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Personal Loan in Pune

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Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Personal Loan in Pune

Pune is the second largest city of Maharashtra. Considered as one of the fastest growing cities of the Asia-pacific region, Pune is a major educational hub including half of the total international students in India. The city is an evolving business centre and is one of the nine cities in the world which host IT and automotive companies. In case you are looking for an instant personal loan in Pune, Qbera is the answer to your financial needs. You can apply for a personal loan in Pune for any of your instant plans that require quick funds. 

Qbera offers unsecured personal loans in Pune to those who earn a minimum monthly income of Rs. 20,000. Unlike traditional methods of loan processing, Qbera allows its customers to complete the entire application process digitally. We understand that it is quite an effort to spare time to visit banks and other financial institutions to get a loan. Which is why we offer online verification of your documents, income as well online approval. 

Benefits of Personal Loan in Pune through Qbera.com

When you apply for a personal loan in Pune, you can get access to a lot of benefits like digital application, online approval, online EMI calculation and so on. Let us discuss those in detail here:

1. All in one solution for personal loans

A personal loan from Qbera will help you overcome any kind of financial emergency in your life. Most people use it to fund a marriage event in their family, to book a customised honeymoon package, to close a debt, to buy a second-hand vehicle or to buy an expensive gift for their loved ones. You can get a personal loan in Pune through Qbera.com within 24-48 hours. 

2. Easy online application
Our application process for a personal loan in Pune is completely online and requires minimal use of physical documents. You can upload them while filling the online application form and get them verified online too. 

3. Online EMI calculation

Qbera hosts an online EMI calculator that can help you find out your EMI in few seconds by putting the values of your monthly income and current EMI amount if you are paying any. Once you get the EMI, you can also find out how much loan amount and loan tenure you would be eligible for. 

4. Flexible loan tenure

When you apply for a personal loan in Pune, you can choose from a flexible loan tenure of 6 to 60 months to repay the loan amount. 

5. Fast disbursal

With our constant efforts to reduce the TAT, we are able to disburse a personal loan to our customers within 24 hours. 

6. Low rates & zero hidden charges
Interest rates are decided based on your credit profile and risk. The starting rate is as low as 11.99%, which is fairly low when compared to credit card interest rates.

7. Easy Repayment 

Qbera allows you to make repayments of EMI via NACH mandate. With the help of NACH, the EMIs will be automatically debited from your bank account through net-banking.

8. Living in a shared accommodation? We have a loan for you

Now you don't have to get rejected for a loan just because you are staying in a PG or shared accommodation. At Qbera, we use our proprietary risk-based model to assess your repayment capacity in future and will revert with a loan for you. 

How to apply for a personal loan in Pune?

A personal loan can be availed online through Qbera.com in the following steps:

1. Login to Qbera and click on "Apply Now". You will be asked to fill the online application form.

2. Give your personal and employment details such as age, gender, personal and professional email iD etc. 

3. Upload the bank statements and required documents which we will verify online only. 

4. After you get digitally approved our customer executive will be at your doorstep to collect the physical documents. (We recommend you to keep those documents ready in order to avoid further delays in the profile assessment).

5. Once you get final approval, we will offer you a loan amount that you can choose to either accept or reject. 

6. Once you accept the offer, the loan amount gets disbursed to your bank account within 24-48 hours. 


Qbera may be able to help when you need it the most. Apply now for a smart hassle-free loan in Pune.



1. What eligibility criteria do I need to fulfil to get a personal loan in Pune?

  • You must be salaried and your net monthly income must be at least Rs. 20,000 or more.
  • Your age should be at least 23 years and not more than 55 years.
  • Your credit performance in the last 24 months must not contain any defaults.
  • You must be residing in Delhi/NCR, Bangalore, Pune, Chennai, Mumbai, Hyderabad, Ahmedabad and Jaipur.

2. What is the fastest way to pay back for my personal loan?

Qbera allows you to pay through automatic EMIs that get deducted from your bank account via NACH mandate. 

3. My loan application was once rejected by Qbera. Can I re-apply for a personal loan?

Unfortunately, we may have to reject some of the applicants if they are unable to meet our basic eligibility criteria. We require you to wait for at least 3 months before re-applying for a personal loan.

4. Is part/prepayment allowed on my personal loan in Pune?

Though Qbera does not allow any part-payments, you can prepay your loan after completing 1 year of repayment. (Foreclosure charges: 5% + GST applicable).

5. How much time will I get to repay the loan in Pune?

Qbera gives a flexible loan tenure of 6 to 60 months for you choose a loan tenure that suits your repayment capacity.

Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • You must be a Salaried Employee
  • Age: 23-55 years old
  • Net Monthly Income must be more than Rs. 20,000.
  • No defaults in the last 24 months.
  • You must be residing in Delhi/NCR, Bangalore, Pune, Chennai, Mumbai or Hyderabad.
  • Aadhaar Card
  • PAN Card
  • 4 Cheques from your Salary Account
  • Current Address Proof
  • Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card)
Pradeep

Pradeep

"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."

Shekhar

Shekhar

"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...

Syed

Syed

"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."

Anish

Anish

"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"

Arun

Arun

"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"

Bhaskar

Bhaskar

"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Select your employment type to proceed.
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Salaried

QBERA

We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:
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E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 89719 28484
Address:
1st Floor, Wolfpack Workspaces,
#39, 8th Main Road,
Vasanth Nagar.
Bangalore 560 052

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