About Qbera
Partner with Qbera
Press
Reviews
Call Back Request
Flexi Loan
Flexi Loan
Want a flexi loan in India that you can repay through flexible repayment tenures? Qbera offers flexi loans to salaried individuals with a minimum net monthly income of Rs. 20,000 per month.
What are flexi loans?
Flexi loans are loans that have flexible repayment tenures and loan amounts. Customers can choose from small amounts starting from Rs. 25,000, to amounts up to Rs. 20,00,000. Flexi loans come with repayment tenures from 6 months to 60 months. Several lenders these days offer flexi personal loans to individuals - both salaried and self-employed individuals. Qbera is a popular Fintech company offering flexi loans to individuals at interest rates starting from 11.99% p.a.
How can you get a flexi loan from Qbera?
Getting a flexi loan from Qbera is extremely simple. All you've got to do is visit the official Qbera website and fill out the online application form - you will need to fill out your personal, professional and KYC details. After filling out the form, you will need to upload your supporting documents, including your bank statements (through a secure web channel by using your login credentials).
Once your documents are verified, you will be made a customized loan offer within a few hours.
Note that collection of physical documents is necessary - and is scheduled once initial approval is received. After the documents are verified and the final offer is accepted, the loan amount is disbursed within 24-48 hours.
Documents required for a flexi loan from Qbera
The following are the documents that need to be submitted for flexi loans from Qbera:
- Aadhaar Card
- PAN Card
- Proof of address
- Salary and income documents
- Photographs
Eligibility criteria for flexi loans fro Qbera
- You must be a salaried individual
- You must have a min net salary of Rs.20 000/-
- You must be above 23 years of age and less than 55 years
- Minimum CIBIL score of 575 and no defaults in the last 24 months
Interest Rate & Other Charges
| Interest Rate
|
11.99% to 35.99%
|
| Processing Fee
|
1% to 5% of total loan amount
|
| Loan Amount
|
₹1,00,000 to ₹15,00,000
|
| Loan Tenure
|
12 to 60 months
|
Pradeep
"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."
Shekhar
I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...
Syed
"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."
Anish
"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"
Arun
"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"
Bhaskar
"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"
Featured in
27-Mar-2018
Following a Supreme Court Order dated 13th March, 2018, Insurance regulator IRDAI extended the deadline for linking the 12-digit unique identity number with various insurance policies.
05-Mar-2018
A day after SBI hiked deposit rates across maturities, the largest lender of India also raised MCLR by up to 25 basis points. MCLR is now at 8.15 percent which was earlier at 7.95 percent. This signals a possible increase in the EMIs of all types of loans – starting from personal loans to home, auto and other loans. ICICI Bank and Punjab National Bank (PNB) also hiked their MCLR by 15 bps. PNB home loans will now be at 8.6% and for women it will be 8.55%.
QBERA
We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.
* Subject to Risk Profile
Contact our support team via WhatsApp by clicking below:
[email protected]
1800 4198 121
+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main,
Vasanth Nagar.
Bangalore 560 052