Bajaj Finserv Travel Loan vs Qbera Travel Loan
Bajaj Finserv Travel Loan vs Qbera Travel Loan
Traveling or simply breaking free of the daily routine is quite beneficial in rejuvenating the mind, body, and soul. A relaxed and rejuvenated spirit is more effective in their work and brings a positive outlook among his peers as well. It is an enchanting process that leads to countless discoveries and is a fresh lease on life. Nevertheless, it is not easy to plan for travel and not to mention the costs involved. If you are looking at an exotic location with the best of facilities – there is not a doubt that the costs will be exorbitant. Even if you plan for a local location, it is not easy on the pockets. The traveling and staying expense and not to mention the food, sightseeing, and shopping expense can create quite a big hole in your savings.
To travel to your heart's content without worries about the dent in your savings, you can opt for a travel loan. There are quite a few being offered by different banks and financial institutions. You can choose an offer that is best suited to your requirements. An amount that completely covers your travel and all aspects along with an economical interest rate. You can also opt a long repayment tenure to keep the EMIs manageable.
Advantages of Bajaj Finserv Travel Loan- They offer travel loans for salaried individuals with a pre-approved offer and flexible repayment tenure. There are no hidden charges and dedicated customer service personnel as well.
- Low EMI options
- Instant approvals
- Minimal documentation
- Flexible tenure
- No-hidden charges
- Online management of loan account
Advantages of Qbera Travel Loan- Qbera offers flexible personal loan to plan and organize the ideal vacation.
- Variety options for salaried individuals and self-employed persons
- Open to persons with a net monthly salary of Rs 18,000
- Anyone in the age group of 23-55 years can opt for it.
- A completely digitized process.
- Flexibility of usage
- Minimal processing fee and no hidden charges
- Competitive interest rate
- Dedicated customer care
Here is a snapshot in tabular format:
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Bajaj Finserv Travel Loan
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Qbera Travel Loan
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Rate of Interest
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Starting at 12.75%
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Starting at 10.99%
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Tenure
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Not specified
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5 years
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Loan amount
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Up to Rs 25,00 000/-
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Up to Rs 25,00 000/-
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Disbursal time
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Within 24 hours
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24-48 hours max
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Processing Fee
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2.25% - 3% of the loan amount
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1%-5%
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CIBIL score
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750 and above
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600 and above
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How to Apply for a Travel Loan through Qbera?
- Log on to Qbera.com
- Fill the online application form.
- Upload the required bank statements and salary slips
- Get a personalized quote
- An executive will collect the documents at your doorstep
- The loan amount will be disbursed to your bank account within 24 hours.
Interest Rate & Other Charges
Interest Rate
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11.99% to 35.99%
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Processing Fee
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1% to 5% of total loan amount
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Loan Amount
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₹1,00,000 to ₹15,00,000
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Loan Tenure
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12 to 60 months
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