Personal Loans made simple!
Immediate Unsecured Loan
For immediate unsecured loans, choose Qbera personal loans that are easy to apply and have minimal documents. Personal loans are the best solution for unexpected monetary emergencies. Although we try to save up for any kind of eventualities, life always does manage to throw curve balls. When the requirement is immediate, looking to banks and NBFCs do not help much as their documentation takes much time, instead, you can opt for Fintechs like Qbera.
Immediate Unsecured Personal Loans from Qbera
When you opt for an immediate unsecured loan, you do not require to pledge any kind of asset. This lets you avail this loan without having the guilt of having pawned or liquidated your asset in face of an emergency. This emergency can be anything from an urgent hospital stay that has landed you with a big bill to pay or a home repair work undertaken that has spiraled out of your budget. It is very normal for any kind of restoration or renovation to cost more than the expected. If you are thinking about how to manage the various cyclic credit card debts that you have landed yourself in, an unsecured loan can be your savior. Well, it doesn’t have to all dark and twisted to avail a personal loan; if you are falling short of funds to manage your marriage expenses or your educational certificate, you can opt for it. You can also go ahead and plan an exotic and rejuvenating holiday with an easy unsecured loan.
The terms and conditions differ from organization to organization and it's advisable to check the requirements of each organization before applying.
Eligibility for Immediate Unsecured Loans from Qbera
- Salaried individual
- Minimum salary of Rs 18,000
- Age group of 23-55 years
- A minimum CIBIL score of 600
- No payment defaults in the past 2 years
Once, you meet the requirements, you can apply by filling an online application form at www.qbera.com. Certain parameters that include personal and employment details are used to approve or reject the application. Once the internal qualifying norms are met and the application is approved, the applicant can submit supporting documents like bank statements and pay slips online.
There are a few physical documents like Aadhar card, PAN card, Salary slips and income statements, bank statements, photographs and post-dated cheques from the salary account that has to be submitted. For this, an executive from Qbera will visit your home or workplace to collect the documents. After a final round of verification, the approved loan amount which is further accepted by you is disbursed into your bank account within 24-48 hours.
The advantages of choosing Qbera for immediate unsecured loans
-
Digital application and processing
-
An economical rate of interest starting at 10.99%
-
Long repayment tenure spanning 5 years
-
Low-income group accepted
-
Low-CIBIL score accepted
-
Flexible usage of funds
-
No collateral required
Interest Rate & Other Charges
Interest Rate
|
11.99% to 35.99%
|
Processing Fee
|
1% to 5% of total loan amount
|
Loan Amount
|
₹1,00,000 to ₹15,00,000
|
Loan Tenure
|
12 to 60 months
|