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Bajaj Finserv Travel Loan vs Qbera Travel Loan

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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Bajaj Finserv Travel Loan vs Qbera Travel Loan

Traveling or simply breaking free of the daily routine is quite beneficial in rejuvenating the mind, body, and soul. A relaxed and rejuvenated spirit is more effective in their work and brings a positive outlook among his peers as well. It is an enchanting process that leads to countless discoveries and is a fresh lease on life. Nevertheless, it is not easy to plan for travel and not to mention the costs involved. If you are looking at an exotic location with the best of facilities – there is not a doubt that the costs will be exorbitant. Even if you plan for a local location, it is not easy on the pockets. The traveling and staying expense and not to mention the food, sightseeing, and shopping expense can create quite a big hole in your savings.

To travel to your heart's content without worries about the dent in your savings, you can opt for a travel loan. There are quite a few being offered by different banks and financial institutions. You can choose an offer that is best suited to your requirements. An amount that completely covers your travel and all aspects along with an economical interest rate. You can also opt a long repayment tenure to keep the EMIs manageable.

Advantages of Bajaj Finserv Travel Loan- They offer travel loans for salaried individuals with a pre-approved offer and flexible repayment tenure. There are no hidden charges and dedicated customer service personnel as well.

  • Low EMI options
  • Instant approvals
  • Minimal documentation
  • Flexible tenure
  • No-hidden charges
  • Online management of loan account

Advantages of Qbera Travel Loan- Qbera offers flexible personal loan to plan and organize the ideal vacation.

  • Variety options for salaried individuals and self-employed persons
  • Open to persons with a net monthly salary of Rs 18,000
  • Anyone in the age group of 23-55 years can opt for it.
  • A completely digitized process.
  • Flexibility of usage
  • Minimal processing fee and no hidden charges
  • Competitive interest rate
  • Dedicated customer care

Here is a snapshot in tabular format:

Bajaj Finserv Travel Loan
Qbera Travel Loan
Rate of Interest
Starting at 12.75%
Starting at 10.99%
Not specified
5 years
Loan amount
Up to Rs 25,00 000/-
Up to Rs 25,00 000/-
Disbursal time
Within 24 hours
24-48 hours max
Processing Fee
2.25% - 3% of the loan amount
CIBIL score 
750 and above
600 and above

How to Apply for a Travel Loan through Qbera?

  • Log on to Qbera.com
  • Fill the online application form.
  • Upload the required bank statements and salary slips
  • Get a personalized quote
  • An executive will collect the documents at your doorstep
  • The loan amount will be disbursed to your bank account within 24 hours.
View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
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E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
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MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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