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Fast Loans in India

Get Fast Personal Loans Online
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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Fast Loans

Fast loans are personal loans that are delivered to beneficiary bank accounts in no time! The turnaround time for fast loans is usually about 24-48 hours, making them super-quick and almost instant. Speaking of which, fast loans are similar to instant loans.

How do you get fast loans in India?

You can get fast loans in India by applying with Fintech companies like Qbera, or P2P lenders. Traditional financial institutions like banks offer traditional credit products and don’t quite offer fast loans to individuals. Fast personal loans are essentially a characteristic of Fintech companies that have increased their presence in today’s market. In most cases, the interest rates on fast loans offered y P2P lenders is quite high, making the Fintechs like Qbera the ideal go-to sources for fast online loans in India. Fast loans these days go by other names including online personal loans and instant cash loans.

Applying for a fast personal loan with Qbera – here is what you should know

Qbera mostly offers fast loans to individuals who are salaried. The application process is entirely digital, requiring no intensive paperwork. The interest rate on fast loans offered by Qbera starts from 11.99 % p.a. and can go up to 24% p.a. The offered interest rate depends on multiple parameters that include an applicant's credit score, income level, existing debt accounts, etc. etc. Loan amounts range from Rs. 25,000 to Rs. 25,00,000, and the approved amount again depending on essential parameters such as an individual's credit score, income, debt obligations etc. 

If you're looking for fast loans online in India, choosing Qbera comes with a host of advantages, most of which aren't available with other lenders in the market. 

First, Qbera offers personal loans to individuals even with low credit scores. The minimum credit score to apply for a fast personal loan from Qbera is 575. This is relatively very easy to meet eligibility parameter and is far from the minimum credit criteria that banks require for applicants to become eligible. If you have to qualify for a private personal loan from a bank, you should have a minimum credit score of at least 750. 

In the income front, individuals with a minimum income of Rs. 20,000 can qualify for a  fast loan from Qbera. Another very impressive attribute of personal loans from Qbera is that even individuals living in shared accommodations can become eligible, because Qbera does not reject applications of individuals living in shared accommodations. Additionally, Qbera also offers immediate cash loans to individuals employed with unlisted companies - those companies that are not listed in the database of top private banks and traditional lending institutions. 

View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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