Banks, NBFC s and Fintechs are the answer to the question - How to get a loan online! The modern world is all about technology. The technological advancements have ensured that any situation can be handled from the comfort of our home. Personal loans have joined the list too. Banks earlier required your presence in the bank with all documents. But now, the situation has changed immensely with the advent of Fintechs like Qbera. The entire process of applying for a loan, document submission, and verification can be done online.
Many a time, an applicant who is staying in shared accommodation or who has a low income is rejected. This can be attributed to the fact that personal loans are unsecured loans and there is no collateral attached. Banks therefore critically examine loan applications and the eligibility criteria are extremely strict. So, in such situations, the applicants keep looking to get a loan online. Fintechs in comparison are quite lenient and applicants do not necessarily have to meet stringent eligibility parameters in order to qualify.
Eligibility to apply for a personal loan online
These loans are very versatile, they can be used to finance anything from marriage, home renovation to debt consolidation and so are the ideal option when faced with fiscal deficits.
||11.99% to 35.99%
|| 1% to 5% of total loan amount
||₹1,00,000 to ₹15,00,000
||12 to 60 months
"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."
I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...
"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."
"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"
"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"
"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"