Want personal finance options in Chennai? Qbera offers cheque based finance in Chennai to salaried individuals with a minimum net monthly income of Rs. 18,000. The minimum CIBIL score required to become eligible for a personal loan from Qbera is 600.
Getting a personal loan from Qbera is as easy as hailing a cab! As a matter of fact, it takes much lesser the time it takes to hail a cab to get an instant loan from Qbera. One of the major requirements involved in getting a loan from Qbera is the Cheque. As part of the documents required to process your loan application, you are required to provide 4 cheque leaves from your salary account.
Besides the cheque leaves of your salary account that need to be provided, here are the other documents that are required to process your loan application:
Uploading your bank statements online
Your bank statement is an important document that you will have to submit in order to complete your loan application. You will have to submit your bank statements for the last 3 months through a secure web channel by keying in your netbanking credentials. Your bank statements will automatically be retrieved, and subsequently evaluated on various parameters, the most important being your salary credit. The process takes just about 2-3 minutes. Note that you don't have to submit physical copies of your bank statements. The entire process can be completed online.
Let's take a quick look at the eligibility parameters:
While applying for personal finance, your credit score is perhaps the most important parameter that influences your loan application. A bad credit score is certain to prompt lenders to reject your loan application. Here are some tips to keep your credit score high:
||11.99% to 35.99%
|| 1% to 5% of total loan amount
||₹1,00,000 to ₹15,00,000
||12 to 60 months
"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."
I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...
"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."
"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"
"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"
"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"