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Personal Loans made simple!

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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Personal Loan in Coimbatore

Want a personal loan in Coimbatore within 24 hours? Qbera offers instant loans in Coimbatore to salaried individuals with a minimum net monthly income of Rs. 20,000. With Qbera, you can get approved even if you’ve been rejected by multiple lenders in the past. 

Coimbatore is among the fastest growing tier-II cities in India and houses more than 25,000 small, medium and large industries with engineering and textiles being the primary industries. With the setup of Tidel park in the special economic zone, the IT industry too is not far behind. Quick personal loans in Coimbatore from Qbera is fund and assist the new generation to greater heights. With advanced technology and seamless integration of different aspects of the loaning process, Fintech companies have revolutionized the lending arena. Fintech companies like Qbera have streamlined the way a common man sees and approaches personal loan.

Traditionally, if you required a personal loan in Coimbatore, you would have had to approach a bank or a lender with the request, after that present stack loads of supporting documents or pledge assets with a lender. Even then the process would take anywhere from a couple of weeks to months to get the loan sanctioned and the disbursal would take even more time. With modern technology and the advent of e-verification of documents, this process has been cut short to a few hours by Qbera. After successful verification, the loan amount can be disbursed into your bank account within 24-48 hours

Personal Loans in Coimbatore - Qbera vs Traditional Banks:


Traditional Banks

CIBIL score of 600

Minimum CIBIL score of 750

Minimum net monthly income of Rs. 18,000

Minimum net salary of Rs 30, 000 and more

No defaults in the last 12 months

No defaults in last 12 months

Late payments a few times are allowed

Late payments attract heavy penalty

Paperless loans

Paperwork involved

The Eligibility criteria for a Quick personal loan in Coimbatore are:

  1. The applicant should be employed

  2. The applicant must have a minimum take home salary of Rs 18000

  3. The applicant must be in the 23-55 years age group

  4. The applicant must possess a CIBIL score of 600 or more

  5. There should not be any payment defaults in his account for at least 12 months.

Documents for Personal Loans in Coimbatore from Qbera

There is minimal documentation required for accessing a Quick personal loan in Coimbatore. The documents are:

  • PAN card

  • Aadhar card

  • Salary Slips 

  • Bank statement

  • Photographs 

  • Cheque leaves from the salary account

Advantages of Personal Loans in Coimbatore from Qbera

  • Economical interest rate starting at 10.99%- and 5-year repayment tenure.

  • Quick disbursal of the loan amount post verification

  • Complete digital experience with all aspects being handled online.

  • Individuals in the low-income category can apply

  • Individuals in shared accommodation are considered for quick personal loan

  • The personal loans are highly flexible and can be put to any legitimate use.

Being unsecured loan the CIBIL score of the individual gains’ importance. The credit score is designed to reflect the credibility of the individual and this is an important consideration point. Past payment history is captured in regard to late payments or non-payments. These are definite red-flags that a lender does consider while looking at your application. It is therefore advisable to make timely payments and avoid getting low credit scores.

View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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