Do you need money urgently and need help? Well, Qbera has the answer to your question - "i need money urgently please help"! If you're in need of immediate funds to tide over an emergency, Qbera can definitely be your saviour. The best thing about applying for a personal loan from Qbera is that you can get a personal loan even with a low credit score of just 575 and a minimum income of Rs. 20,000 per month.
Qbera can perhaps be your best option if you're looking for an urgent personal loan. The turnaround time for immediate personal loans, or same day loans as they're called, is about 24-48 hours. Let's take a look at some notable features of personal loans from Qbera:
Urgent Personal Loans for individuals currently staying in shared accommodations
Traditional lenders like private banks don't offer personal loans to individuals residing in shared accommodations such as shared flats or paying guest accommodations. Qbera, however, entertains applications of individuals who stay in shared accommodations as well.
Urgent loans for individuals working in Uncategorized companies
If you wish to avail an urgent loan and your employer is uncategorized or unlisted, you're bound to face rejection from a number of lenders, especially private banks. In a majority of cases, banks don't offer loans to individuals who work in unlisted companies. Top lenders have a database of companies and list them on the basis of their credit health. Qbera does not, however, reject your loan application if your employer isn't listed or categorized. So, even if you're staying in a shared accommodation, it's alright.
Personal loans for low CIBIL
Qbera offers urgent credit in the form of instant personal loans to individuals with low CIBIL scores as well. The minimum CIBIL score to qualify for a personal loan from Qbera is 575! While most private banks require individuals to have a minimum CIBIL score of at least 750, Qbera, by way of offering loans to applicants with low CIBIL scores, has been able to serve a larger section of the populace.
The interest rate on personal loans offered by Qbera fall in the range between 11.99% p.a. and 24% p.a. The interest rate offered will depend on parameters including an individual's credit score, repayment history, risk profile, and employment stability.
||11.99% to 35.99%
|| 1% to 5% of total loan amount
||₹1,00,000 to ₹15,00,000
||12 to 60 months
"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."
I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...
"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."
"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"
"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"
"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"
Following a Supreme Court Order dated 13th March, 2018, Insurance regulator IRDAI extended the deadline for linking the 12-digit unique identity number with various insurance policies.
A day after SBI hiked deposit rates across maturities, the largest lender of India also raised MCLR by up to 25 basis points. MCLR is now at 8.15 percent which was earlier at 7.95 percent. This signals a possible increase in the EMIs of all types of loans – starting from personal loans to home, auto and other loans. ICICI Bank and Punjab National Bank (PNB) also hiked their MCLR by 15 bps. PNB home loans will now be at 8.6% and for women it will be 8.55%.