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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Personal Loan in Agra

Get instant personal loans in Agra if your income is at least Rs. 20,000 per month. In order to qualify for personal finance from Qbera, you should have a minimum credit score of 600. improve your chances of approval and avoid rejection by applying with Qbera!

Need a Personal Loan in Agra? Here is everything you need to know to get one

Located on the banks of River Yamuna in the state of Uttar Pradesh, Agra is a prominent tourist destination in India. Qbera now caters to the demands for easy personal loans in Agra. This tourism prominence city has many monuments like the Taj Mahal which places it on the world map. The presence of personal loans at an affordable interest rate has helped many set up their business favoring the tourism industry. Personal loans are highly versatile and can easily be used to fund any kind of legitimate demand for money.

Agra is one of the bigger cities in the state and personal loans are preferred to fund a wide variety of lifestyle changes. The unsecured nature of the loans is desired, and many choose this to fund their wishes and aspirations. From modern gadgets to funding a certification course, any legitimate requirement for money can be easily managed with an easy personal loan in Agra from Qbera.

Personal Loans in Agra - Here's why Qbera is the better choice

Traditional Banks

Processing fee

1% -5%

2.25% of principal + GST

Interest rate

Starting at 10.99%

Starting at 11.99%

Credit Score required

600 and above

750 and above

Loan amount 

Up to Rs 25 00 000

Up to Rs 15 00 000

Minimum age required

23 years

21 years

Pre-closure charges

5% + GST

5% + GST after a lock in period

Features of an easy Personal Loan in Agra from Qbera

  • The entire process of applying for the personal loan that includes application, document verification and amount disbursal is completed within 24-48 hours. This short turn over time is highly coveted.

  • The fintech’s emphasize on the digital experience for their applicants. The process is online and there is minimal requirement for documents. Aadhar card, PAN card, income and salary documents along with photographs and cheques are required.

  • Those who fall in the low-income category face difficulty while accessing urgent loans requirements. Fintech’s like Qbera does consider individuals with a minimum take home salary of Rs. 18 000.

  • The CIBIL score indicates the creditworthiness of an individual. Banks prefer a score of 750 and above but Fintech’s do consider a score of 600. 

Different ways to a Personal Loan in Agra

Being highly versatile, these easy personal loan can be used to fund any kind of requirement:

  • Medical bills: An emergency hospitalization and subsequent bills can be easily managed with an easy personal loan in Agra from Qbera.
  • Marriage bills:  Weddings are synonymous with high costs. Opting for an easy personal loan can be your key to a stress-free wedding. 
  • Educational certification: Career growth is often hampered by the lack of proper certification. With an easy personal loan, you can upgrade your education and get the much need promotion in your job.
  • Plan exotic vacation: To de-stress and rejuvenizes oneself a stress-free vacation is essential. You can take an easy personal loan in Agra from Qbera with an economical interest rate and long repayment tenure for a stress-free vacation.
View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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