Qbera Open Nav

Marriage Loan in Mumbai

Qbera Wedding Loan Mumbai
Get my loan offer!
It only takes 2 minutes
Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Marriage Loan in Mumbai

Marriage is a big deal, not just for the couple tying the knot but also for daadi, daadaa, behna, bhai, maa, paapa, cousins, and much more. Planning and executing the perfect wedding is a huge time-consuming responsibility. It is also expensive, maybe too much for you to handle alone. With Qbera’s wedding loan you can stand on your own feet and not depend on any relatives to fund yours or your child’s wedding. We offer personal loans that have flexible tenures, competitive interest rates and other features that you just can’t say no to.

Benefits of Financing your Wedding with Qbera:

  • Quick and painless:
    Weddings in Mumbai can be expensive affairs. Even if you try to keep it simple and minimal, just the price of renting the space can be mind boggling. At Qbera we understand the unique financial issues that people planning a wedding face and try to accommodate them while giving out personal loans. That is why we have the most flexible terms, minimal paperwork and jet-fast processing.
  • One-day processing:
    Once your online application is filled up and your documents are submitted, you will get the amount in your account and be able to use it in just a day.
  • Up to 100% financing:
    Everyone’s wedding needs will vary and you do not want to disappoint your Maa by having a ceremony that doesn’t meet her expectations, which is why we offer personal loans in Mumbai starting at ₹25,000 and up to ₹10,00,000.  
  • Flexible repayment tenure:
    We understand that our customers’ capacity to repay the borrowed amount varies which is why we have flexible repayment tenure (1 to 3 years period). You can be the one who decides how much time you need to return the amount in full. You can either choose to finish of the loan repayment in the quickest possible way by paying off in large sums, or you can pay back in small amounts, so that you only have to fish out a smaller portion of your salary each month. After the first year of availing the loan, you can even pay back the full amount in one shot.
  • Interest rates:
    Benefit from the most competitive interest rates (starting from 14 and up to 24 percent)
  • Complete transparency:
    We make sure that you are aware of all (if any) fines, fees and rates that you may be liable to, before you even avail the loan so that you do not feel like you have been unpleasantly surprised by any hidden charges.
  • Unmatched support:
    From the moment that you decide to take a wedding loan from us to the moment that you complete your repayment, we will be right by your side, providing you with complete support. We are available anytime between 10AM and 6PM IST on weekdays and between 10AM to 1PM on weekends. Our staff can be reached via whatsapp at +91 89719 28484, by chat on the website or you can email us. If you leave a message, a staff member will get back to you in just a day.
  • Absolute confidentiality:
    Your privacy is of utmost importance to us which is why we will not be sharing your confidential details with any third party whatsoever.
  • Credit History:
    We make sure that your credit history is enhanced by sending regular reports to various credit bureaus.

How to Apply for a Wedding loan via Qbera:

Getting a marriage loan in Mumbai via Qbera is as easy as buying paav bhajji, it’s a simple five step process:

  1. Log on to Qbera.com and fill in the application form (which takes just about 5 minutes)

  2.  Upload your bank statement on the website

  3.  Receive an offer from Qbera within 4 hours

  4.  A representative from Qbera will come to you, at your convenience and collect the required documents.

  5.  The amount will be transferred to your account in less than 24 hours

Documents Required for Wedding Loans in Mumbai:

  • Aadhar card
  • Bank Statement
  • 3 cancelled cheque leaves

  • Address proof

  • One photograph

  • Income proof

  • Pan card

Eligibility Criteria for Marriage Loan:

  • An Applicants must have good credit history in the past to eligible for a wedding loan.

  • Applicant must be employed and earning a minimum salary of Rs. 20,000.

  • Applicants must be at least 23 years old.

  • Applicant must not be older than 55.




1. What is the tenure of a personal loan from Qbera?

The loan tenure at Qbera is a flexible one and it ranges from 1 to 5 years (12 to 60 months).

2. What is an EMI?

It is the fixed amount that a borrower pays to the lender on a particular date every month. An EMI includes the principal and interest charged on a loan.

