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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Personal Loan in Navi Mumbai

Get super-fast loans in Navi Mumbai at affordable rates of interest starting from just 11% p.a. Apply today and get approval within seconds. Qbera’s instant loans are for individuals with a minimum net monthly income of Rs. 20,000. 

Everything you need to know about Personal Loans in Navi Mumbai from Qbera

Also known as New Bombay, Navi Mumbai is a planned city that’s located along the western coast of Maharashtra. The city has two parts, namely the North and South Navi Mumbai. As you’d already guess, Navi Mumbai has an excellent infrastructure, currently estimated to Rs 40 billion. It also houses several educational institutions that offer courses in a large range of domains. And that’s not all! Multiple multinational agencies like Siemens, McDonald’s, Reliance, Accenture and L & T have their offices here owing to which the city has slowly and steadily risen to be one of the biggest business hubs of the nation. Due to Navi Mumbai’s fast-paced lifestyle, many individuals here require quick cash to meet their personal and professional needs. And at times like these, they directly head to Fintech lenders. Yes, unlike many other cities where Fintech is a relatively new phenomenon, Navi Mumbai has embraced digital lending. Due to this reason, most individuals here head to digital lending platforms every time they need a personal loan in Navi Mumbai

But why are the masses choosing digital over conventional platforms for personal loans in Bangalore and other Indian cities? Well, the idea is simple. Since their lifestyles are incredibly fast-paced, they’d settle for nothing that takes time. Most people in the city are actively engaged in business or corporate ventures, and as they can’t take out the time to deal with the entire process of a bank loan, they look for options that offer quick, instant cash. Interestingly, this is where Fintech lenders come in and stand an edge ahead of others. Unlike their conventional counterparts, these lenders offer hassle-free loans in your desired timeline. The documentation is relatively simple, and you also get to choose flexible tenures and interest rates. In case you’re still wondering whether digital platforms are really worth it when it comes to personal loans in Navi Mumbai, here’s all you got to know:

Personal Loan in Navi Mumbai | The Qbera Difference

Traditional Lending

CIBIL score of 600

Minimum CIBIL score of 750

Minimum net monthly income of Rs. 20,000

Minimum net salary of Rs 30, 000 and more

No defaults in the last 12 months

No defaults in last 12 months

Late payments are allowed a couple of times.

Late payments lead to heavy penalty

Paperless loans

Documentation involved

Why Opt for Qbera to Secure a Personal Loan in Navi Mumbai?

In case you’re still not convinced, here are a couple of reasons why you should count on Qbera for your personal loan in Navi Mumbai. 

  • Fast Disbursal- Unlike conventional lenders, Qbera disburses your funds in a couple of hours. The application is simple, and since they use a web-based algorithm, your creditworthiness is checked tad faster. 
  • Collateral free Loan- Loans that require collateral bring forth plenty of hassles. Your assets are at risks and you’re under constant pressure. But Qbera simplifies this issue by offering collateral free loans to people with a credit score of 600 and higher.
  • Completely safe- At times, people are apprehensive while applying for a personal loan online. But with Qbera, your details are completely safe. We do not share your details with any third party-app and all your details are kept secure with a stringent SSL encryption.  

View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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