Easy Loans

Get an instant and easy loan from Qbera within 24 hours of successful documentation. These are instant cash loans that are readily available to help with any fiscal deficits. We all like to keep ourselves well cushioned financially but life never ceases to throw curve balls at us, which makes us rethink our savings.

With the digital revolution, the lending market also has undergone changes and these easy loans like the one offered by Fintech Qbera is now available for use within 24-48 hours of successful document verification. In contrast to the earlier loan processing that took several days and excessive paperwork, these new age personal loans are instant as well as completely online. The application, documents submission, verification is all done online.

Features of an easy loan from Qbera

Digital application

This extremely easy loan is amazingly simple to apply to as well. The applicant has to fill out professional and personal details on the online application form and upload the supporting documents.

Instant approvals

The KYC details are sought, credit report obtained from the bureau and all these are evaluated in accordance with Qbera’s internal credit norms. After digital verification of documents, a customized loan offer is made after successfully analyzing all aspects of the borrower’s profile. If all the documents are in place and the verification is successfully completed, the amount can be disbursed to the applicant’s bank account within 24-48 hours.

Economical interest rate

When compared to secured loans, the interest rate charged for an easy loan is a bit high. But personal loan interest rate is way lesser and easy to manage than the interest charged on credit cards. A loan from Qbera typically offers an interest rate that starts at 10.99% and may go up to 35% depending on your credit score.

Long repayment tenure

The repayment tenure has a direct effect on the monthly payouts, the longer the tenure, lesser the EMI. This ensures that the monthly household budget is managed, and you can easily cope up with it.

Flexible usage

There is no capping on the usage of the loan amount. You can use it to consolidate your debt, pay for education, medical bills or simply fund your marriage or vacation. There are no questions asked by the lenders.

Eligibility for Easy Personal Loans from Qbera

• You should be a salaried individual with a minimum net monthly income of Rs. 18,000.
• Your credit score should be 600 or above.
• You should be at least 23 years old and not over 55 years.
• Your credit profile shouldn't contain any instance of default for the last 12 months.