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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Personal Loan in Bhopal

If you're looking to get an immediate cash loan in Bhopal, choose Qbera to up your chances of approval and get a fair rate of interest, starting from 11.99% p.a. Qbera's instant product will reach your bank account in 24 hours. Minimum income required to apply for credit from Qbera is Rs. 20,000 per month (net monthly income). 

Personal Loans in Bhopal from Qbera

The capital of Madhya Pradesh, Bhopal, is a Y-class city, best known for its scenic and picturesque natural settings. Often touted to be the city of lakes, it is the 17th biggest city of our nation and 131st biggest city across the globe. Like many other rapidly developing Indian cities, Bhopal too houses several educational and research-based institutions, namely the Master Control Facility of ISRO, the headquarters of BHEL, and the main office of AMPRI. The city also has the biggest numbers of institutes that are of national importance; IISER, IIT, and AIIMs to name a few. So, as you’d naturally assume, the city has a fast-paced lifestyle and the people here are always willing to test their boundaries. Since fast-paced lifestyle automatically translates to more dealings in finances, a significant chunk of people in Bhopal opt for loans. And this is where a Fintech lending platform comes into picture. Yes, the majority of the masses in this city are slowly and steadily moving towards digital, paperless loans, owing to their simple, easy and hassle-free operations. This is all the more relevant for a personal loan in Bhopal.  

But why this sudden shift? Why are people suddenly opting for digital platforms over banks? Well, the idea is simple: banks take days (or even weeks) to sanction and finally disburse a loan. But since these digital lending platforms have a special algorithm, they get things done faster. To put it in the simplest terms, getting a personal loan in Bhopal is way simpler with a digital lending platform. But with so many platforms out there, how do you know which one makes the cut? Well, while you may always have your options, Qbera stands an edge ahead of others. But what is Qbera and how is it better? Let’s find out!

Why Choose Qbera for a Personal Loan in Bhopal?



You can qualify for a loan with a credit score of 600.

You need a credit score of at least 700 to qualify for a loan. 

Interest rates start from 10.99% p.a.

Interest rates start from 11.99% per annum. 

Quick disbursal within 24 hours. 

Disbursal might take 5 to 7 days. 

Minimum documentation required. 

You need to send in plenty of official documents as and when required by the bank.

Apply for a loan from the comfort of your home. 

May have to visit the physical branch of the bank to complete the application process. 

Benefits of Qbera's Instant Personal Loans in Bhopal

  • Simple Application Process- The application process for a Qbera loan is incredibly simple. All you need to do is upload your documents, bank statements and a couple of basic details to get started with the process.
  • Quick disbursal- While banks take around 5 to 7 days to disburse a loan, Qbera simplifies your hassle by getting things done in a couple of hours. Your application is reviewed quickly, and the amount too is disbursed in your required timeframe. 
  • Complete confidentiality- As opposed to other lending platforms that divulge your personal information to third party lenders, Qbera keeps your details completely confidential. We do not share your personal details with anyone, thereby ensuring that you get your loan in a safe and hassle-free way. 

View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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