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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
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I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Personal Loan in Kanpur

Get super-fast personal loans in Kanpur from Qbera at the most competitive rates of interest in the market. With Qbera, it’s different - apply, get approval within a few seconds, get your loan offer on the very same day and receive your loan amount within 24 hours!

Features of Personal Loans in Kanpur from Qbera

A massive industrial metropolis, Kanpur is one of the largest urban agglomerations of Uttar Pradesh. Often touted as the ‘Manchester of India, this city is best known for its diverse culture, picturesque monuments, and a booming economy. Yes, in case you didn’t guess already, Kanpur is the industrial capital of Uttar Pradesh and over the last couple of years, it has managed to generate the highest revenue in the state. Currently, the city houses almost 13,000 small and large industries ranging from automobile, IT, pharmaceutical, textiles, steel, and leather. Owing to this huge network of business in the city, it is only likely that people would opt for loans to meet the growing demand in their institutions. And this is where a Fintech lending platform edges out traditional lenders by offering quick loans in India. Unlike formal lending institutions like banks that take days to sanction your loan, these Fintech platforms get the funds processed in a couple of days. So, if you’re looking for a personal loan in Kanpur, these digital lending platforms is exactly where you need to head to. 

Personal Loan platforms in Kanpur and how they work

But how do these platforms work? Well, unlike banks, Fintechs have a unique algorithm that allow them to disburse loans with minimum documentation. This algorithm is primarily used for assessing the creditworthiness of a loan seeker, after which it is deemed whether he/she is eligible for the amount they’ve applied for. Due to this simplicity alone, most people opt for digital lending platforms like Qbera, when they are applying for a personal loan in Kanpur. Qbera disburses loans pretty fast, and they do not follow a stringent procedure like most leading banks. To put it simply, you can apply for an instant or personal loan on the platform, even when you have low income and ‘fair’ CIBIL score. Interestingly, the benefits of using Qbera doesn’t just end here. So here all you need to know. 

Personal Loan in Kanpur - How does Qbera Fare Better than other lenders?

Popular Banking Institutions

You can qualify for a loan with a credit score of 600.

You need a credit score of at least 700 to qualify for a loan. 

Interest rates start from 10.99% p.a.

Interest rates start from 11.99% per annum. 

Quick disbursal within 24 hours. 

Disbursal might take 5 to 7 days. 

Minimum documentation required. 

You need to send in plenty of official documents as and when required by the bank.

Apply for a loan from the comfort of your home. 

May have to visit the physical branch of the bank to complete the application process. 

Why should you Use Qbera to Apply for a Personal Loan in Kanpur? 

If you’re looking for quick disbursal of funds with absolutely minimum documentation, Qbera is your answer. This platform will offer you a personal loan in Kanpur, even when you have a credit score of 600 and a salary of Rs 20,000. The entire process is swift, and the customer service professionals will always be up and willing to guide you through the nitty-gritties. So, wait no longer, and hit the ‘Apply Now’ button right away to get an easy, hassle-free instant loan in your city. 

View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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