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Simple . Fast . Secure

Personal Loans made simple!

Find the loan that's perfect for you!
Apply now!
Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Quick Cash Loan in Mumbai

A quick cash loan in Mumbai from Qbera comes with flexible repayment tenures starting from 6 months, stretching up to 60 months. You can use the amount to plan your wedding, pay for medical treatment, go on a vacation, renovate your home, purchase a second-hand vehicle - anything that you desire. Loan amounts range from Rs. 1,00,000 and go up to Rs. 25,00,000. 

Features and benefits of quick cash loans in Mumbai from Qbera

Applying for a quick cash loan from Qbera comes with a host of exciting benefits. Let's take a look at some notable features and benefits associated with Qbera's personal loan product:

Disbursal within 24-48 hours: This is a standout feature, and not commonly associated with lenders offering personal loans to salaried or self-employed individuals. If you look at banks that are known to offer the best interest rates in the market, they take at least 7-8 working days to process your application and disburse your loan amount. Qbera, however, uses an advanced risk-evaluation algorithm to assess applications, provides instant loan approval, and disburses loan amounts within 24-48 hours. 

Easy and convenient documentation: The documentation involved is extremely easy and can be completed in just a few minutes. All documents can be uploaded online, including salary documents and bank statements (reflecting salary credits). Applicants are required to submit their bank statements for the last 3 months. This implies that an individual has to employed for a minimum period of 3 months with his/her present employer in order to be eligible for a personal loan in Mumbai from Qbera. Bank statements can be submitted through a secure channel. An executive will visit the applicant to collect physical copies of an individual's KYC documents, cheque leaves from the salary account, and passport sized photographs. 

Loans for individuals with lower-than-prime credit scores: The minimum credit score to be eligible to apply for personal loans from Qbera is 600. Most top lenders in the market demand that individuals meet a minimum credit score criterion of 700-750 in order to be eligible. 

Quick Cash Loan in Mumbai for employees of uncategorized companies and those residing in shared accommodations: While top private banks are most likely to reject applicants if their employer isn't listed or their type of residence is listed as "shared", Qbera does not reject applicants based on these parameters alone. Qbera's advanced risk evaluation algorithm assesses a wide range of parameters before approving an applicant. 

Quick Cash Loan in Mumbai - Comparison of Fees and Charges




Processing fee
1% -5%
2.25% of principal + GST
Interest rate
Starting at 10.99%
Starting at 11.99%
Credit Score required
600 and above
750 and above
Loan amount 
Up to Rs 25 00 000
Up to Rs 15 00 000
Minimum age required
23 years
21 years
Pre-closure charge
5% + GST
5% + GST after a minimum lock-in period
View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: [email protected]
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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