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Personal loan in Noida

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Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Personal loan in Noida


Noida that stands for New Okhla Industrial Development Authority, is a part of the National Capital Region (NCR) of India. It is a hot spot for IT-enabled services industry that serves as home to many large companies that offer IT, BPO, KPO services. Companies in the domain of banking, insurance, financial services, FMCGs, auto and manufacturing have set up their business in Noida.

Noida is the satellite city of Delhi and is located in the Indian state of Uttar Pradesh. A personal loan is an unsecured loan given by financial institutions to meet our instant financial needs. If you are looking for a personal loan in Noida, you can easily get it through Qbera.com.

Even if you earn good, there are times that you need a personal loan instantly because of the emergency circumstances. It can be a holiday with your friends, or an immediate repair work for your terrace that has maybe been damaged due to rains. You can use a personal loan to fund any of such emergencies. Qbera offers best-in-class personal loans in Noida to salaried individuals who earn a minimum income of Rs. 20,000 per month. 

Why should you apply through Qbera when you need a personal loan in Noida?

A personal loan from Qbera can be availed within 24 hours with a completely paperless application. We offer personal loans in Noida at a starting interest rate of 11.99%. Check out these benefits you can enjoy when you apply for a personal loan in Noida from us.

No-collateral

Our personal loans are unsecured. We do not ask for any assets to be pledged to provide you a loan in Noida. 

Loan for low income

We, at Qbera, understand that every segment of working professionals may require instant financial aid at some time or the other. Hence, we offer personal loans to salaried individuals who earn a moderate income of Rs. 20,000 a month. 

Personal loan for low credit score

While looking for a personal loan in Noida, you must have come across several lenders. Traditional lenders follow the high credit score margin to approve personal loans. However, with an aim to extend unsecured credit to those who get rejected by such lenders, we offer personal loans to individuals having a credit score as low as 600. 

Competitive interest rates

We consider the borrower’s credit profile and other personal details such as age and income to provide the best rate for a personal loan in Noida. Our interest rates are on par with the current market rates ranging from 11.99-24% p.a. 

Paperless application

When you apply for a personal loan in Noida, Qbera enables the complete application process online. All you have to do is login to Qbera.com and click on the “Apply Now” button on the top right corner of the page. The process can be completed in less than 10 minutes and does not require any physical documents. Best part is you can also get the income and residence proofs digitally verified. 

Digital approval & quick disbursal

Based on the personal and employment information provided by you in the online application form, you can also expect digital approval if you meet our simple eligibility criteria. After the approval, we will revert with an offer that fits your financial needs. You can either choose to accept or reject. If you accept the offer, the loan amount will be transferred to your bank account within 24-48 hours.

Flexible loan tenure

At Qbera, the loan tenure starts from 6 months and goes up to 60 months. Hence, when you apply for a personal loan in Noida, you have the flexibility to choose your own tenure. Longer tenure means low EMIs and a shorter tenure means you can finish your EMIs sooner. . Hence you can decide the tenure after you calculate your EMI online.  

Use Qbera’s EMI calculator to get a personal loan in Noida

At Qbera we offer one of the simplest tools to calculate your EMI online. This tool would only require the values of your “income” and “current EMIs”. You can adjust between these 2 values to get to choose an EMI which best suits your repayment capacity. 

With the help of our online EMI calculator, you can avoid errors which may have occurred if you calculated it manually. Calculating the EMI online requires less time and provides accurate results. The advantage of an online EMI calculator is the transparency which you may not benefit while getting an EMI from a bank or any other financial institution in Noida. 

How to get a personal loan in Noida through Qbera.com?

To get a personal loan from Qbera, simply follow the following few steps:

  1. Login to Qbera.com and click on the “apply now” tab.

  2. Fill the online application form by giving your personal and employment details.

  3. Upload the bank statements and other necessary documents which will be digitally verified to give you fast approval.

  4. When you receive the digital approval, we will offer a loan amount which you can either accept or reject.

  5. When you finally accept the offer, you can expect the loan amount in your bank account in a day or two. 




1. How can I apply for a personal loan in Noida?

To apply for a loan online, click here. For queries, please Whatsapp us on +91 89719 28484.

2. What should by my minimum age to get a personal loan from Qbera?

Qbera offers personal loans to those individuals who fall in the age group of 23 to 55 years.

3. What should by my minimum income to get a personal loan in Noida?

To get a personal loan from Qbera, your net monthly income must be at least 20,000.

4. What are the documents required to get a loan from Qbera? 

We recommend you to keep the following documents ready after your personal loan is digitally approved.

  • Aadhar Card

  • PAN Card

  • 4 cheques from your salary account

  • Current address proof

  • Permanent address proof (in case the permanent address is different from the address on Aadhar card)

5. How can I repay my loan?

Qbera provides easy repayment of its smart loans through automatic debit of EMIs via NACH mandate.



Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • You must be a Salaried Employee
  • Age: 23-55 years old
  • Net Monthly Income must be more than Rs. 20,000.
  • No defaults in the last 24 months.
  • You must be residing in Delhi/NCR, Bangalore, Pune, Chennai, Mumbai or Hyderabad.
  • Aadhaar Card
  • PAN Card
  • 4 Cheques from your Salary Account
  • Current Address Proof
  • Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card)
Pradeep

Pradeep

"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."

Shekhar

Shekhar

"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...

Syed

Syed

"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."

Anish

Anish

"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"

Arun

Arun

"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"

Bhaskar

Bhaskar

"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Select your employment type to proceed.
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QBERA

We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:
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E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 89719 28484
Address:
1st Floor, Wolfpack Workspaces,
#39, 8th Main Road,
Vasanth Nagar.
Bangalore 560 052

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