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Partner with Qbera

Introducing Powered by Qbera

White-label lending software and services platform based on Qbera’s leading consumer lending business.
Qbera is a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them in a capital-efficient, asset-light, managed marketplace model.
As one of the leading platforms in marketplace lending, Powered By Qbera offers a turnkey lending solution to financial institutions for expanding Personal Loan target population, focusing on customers with good credit profiles, moderate incomes and those working for employers that are poorly ranked / uncategorised by incumbents. Qbera’s company categorization expands the target universe by categorizing 14X more employers compared to banks with limited additional risk. Financial institutions benefit from lower operating expense, modern data science and technology driven credit underwriting, reduction in turnaround time, no cost of customer acquisition and increase in profitability.
Aquisition

Acquisition

We have an omni-channel borrower sourcing funnel that taps into best-in-class digital acquisition strategies and tech-enabled offline partners.

Underwriting

Underwriting

Validated risk strategy and scorecards that are hosted on sophisticated data-driven rules engine. Extending access to credit to salaried employees of more than 7 lakh companies.

Fulfilment

Fulfilment

Paper-less delivery of loans. Digital verification of residence, income and employment for majority of borrowers.

Servicing

Servicing

Proprietary Loan Management System (LMS) with a powerful customer relationship management platform for automated/self-service along with a dedicated contact center team.

Collections

Collections

Data-driven early warning systems that track and provide flexibility to stressed borrowers for them to remain financially buoyant.

Balance Sheet

Balance Sheet

Powered By Qbera functions like a 'Bank without a balance sheet'. Banks and NBFCs seamlessly create lending programs by simply linking their books to Qbera.


QBERA

We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:
whatsapp

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 89719 28484
Address:
1st Floor, Wolfpack Workspaces,
#39, 8th Main Road,
Vasanth Nagar.
Bangalore 560 052

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