Qbera Open Nav
Simple . Fast . Secure

Personal Loans made simple!

Find the loan that's perfect for you!
Apply now!
Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Personal Loan in Panipat

Need a super-fast loan in Panipat? Well, Qbera offers quick loans in India, and is currently present in over 180 Indian cities, including Panipat. With Qbera, you can improve your approval chances as Qbera has a not-so-stringent eligibility framework. 

Nestled in the middle of Delhi and Chandigarh, Panipat is a historic Indian city located in Haryana. The city has witnessed some of the defining moments in Indian history, namely the three battles of Panipat that further paved the way for the rise and fall of great Indian Empires. But while the city is best known for its historical significance, there’s yet another aspect that makes it stand out: and this is none other than the distribution of textile industries here. Yes, like many other growing Indian cities, Panipat too has a large number of industries, primarily textile. And owing to the presence of these industries, it is often touted to be the ‘Textile City’ and the ‘City of Weavers’. Hand-woven crafts from Panipat are distributed and sold across the globe, and over the last couple of years, there’s also been a growing demand for these products. In a bid to meet this demand, entrepreneurs in Panipat often opt for instant loans and business loans. And this is where a Fintech lending platform comes in. As opposed to banks and P2P lending platforms that takes days to approve your loan, Fintech lenders like Qbera simplify the entire process of securing a personal loan in Panipat

Personal Loans in Panipat from Qbera - here is what you need to know

Operating digitally, these lenders use a high-end algorithm that allows them to process your application with minimum documentation. Since most of them have a 3 or 4-step process, applying for a personal loan in Panipat with their help is easier than ever. But with so many digital lending platforms out there, why exactly should you bank on Qbera? What is it that makes this platform different (or even better) than its counterparts? Well, here’s everything you got to know. 

Personal Loan in Panipat - Why Go for Qbera?

Banking Institutions offering personal loans

Low processing fee ranging from 1% to 5%

Processing fee is at least 2.25% of the principal amount along with additional GST charges.

Flexible interest rates starting from 10.99% p.a.

Interest Rate is 11% p.a. or more

Minimum credit score requirement is 600

Minimum credit score requirement is 700 and higher

Enjoy up to Rs 15,00,000 lakhs worth loan when you meet the required criteria. Minimum income required is Rs. 20,000 per month

You need to have an income of at least Rs 30,000 and a high credit score to qualify for a loan worth Rs 15,00,000 lakhs

The loan is disbursed within 24 hours or less

Loan disbursal might take from 5 to 7 days. 

Advantages of Securing a Personal Loan in Panipat with Qbera

Easily navigable platform- One of the best aspects of Qbera is the fact that it comes with a highly navigable platform. This means, you can easily apply for a loan through it even if you’re not well-versed with the technicalities. The site’s excellent navigability simplifies your hassles while applying for the loan. 

Flexible Terms- Unlike conventional lending platforms, Qbera offers loans at flexible interest rates starting from 10.99% p.a. There are also a couple of other parameters that makes it stand out. First, the tenure is quite flexible, ranging from 1 to 5 years. Second, the processing fee ranges from 1 to 5%. Finally, you can apply for a loan here with a credit score of 600 and above. Note that even applicants with scores of 575 (and above) can be approved provided they meet a set of internal credit parameters stipulated by Qbera. 

Professional Team- If you’re stuck in the middle of a glitch while applying for a loan here, you can always reach out to the loan disbursal agents. These professionals will address your queries immediately and simplify the entire process of securing a loan. 

View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


Powered by InCred

We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

© 2021 Qbera | All Rights Reserved