For immediate unsecured loans, choose Qbera personal loans that are easy to apply and have minimal documents. Personal loans are the best solution for unexpected monetary emergencies. Although we try to save up for any kind of eventualities, life always does manage to throw curve balls. When the requirement is immediate, looking to banks and NBFCs do not help much as their documentation takes much time, instead, you can opt for Fintechs like Qbera.
When you opt for an immediate unsecured loan, you do not require to pledge any kind of asset. This lets you avail this loan without having the guilt of having pawned or liquidated your asset in face of an emergency. This emergency can be anything from an urgent hospital stay that has landed you with a big bill to pay or a home repair work undertaken that has spiraled out of your budget. It is very normal for any kind of restoration or renovation to cost more than the expected. If you are thinking about how to manage the various cyclic credit card debts that you have landed yourself in, an unsecured loan can be your savior. Well, it doesn’t have to all dark and twisted to avail a personal loan; if you are falling short of funds to manage your marriage expenses or your educational certificate, you can opt for it. You can also go ahead and plan an exotic and rejuvenating holiday with an easy unsecured loan.
The terms and conditions differ from organization to organization and it's advisable to check the requirements of each organization before applying.
Once, you meet the requirements, you can apply by filling an online application form at www.qbera.com. Certain parameters that include personal and employment details are used to approve or reject the application. Once the internal qualifying norms are met and the application is approved, the applicant can submit supporting documents like bank statements and pay slips online.
There are a few physical documents like Aadhar card, PAN card, Salary slips and income statements, bank statements, photographs and post-dated cheques from the salary account that has to be submitted. For this, an executive from Qbera will visit your home or workplace to collect the documents. After a final round of verification, the approved loan amount which is further accepted by you is disbursed into your bank account within 24-48 hours.
Digital application and processing
An economical rate of interest starting at 10.99%
Long repayment tenure spanning 5 years
Low-income group accepted
Low-CIBIL score accepted
Flexible usage of funds
No collateral required
||11.99% to 35.99%
|| 1% to 5% of total loan amount
||₹1,00,000 to ₹15,00,000
||12 to 60 months
"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."
I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...
"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."
"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"
"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"
"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"