Personal loan in Noida

Noida that stands for New Okhla Industrial Development Authority, is a part of the National Capital Region (NCR) of India. It is a hot spot for IT-enabled services industry that serves as home to many large companies that offer IT, BPO, KPO services. Companies in the domain of banking, insurance, financial services, FMCGs, auto and manufacturing have set up their business in Noida.

Noida is the satellite city of Delhi and is located in the Indian state of Uttar Pradesh. A personal loan is an unsecured loan given by financial institutions to meet our instant financial needs. If you are looking for a personal loan in Noida, you can easily get it through Qbera.com.

Even if you earn good, there are times that you need a personal loan instantly because of the emergency circumstances. It can be a holiday with your friends, or an immediate repair work for your terrace that has maybe been damaged due to rains. You can use a personal loan to fund any of such emergencies. Qbera offers best-in-class personal loans in Noida to salaried individuals who earn a minimum income of Rs. 20,000 per month. 

Why should you apply through Qbera when you need a personal loan in Noida?

A personal loan from Qbera can be availed within 24 hours with a completely paperless application. We offer personal loans in Noida at a starting interest rate of 11.99%. Check out these benefits you can enjoy when you apply for a personal loan in Noida from us.

No-collateral

Our personal loans are unsecured. We do not ask for any assets to be pledged to provide you a loan in Noida. 

Loan for low income

We, at Qbera, understand that every segment of working professionals may require instant financial aid at some time or the other. Hence, we offer personal loans to salaried individuals who earn a moderate income of Rs. 20,000 a month. 

Personal loan for low credit score

While looking for a personal loan in Noida, you must have come across several lenders. Traditional lenders follow the high credit score margin to approve personal loans. However, with an aim to extend unsecured credit to those who get rejected by such lenders, we offer personal loans to individuals having a credit score as low as 600. 

Competitive interest rates

We consider the borrower’s credit profile and other personal details such as age and income to provide the best rate for a personal loan in Noida. Our interest rates are on par with the current market rates ranging from 11.99-24% p.a. 

Paperless application

When you apply for a personal loan in Noida, Qbera enables the complete application process online. All you have to do is login to Qbera.com and click on the “Apply Now” button on the top right corner of the page. The process can be completed in less than 10 minutes and does not require any physical documents. Best part is you can also get the income and residence proofs digitally verified. 

Digital approval & quick disbursal

Based on the personal and employment information provided by you in the online application form, you can also expect digital approval if you meet our simple eligibility criteria. After the approval, we will revert with an offer that fits your financial needs. You can either choose to accept or reject. If you accept the offer, the loan amount will be transferred to your bank account within 24-48 hours.

Flexible loan tenure

At Qbera, the loan tenure starts from 6 months and goes up to 60 months. Hence, when you apply for a personal loan in Noida, you have the flexibility to choose your own tenure. Longer tenure means low EMIs and a shorter tenure means you can finish your EMIs sooner. . Hence you can decide the tenure after you calculate your EMI online.  

Use Qbera’s EMI calculator to get a personal loan in Noida

At Qbera we offer one of the simplest tools to calculate your EMI online. This tool would only require the values of your “income” and “current EMIs”. You can adjust between these 2 values to get to choose an EMI which best suits your repayment capacity. 

With the help of our online EMI calculator, you can avoid errors which may have occurred if you calculated it manually. Calculating the EMI online requires less time and provides accurate results. The advantage of an online EMI calculator is the transparency which you may not benefit while getting an EMI from a bank or any other financial institution in Noida. 

How to get a personal loan in Noida through Qbera.com?

To get a personal loan from Qbera, simply follow the following few steps:

1. Login to Qbera.com and click on the “apply now” tab.

2. Fill the online application form by giving your personal and employment details.

3. Upload the bank statements and other necessary documents which will be digitally verified to give you fast approval.

4. When you receive the digital approval, we will offer a loan amount which you can either accept or reject.

5. When you finally accept the offer, you can expect the loan amount in your bank account in a day or two.