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Personal Loans made simple!
Personal Loan in Bhubaneswar
Looking for instant credit in Bhubaneswar? Well, Qbera offers instant cash loans in 1 hour in Bhubaneswar at interest rates that start from just 11% p.a. The minimum income required to apply for personal loans from Qbera is Rs. 20,000 per month. Apply today, get approved within seconds, receive your loan offer within an hour, and get your money within 24 hours!
Cash Loans from Qbera - here is what you should know
Qbera offers instant personal loans in the largest city in Odisha that is also the economic and cultural hub of eastern India. Personal loans in Bhubaneshwar are the easiest loans to avail for any kind of fiscal deficit. These are unsecured loans that are also extremely flexible. The unsecured nature of the loan means a higher interest rate when compared to secured loans, but it also means that the borrower does not have to pledge any of his/her asset with the lender. Your property, gold, and other assets don't have to be pledged, and you also do not require a guarantor to vouch for you.
The flexible nature of the loan is such that it can be used for a variety of monetary needs. Any shortage of funds can easily be managed with a personal loan in Bhubaneshwar from Qbera. Marriage loan, education loan, home renovation loan, debt consolidation loan, vacation loan are the various forms that a personal loan usually takes. The scope of the loan is not restricted in any way.
Personal Loans in Lucknow - a Comparison between Qbera and Popular Private Banks
| Parameters
|
Qbera
|
Private Banks
|
|---|---|---|
|
Processing fee |
1% -5% |
2.25% of principal + GST |
|
Interest rate |
Starting at 10.99% |
Starting at 11.99% |
|
Credit Score required |
600 and above |
750 and above |
|
Loan amount |
Up to Rs 25 00 000 |
Up to Rs 15 00 000 |
|
Minimum age required |
23 years |
21 years |
|
Pre-closure Charges |
5% + GST |
5% + GST after a lock-in period |
Features of Personal Loan in Bhubaneshwar from Qbera
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The entire process of applying for an unsecured loan is extremely easy with just a handful of documents. Aadhar card, PAN card, Salary slips and income statements, bank statements, photographs and post-dated cheques from the salary account are the documents that are required.
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The entire process of applying for and receiving a personal loan is extremely fast. From applying for the personal loan, document verification and amount disbursal can actually be completed within 24-48 hours provided all the documents are up to date.
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Fintech companies specialize in combing technology and finance. The digital application process, therefore, is hi-tech and seamlessly integrate the entire procedure of applying as well as receiving an online personal loan.
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There are many who fall in the low-income category and who find it quite difficult to avail loan while facing money shortage. The stringent policies followed by banks make it even more difficult. Fintech companies like Qbera that have lenient features are now providing loans to those who have a take-home salary of Rs 18000 too.
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The individual’s credibility can be easily determined using the CIBIL score. The unsecured nature of the loans makes it an important factor to consider and so banks prefer a score of 750 and above. Those with a lower score, therefore, cannot access credit. Fintech’s do consider marginally lower scores and so a person with a score of 600 and more can get a loan from Qbera.
Eligibility for personal loans in Bhubaneswar from Qbera
- Salaried individuals with a minimum net salary of Rs. 18,000 are considered.
- Age: 23-55 years.
- Individuals with a credit score of 600 are considered.
- There should be no payment defaults in the last 24 months.
Interest Rate & Other Charges
| Interest Rate
|
11.99% to 35.99%
|
| Processing Fee
|
1% to 5% of total loan amount
|
| Loan Amount
|
₹1,00,000 to ₹15,00,000
|
| Loan Tenure
|
12 to 60 months
|
Pradeep
"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."
Shekhar
I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...
Syed
"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."
Anish
"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"
Arun
"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"
Bhaskar
"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"
Featured in
QBERA
We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.
* Subject to Risk Profile
Contact our support team via WhatsApp by clicking below:
contact@qbera.com
1800 4198 121
+91 99160 88896
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main,
Vasanth Nagar.
Bangalore 560 052