3. What is the minimum and maximum loan amount that I can get from Qbera?

The loan amount ranges between Rs. 25,000 to Rs. 10 Lacs.

4. What is unique about Qbera?

Our technology and lending partnership allow us to offer a world-class experience to our borrowers:

  • Paperless application
  • Instant lending decision
  • Digital verification of income, employment and residence
  • Disbursement of loan within 24-48 hours

Our CIBIL score cut-off is 625 and we can give loans to employees of more than 9 lac companies in India. Now you don’t have to get rejected by banks just because they have not analyzed and categorized your employer.

5. What should be my age to apply for a loan with Qbera?

You must be at least 23 years old to apply for a loan.

6. What should be my minimum salary to get a loan?

Your net monthly income must be Rs. 20,000 or more.

7. What should be my CIBIL score cut-off for a personal loan?

Our CIBIL score cut-off is 625 (V2 score).

8. What is the rate of interest charged on a personal loan?

Rate of interest depends on a borrower’s income, CIBIL score, employer, age etc. Qbera collects information from your application form and various other data sources to create a personalized loan offer for you. Our interest rates start at 11.99%.

9. What is the eligibility criteria to get a loan from Qbera?

To get a loan from Qbera, a borrower should meet the following eligibility criteria:

  • Must be a salaried employee.
  • Age must be between 23-55 years.
  • Net monthly income must be Rs. 20,000 or more.
  • No defaults in the last 24 months.
  • You must be residing in Delhi/NCR, Bangalore, Pune, Chennai, Mumbai or Hyderabad.

10. How do I apply for a loan online?

To apply for a loan online, click here. For queries, please Whatsapp us on +91 89719 28484.

11. What are the documents required to get a loan from Qbera?

The following documents would be required after your loan is digitally approved:

  • Aadhar Card
  • PAN Card
  • 4 cheques from your salary account
  • Current address proof
  • Permanent address proof (in case the permanent address is different from the address on Aadhar card)
  • Passport size photo

12. What is the processing fee charged on a personal loan by Qbera?

The processing fee ranges between 2% - 4%.

13. How can I repay my loan?

Qbera provides easy repayment of its smart loans through automatic debit of EMIs via NACH mandate.

14. Why was my loan application rejected at Qbera?

Although we have one of the best approval rates in the industry, we may have to reject some applications if they do not meet our basic qualification criteria. You can re-apply after 3 months in case you think that your credit profile has improved.

15. Can I re-apply for a loan?

Qbera requires you to wait for at least 3 months before re-applying for a personal loan.

16. How much time does Qbera take to process a loan application?

It will not take more than 10 minutes to fill up your online application form. Our technology allows us to disburse the approved loan amount within 24-48 hours.

17. Is part/prepayment allowed on my personal loan?

We do not allow part-payments. However, you can prepay your loan after completing 1 year of repayment. (Foreclosure charges: 5% + GST applicable).

18. Do I need to submit any collateral to get a personal loan from Qbera?

All personal loans offered by Qbera are unsecured. Hence, you need not submit any assets or property to secure a loan.

Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • You must be a Salaried Employee
  • Age: 23-55 years old
  • Net Monthly Income must be more than Rs. 20,000.
  • No defaults in the last 24 months.
  • You must be residing in Delhi/NCR, Bangalore, Pune, Chennai, Mumbai or Hyderabad.
  • Aadhaar Card
  • PAN Card
  • 4 Cheques from your Salary Account
  • Current Address Proof
  • Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card)
Pradeep

Pradeep

"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."

Shekhar

Shekhar

"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...

Syed

Syed

"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."

Anish

Anish

"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"

Arun

Arun

"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"

Bhaskar

Bhaskar

"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Select your employment type to proceed.
Self-Employed
Salaried

QBERA

We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:
whatsapp

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 89719 28484
Address:
1st Floor, Wolfpack Workspaces,
#39, 8th Main Road,
Vasanth Nagar.
Bangalore 560 052

© 2018 Qbera | All Rights Reserved