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Personal Loans made simple!

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Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Immediate Money Loan

Looking for an immediate money loan to manage financial troubles? Qbera offers you the best solution in the form of immediate personal loans. The increasingly inflation ridden world today has rendered it almost impossible for a large section of the populace to actually set aside an emergency fund. So, when faced with eventualities that cost money, there is no other recourse but to opt for a loan. As such, it isn't a bad idea to opt for a loan if you have a stable source of income. Loans these days come with flexible tenure options and lenders allow individuals to choose from a wide range of loan amounts. All the financial institutions in the lending industry give out personal loans, however, if the requirement is immediate it is better to opt for Fintech companies like Qbera. 

Immediate Money Loans in India

Immediate money loans can be in the form of personal loans from lending institutions. These are unsecured and so are collateral free loans. They also have additional advantages of an economical rate of interest and long repayment tenure that makes them light on the monthly budget and so more affordable. A typical money loan can offer financial support starting from Rs 50,000 to Rs 25 lakhs depending on the eligibility of the borrower. The loan tenure ranges from 6 months to 60 months and the interest rate starts from 11.99%.

Advantages of the Immediate Money Loan from Qbera

  • Manageable interest rate: The interest rate applicable on a personal loan decides the total payout at the end of loan tenure. So, lesser the interest, the more beneficial it is for you. Qbera offers personal loans starting at 10.99% interest rate.
  • Long repayment tenure: the tenure of the loan is another major factor that has an immense effect on the monthly payouts. The EMIs are more manageable if the tenure is long. So, Qbera loans give you a flexible repayment tenure that spans 5 years.
  • Digital experience: Fintechs are an amalgamation of technology and finance. So, they offer unparalleled digital experience from start to finish. The loan application is filled online, eligibility assessed immediately, documents uploaded and collected, loan offer made and upon acceptance of loan offer, the amount is also credited directly to the bank account. Being online all these usually does not take more than 24-48 hours after successful verifications.
  • Collateral free loans: These are unsecured loans and so do not require the borrower to pledge any asset with the lender. So, you are free to use the amount and then return it from your monthly paychecks without the proverbial sword on your head which is the attachment of your asset.
  • Multipurpose: Use it to plan a grand wedding or a vacation, to renovate the house or upgrade your home appliances, to go for further studies or to consolidate debts, the scope is limitless. This instant loan can also be used to finance a second-hand car or a bike.
  • Minimal documentation: The loan processing with Qbera is hassle-free with least documents. The documents that need to be presented include Aadhar card, PAN card, Salary slips and income statements, bank statements, photographs and post-dated cheques from the salary account.

Eligibility for Immediate Money Loans from Qbera

  • You must be a salaried individual

  • You must have a min net salary of Rs.18 000/-

  • You must be above 23 years of age and less than 55 years

  • A minimum CIBIL score of 600 and no defaults in the last 24 months

View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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