Personal Loan in Bhubaneswar

Looking for instant credit in Bhubaneswar? Well, Qbera offers instant cash loans in 1 hour in Bhubaneswar at interest rates that start from just 11% p.a.  The minimum income required to apply for personal loans from Qbera is Rs. 20,000 per month. Apply today, get approved within seconds, receive your loan offer within an hour, and get your money within 24 hours!

Cash Loans from Qbera - here is what you should know

Qbera offers instant personal loans in the largest city in Odisha that is also the economic and cultural hub of eastern India. Personal loans in Bhubaneshwar are the easiest loans to avail for any kind of fiscal deficit. These are unsecured loans that are also extremely flexible. The unsecured nature of the loan means a higher interest rate when compared to secured loans, but it also means that the borrower does not have to pledge any of his/her asset with the lender. Your property, gold, and other assets don't have to be pledged, and you also do not require a guarantor to vouch for you.

The flexible nature of the loan is such that it can be used for a variety of monetary needs. Any shortage of funds can easily be managed with a personal loan in Bhubaneshwar from Qbera. Marriage loan, education loan, home renovation loan, debt consolidation loan, vacation loan are the various forms that a personal loan usually takes. The scope of the loan is not restricted in any way.

Personal Loans in Lucknow - a Comparison between Qbera and Popular Private Banks

Features of Personal Loan in Bhubaneshwar from Qbera

• The entire process of applying for an unsecured loan is extremely easy with just a handful of documents. Aadhar card, PAN card, Salary slips and income statements, bank statements, photographs and post-dated cheques from the salary account are the documents that are required. 

• The entire process of applying for and receiving a personal loan is extremely fast. From applying for the personal loan, document verification and amount disbursal can actually be completed within 24-48 hours provided all the documents are up to date.

• Fintech companies specialize in combing technology and finance. The digital application process, therefore, is hi-tech and seamlessly integrate the entire procedure of applying as well as receiving an online personal loan.

• There are many who fall in the low-income category and who find it quite difficult to avail loan while facing money shortage. The stringent policies followed by banks make it even more difficult. Fintech companies like Qbera that have lenient features are now providing loans to those who have a take-home salary of Rs 18000 too.

• The individual’s credibility can be easily determined using the CIBIL score. The unsecured nature of the loans makes it an important factor to consider and so banks prefer a score of 750 and above. Those with a lower score, therefore, cannot access credit. Fintech’s do consider marginally lower scores and so a person with a score of 600 and more can get a loan from Qbera.

 Eligibility for personal loans in Bhubaneswar from Qbera

• Salaried individuals with a minimum net salary of Rs. 18,000 are considered. 
• Age: 23-55 years.
• Individuals with a credit score of 600 are considered.
• There should be no payment defaults in the last 24 months.