Noida that stands for New Okhla Industrial Development Authority, is a part of the National Capital Region (NCR) of India. It is a hot spot for IT-enabled services industry that serves as home to many large companies that offer IT, BPO, KPO services. Companies in the domain of banking, insurance, financial services, FMCGs, auto and manufacturing have set up their business in Noida.
Noida is the satellite city of Delhi and is located in the Indian state of Uttar Pradesh. A personal loan is an unsecured loan given by financial institutions to meet our instant financial needs. If you are looking for a personal loan in Noida, you can easily get it through Qbera.com.
Even if you earn good, there are times that you need a personal loan instantly because of the emergency circumstances. It can be a holiday with your friends, or an immediate repair work for your terrace that has maybe been damaged due to rains. You can use a personal loan to fund any of such emergencies. Qbera offers best-in-class personal loans in Noida to salaried individuals who earn a minimum income of Rs. 20,000 per month.
A personal loan from Qbera can be availed within 24 hours with a completely paperless application. We offer personal loans in Noida at a starting interest rate of 11.99%. Check out these benefits you can enjoy when you apply for a personal loan in Noida from us.
Our personal loans are unsecured. We do not ask for any assets to be pledged to provide you a loan in Noida.
We, at Qbera, understand that every segment of working professionals may require instant financial aid at some time or the other. Hence, we offer personal loans to salaried individuals who earn a moderate income of Rs. 20,000 a month.
While looking for a personal loan in Noida, you must have come across several lenders. Traditional lenders follow the high credit score margin to approve personal loans. However, with an aim to extend unsecured credit to those who get rejected by such lenders, we offer personal loans to individuals having a credit score as low as 600.
We consider the borrower’s credit profile and other personal details such as age and income to provide the best rate for a personal loan in Noida. Our interest rates are on par with the current market rates ranging from 11.99-24% p.a.
When you apply for a personal loan in Noida, Qbera enables the complete application process online. All you have to do is login to Qbera.com and click on the “Apply Now” button on the top right corner of the page. The process can be completed in less than 10 minutes and does not require any physical documents. Best part is you can also get the income and residence proofs digitally verified.
Based on the personal and employment information provided by you in the online application form, you can also expect digital approval if you meet our simple eligibility criteria. After the approval, we will revert with an offer that fits your financial needs. You can either choose to accept or reject. If you accept the offer, the loan amount will be transferred to your bank account within 24-48 hours.
At Qbera, the loan tenure starts from 6 months and goes up to 60 months. Hence, when you apply for a personal loan in Noida, you have the flexibility to choose your own tenure. Longer tenure means low EMIs and a shorter tenure means you can finish your EMIs sooner. . Hence you can decide the tenure after you calculate your EMI online.
At Qbera we offer one of the simplest tools to calculate your EMI online. This tool would only require the values of your “income” and “current EMIs”. You can adjust between these 2 values to get to choose an EMI which best suits your repayment capacity.
With the help of our online EMI calculator, you can avoid errors which may have occurred if you calculated it manually. Calculating the EMI online requires less time and provides accurate results. The advantage of an online EMI calculator is the transparency which you may not benefit while getting an EMI from a bank or any other financial institution in Noida.
To get a personal loan from Qbera, simply follow the following few steps:
Login to Qbera.com and click on the “apply now” tab.
Fill the online application form by giving your personal and employment details.
Upload the bank statements and other necessary documents which will be digitally verified to give you fast approval.
When you receive the digital approval, we will offer a loan amount which you can either accept or reject.
When you finally accept the offer, you can expect the loan amount in your bank account in a day or two.
1. How can I apply for a personal loan in Noida?
To apply for a loan online, click here. For queries, please Whatsapp us on +91 89719 28484.
2. What should by my minimum age to get a personal loan from Qbera?
Qbera offers personal loans to those individuals who fall in the age group of 23 to 55 years.
3. What should by my minimum income to get a personal loan in Noida?
To get a personal loan from Qbera, your net monthly income must be at least 20,000.
4. What are the documents required to get a loan from Qbera?
We recommend you to keep the following documents ready after your personal loan is digitally approved.
4 cheques from your salary account
Current address proof
Permanent address proof (in case the permanent address is different from the address on Aadhar card)
5. How can I repay my loan?
Qbera provides easy repayment of its smart loans through automatic debit of EMIs via NACH mandate.
||11.99% to 35.99%
|| 1% to 5% of total loan amount
||₹1,00,000 to ₹15,00,000
||12 to 60 months
"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."
I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...
"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."
"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"
"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"
"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"
Following a Supreme Court Order dated 13th March, 2018, Insurance regulator IRDAI extended the deadline for linking the 12-digit unique identity number with various insurance policies.
A day after SBI hiked deposit rates across maturities, the largest lender of India also raised MCLR by up to 25 basis points. MCLR is now at 8.15 percent which was earlier at 7.95 percent. This signals a possible increase in the EMIs of all types of loans – starting from personal loans to home, auto and other loans. ICICI Bank and Punjab National Bank (PNB) also hiked their MCLR by 15 bps. PNB home loans will now be at 8.6% and for women it will be 8.55%.