Apply for Easy Loans Online

What is an easy loan?

Easy loans are unsecured loans that come with flexible tenures. They’re similar to personal loans, only that they’ve derived the name for themselves by sporting an easy application process and subsequent disbursal. Some other names for easy loans are – online loans, instant loans, and quick loans. 

How do you apply for easy loans?

There are many financial institutions that offer easy loans (personal loans with a simpler and easier application processes).  Fintechs and private lending institutions are the primary players in the market. Qbera is a popular Fintech company that lets you apply for easy loans through mobile and web platforms. The entire application process can be completed online in a few steps. 

How to apply for easy loan with Qbera?

Follow these simple steps to apply for easy loans with Qbera:

• Visit the Qbera website and click on the “Apply Now” option available on the site, or the “Apply” option for salaried individuals. 
• Fill out your personal and professional details in the application form, after you’ve picked your loan amount and the purpose of your loan. 
• Submit your income, residence and identity documents. You can upload your bank statements online through your netbanking credentials (by logging in to a secure web platform that uses your credentials only to pull your bank statements). 
• Receive a customized loan offer from Qbera. You’ll get an offer after your credit profile has been reviewed. 
• Accept the loan offer – which will quote a loan amount depending on your credit profile, monthly income, and repayment capacity. Once you accept the offer, you will receive your loan amount within the time-frame of 24 to 48 hours.

Interest rate on Easy loans from Qbera

The interest rate on easy loans from Qbera starts at 11.99% p.a. and can go up to 24% p.a. The interest rates on easy personal loans depend on your credit history, credit score, the number of debt sources and your debt to income ratio. 

Apply for Easy Loan from Qbera – See if you’re eligible

• Qbera allows you to apply for easy personal loans if you have a minimum credit score of 600. 

• The minimum monthly income to be eligible for an easy personal loan from Qbera is Rs. 20,000. 

• The minimum loan amount offered is Rs. 25,000 and the maximum loan amount is Rs. 10 Lakhs. 

• Qbera offers easy personal loans to employees of over 7 Lakh companies in India. 

• The minimum age to apply for easy personal loans from Qbera is 23 years. The maximum age is 55 years. 

• As a Qbera customer, you can choose a loan tenure ranging from 6 months to 60 months.