Qbera Open Nav
Over
₹149,12,66,000 of Loans Disbursed!

Personal Loans made simple!

Find the loan that's perfect for you!
Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.


Personal Loan in Thane

Get personal loans in Thane at affordable rates of interest that start from just 11% p.a. Qbera offers instant cash loans in 1 hour to salaried individuals who meet the minimum income criterion, which is Rs. 20,000 per month. 

Personal Loan in Thane - what should you know?

Nestled along the North-Western part of Maharashtra, Thane is a big and populous urban agglomeration, known for its lakes, educational institutions and industries. Being an immediate neighbor of Mumbai, thousands of people flock to the city for jobs. In terms of jobs, most people here are actively involved in the tourism industry. However, the city also houses several engineering and manufacturing outlets, digital goods-producing industries, power plants, textile industries and the likes of it. Since the economy of the city is rapidly improving, more and more people are opting for personal loans. While some choose it to advance their education, others opt for it to upscale their business. But there’s a major shift in the trend of these loan applications. While the people here would opt for bank loans even a few years back, they are now more comfortable with Fintech lenders. Yes, Fintech lending platforms is turning out to be a top choice for both salaried professionals and businessmen of the city. But why, this major shift? Well, this is primarily because of the flexibility these lending platforms offer. As opposed to bank loans that would take several days to be approved, Fintech lenders approve the applications for a personal loan in Thane within a couple of hours.

But how do they manage to do this? Well, thanks to technology and risk-based algorithms, Fintech lenders like Qbera can assess and approve your application faster than ever. All you need is a credit score of at least 600 and a minimum income of Rs 20,000 to qualify for the process. And the best part: you will have the flexibility to make the repayments online. Additionally, you will also have the option of choosing the tenure between 1 to 5 years. But these aren’t the only benefits when you take a personal loan in Thane from Qbera. So here’s everything else you have to know.

Why Should you Choose Qbera for a Personal Loan in Thane?

Qbera Banking Institutions
Low processing fee ranging from 1% to 5%
Processing fee is at least 2.25% of the principal amount along with additional GST charges.
Flexible interest rates starting from 11.99% p.a.
Interest Rate is 13% p.a. or more
Minimum credit score requirement is 600
Minimum credit score requirement is 700 and higher
Enjoy up to Rs 15,00,000 lakhs worth loan when you meet the required criteria
You need to have an income of at least Rs 30,000 and a high credit score to qualify for a loan worth Rs 15,00,000 lakhs
Loan is disbursed within 24 hours or less
Loan disbursal might take from 5 to 7 days.

Features of a Qbera Personal Loan in Thane

3-step-process- Applying for a personal loan via Qbera is extremely simple. All you’ll need to do is choose from the viable categories (self-employed/salaried) and answer some simple questions pertaining to your identification and income level. Once you complete the required steps, your loan will be disburse din 24 hours (or less).

Low Processing Fees- Unlike banks and other fintechs that charge a huge processing fee, Qbera’s processing fee ranges from 1% to 5%.

Flexibility of Tenures- At Qbera, you will have an option of choosing a flexible tenure ranging from 1 to 5 years.

View a complete list of our FAQs at our help center

Interest Rate & Other Charges


Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • 4 Cheques from your Salary Account
  • Current Address Proof
  • Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card)
Pradeep

Pradeep

"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."

Shekhar

Shekhar

"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...

Syed

Syed

"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."

Anish

Anish

"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"

Arun

Arun

"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"

Bhaskar

Bhaskar

"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Select your employment type to proceed.
Self-Employed
Salaried

QBERA

We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:
whatsapp

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 99160 88896
Address:
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

© 2019 Qbera | All Rights Reserved