera offers medical loans from Rs. 25,000 to Rs. 10 Lacs at a starting interest rate of 11.99%. 

2. What will be my EMI for the medical loan?

You can use our online EMI calculator to find out your EMI in seconds. The value obtained will be transparent and accurate. Our lowest EMIs start at Rs. 2700 per month. 

3. What is the difference between medical loan and medical insurance?

A medical loan can be used to make payments for any kind of health treatments. It can be availed within 24-48 hours of the loan application. On the other hand, a medical insurance allows you to cover treatment for limited illnesses. For example some insurance policies do not include pre-existing medical conditions. Moreover, sometimes you may be asked to manage the money from your own pocket initially and then make a claim much later, which clearly doesn’t work out too well most of the time. 

4. What is the administration fee charged on a medical loan in Jaipur?

The processing fee that we charge at Qbera is 2-4%. 


Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • You must be residing in Delhi/NCR, Bangalore, Pune, Chennai, Mumbai, Hyderabad, Jaipur, Ahmedabad or Kolkata.
  • Aadhaar Card
  • PAN Card
  • 4 Cheques from your Salary Account
  • Current Address Proof
  • Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card)
Pradeep

Pradeep

"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."

Shekhar

Shekhar

"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...

Syed

Syed

"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."

Anish

Anish

"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"

Arun

Arun

"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"

Bhaskar

Bhaskar

"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

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QBERA

We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 10.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

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Bangalore 560 052

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