Emergency Loans

I’m in a spiritual realm today. I’m thinking how random life is? How can no amount of groundwork prepare us for Emergencies in life? Life gives you aplenty choices in some matters but gives you none, at many. Time and money become luxuries we won’t have. Our options become limited.

Emergencies need not always bring sorrow and pain. They can even be the reasons for celebration. Like your son’s Graduation day in the U.S. or your daughter’s destination wedding. 

Emergency situations create an urgency for funds. Don't blame yourself for wrong decisions you took in the past. Be smart and look for smart solutions like quick cash loan. Emergency Loans are the quickest way to meet the cash demands at crucial times.

What is an Emergency Loan?

You can avail Emergency loans from Banks and NBFCs, to resolve your cash crunch. Emergency loans are personal loans that you can use for Medical, Travel or Asset Recovery etc. Qbera provides quick cash loans with attractive features like instant approval and attractive interest rates starting at 11.99%.  

Important Facts That You Should Know About Emergency Loan

Here are the important things you need to know about Emergencies loans:

1. Non-collateral in nature - Reduces risk.

2. Minimum paperwork - Saves your valuable time, especially when you don’t have any. 

3. Easy Apply and Approval - Online Processing makes your life easier.

4. Flexible Repayment Options - Evenly distributes the outstanding amount as EMIs.

5. No guarantor required - You need not declare a guarantor to secure the loan.

Why Qbera for Emergency Loans?

Qbera is a Financial Technology company with its headquarters in Bangalore. At present, the company offers Personal Loans to salaried professionals in 6 Indian cities.

6 Reasons why you should apply for an Emergency Loan with Qbera

If you are ready to face six kinds of emergencies, there is always a seventh, waiting just around the corner. We perfectly understand our customers and their urgent requirement for funds.

Some of the top reasons to avail an Emergency Loan from Qbera are:

1. Instant Loan Approval: Eliminates any unwanted delay in the process

2. Flexible EMIs: EMIs are a convenient way of paying back your loan. Use our Online EMI Calculator to check the EMI amount, even before you apply for the loan. Read more about the benefits of using the Online EMI Calculator on our blog.

3. Transparent process: Traditional borrowing methods lack clarity in loan approval and EMI calculation. Qbera believes in being transparent with its customers.

4. Customer Service: Our customer service team will communicate with you at each and every step of your journey with us. Your opinion matters. See the Help section on Our Website for more details and FAQ.

5. Confidentiality: We promise not to share your data with any third party. 

6. Credit History: Regular payments will improve your credit history.  

How to avail a Personal Loan from Qbera?

If you are a salaried individual and your monthly salary is above Rs. 20,000, you can avail hassle-free Instant Personal Loans from Qbera. 

The following steps explain ‘How to apply for Emergency Loans’ through Qbera. 

1. Log on to Qbera.com and enter the required basic Personal details.

2. Furnish your bank statements either by connecting to your Netbanking or e-mailing the same to us.

3. We will contact you with our offer, within 4 working hours from the time of your application submission.

4. One of our staff will collect the document copies, at your convenience.

5. Once we approve your loan, you will receive the cash in your account in less than 24 hours.

Apply here for an Emergency Loan from Qbera and you can thank us later.

Emergency Personal Loans in India from Qbera - here is all that you need to know

Looking for an emergency personal loan that you can get instantly to tide over your financial crisis. Apply for an emergency cash loan from Qbera and get your loan amount instantly. 

How to apply for emergency personal loans from Qbera?

By following these simple steps, you can apply for an emergency cash loan from Qbera:

• Visit the site https://www.qbera.com.html and click on the "Apply" option. You will then be directed to the page wherein your details need to be filled out. If you are a salaried individual, click on the relevant option. 
• Fill out your details in the respective fields. Make sure the information you enter is correct. 
• You will then receive instant loan approval - your credit profile is obtained from the bureau by Qbera's algorithm, and you'll accordingly receive approval. 
• If your profile does not meet Qbera's internal credit norms, you will not be able to proceed with your application. 
• Once you receive initial approval, you can go ahead and submit your supporting documents. You will also need to submit your e-bank statements through a secure web channel using your internet banking credentials. 
• An executive from Qbera will come and receive your documents the very same day. You will, before this, be made a customized loan offer based on your credit health, which you can accept. The customized loan offer will contain your approved loan amount. 
• After your documents are verified, you will receive a final loan approval, following which your loan amount will be disbursed to your bank account within 48 hours. 

Tips on how you can increase your approval chances

You can improve your approval chances by having a good credit score. If you have to meet Qbera's eligibility criterion, you should have a minimum credits score of 600. MAking regular repayments month-on-month on your existing credit liabilities will help keep your score at a good level, thereby helping you improve your approval chances with lenders. Most top banks that operate in the personal loan segment require individuals to have a minimum credit score of 700. Qbera, however, allows individuals with sub-prime credit scores to apply for loans as well. 

Documents required for an emergency personal loan from Qbera

In order to complete your loan application process, you should submit the following documents:

• Aadhaar Card
• PAN Card
• Proof of address
• Salary and income documents
• Photographs

A Quick look at the eligibility for an emergency personal loan from Qbera

• You must be a salaried individual-
• You must have a min net salary of Rs.20 000/-
• You must be above 23 years of age and less than 55 years
• Minimum CIBIL score of 575 and no defaults in the last 24 months