Get a Loan Online Immediately

Immediate Loans Online from Qbera

Getting an easy loan online from Qbera is perhaps the easiest process! It can be finished in a few very easy steps. Let's take a look:

1. Visit the official Qbera website by clicking on - https://www.qbera.com/ and click on the Apply option. Currently, you need to be salaried if you have to apply for a personal loan from Qbera. 
2. Fill out the online form available on the Qbera website and also provide your KYC details. Qbera's proprietary risk algorithm will almost immediately determine your eligibility. If you have a decent credit outlook, you will receive instant loan approval. The minimum requirements as far as your credit score, repayment history and instances of defaults on your credit profile should be in line with Qbera's internal credit policy. 
3. Once you fill out details, you must upload your supporting documents, which will be verified digitally, and a customized loan offer is sent to you.  An executive will visit your home or office address to collect physical copies of your KYC documents. Note that the process involves minimal paperwork, with the majority of documents including bank statements and salary slips to be submitted online. 
4. Once you accept the loan offer from Qbera, your loan amount will be disbursed to your bank account within 24 hours!

Eligibility to get a loan online immediately

The following eligibility parameters need to be met in order to become eligible for a personal loan from Qbera:

Things to note while taking a loan online

• Here are some general pointers that you can note while taking a loan online:
• You'll need to have a clean credit health - besides being no instances of defaults, there should be no EMI bounces in the last 3 months too. 
• You shouldn't have too many sources of debt - this will impact your chances of getting your loan approved. 
• While instances of late payments are fine, your profile shouldn't have too many consistent late payments. 
• Making regular payments on existing loans will help keep your credit file in good health. 
• Longer tenures have shorter repayment amounts while shorter tenures have higher monthly repayment amounts. You can take a top-up loan or pre-close your loan before the end of your loan tenure at a certain fee.