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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Easy Loan in Bangalore

Looking for credit to finance a monetary need? An easy loan in Bangalore from Qbera can be your most prudent answer. The inflated economic conditions and changes in lifestyle have promoted the dependence on credit. In fact, credit is now a savior in troubled times with economic ROI and long repayment tenures.

Easy loans in Bangalore can be availed by filling up an online form and submitting the required documents online. Being completely digital the process does not take more than a few minutes. Once the documentation and verification are done successfully, the amount is directly disbursed to your bank account. The whole process is hassle-free and fast, not taking more than 24-48 hours. Sif you're looking for an instant loan in Bangalore, Qbera has your answer. 

Easy Loans in Bangalore - Difference between Qbera and Traditional Lenders


Traditional Banks

CIBIL score of 600

Minimum CIBIL score of 750

Minimum net monthly income of Rs. 18,000

Minimum net salary of Rs 30, 000 and more

No defaults in the last 12 months

No defaults in the last 12 months

Late payments a few times are allowed

Late payments attract heavy penalty

Paperless loans

Paperwork involved

Features of the easy loan in Bangalore from Qbera:

Economical interest rate:  being unsecured loans the interest rate tends to be higher when compared. A Qbera personal loan interest rate starts at 10.99% and may go up to 35% depending on your credit score. these are much better alternatives to cyclic ROI charged by credit cards.

Long repayment tenure: The monthly EMI is directly dependent on the tenure of the loan. A long tenure means lesser monthly payouts. Lesser payments on a monthly basis are essential in maintaining a reasonable household budget. 

Instant approvals: making good use of advanced risk calculation algorithms and online facilities to verify a potential customer. Qbera evaluates and makes lending decisions instantly. 

Digital application: An easy loan in Bangalore from Qbera is amazingly easy to apply. Just log in to the company website, fill in the details and know the eligibility instantly, once eligible submit documents to get a personalized quote. Accept the emailed quote and find the amount in your bank account.

How to apply for an easy loan in Bangalore

Nowadays all financial institutions like banks, NBFCs and Fintechs offer attractive personal loans. check out all the offers and choose one that best fits your need.

Check for basic eligibility criteria- The eligibility rules differs between institutions and so specifically check the rules for your institution of choice.

For most Fintechs the basic rules are the same with minor variations. For example, Qbera eligibility conditions include--

  • You must be a salaried individual.

  • You should have a minimum net salary of Rs.18,000/- monthly

  • Age between 23 and 55 years

  • A Minimum CIBIL score of 600

  • No payment defaults in the last 24 months

Apply for the loan if the eligibility criteria are met. In case of Qbera, just go online and fill in the details and upload documents to get customized loan quote.

Accept the quote and find the amount in your bank and at your disposal.

View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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