We have an omni-channel borrower sourcing funnel that taps into best-in-class digital acquisition strategies and tech-enabled offline partners.Become an Acquisiton Partner
Validated risk strategy and scorecards that are hosted on sophisticated data-driven rules engine. Extending access to credit to salaried employees of more than 7 lakh companies.
Paper-less delivery of loans. Digital verification of residence, income and employment for majority of borrowers.
Proprietary Loan Management System (LMS) with a powerful customer relationship management platform for automated/self-service along with a dedicated contact center team.
Data-driven early warning systems that track and provide flexibility to stressed borrowers for them to remain financially buoyant.
Qbera Connect functions like a 'Bank without a balance sheet'. Banks and NBFCs seamlessly create lending programs by simply linking their books to Qbera.Become a Lending Partner
Telecom companies further monetize their customer base by becoming an acquisition partner of Qbera.
Corporates and SMEs offer special Qbera loans to their employees.
Product companies with millions of users add Qbera as a monetization stack by offering loans to their customers.
Proven lending policies for different customer segments
Proven and easy to integrate microservices-based technology
We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.
Loan amounts range from Rs.50,000 to Rs.7,50,000. APR ranges from 14% to 24%. Loan lengths range from 12 to 48 months. Administration fee ranges from 2% to 4%.
* Subject to Risk Profile