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Instant Cash Loan Online

Get Instant Cash Loans in India within 24 hours!
Get my loan offer!
It only takes 2 minutes
Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 10.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Instant Cash Loan Online

Need an instant cash loan that you can get online within 24-48 hours? Well, guess what? You can get one at Qbera with minimal paperwork and low-interest rates. Qbera offers instant cash loans online in India to individuals who are salaried and with a minimum net monthly income of at least Rs. 20,000. The product is unsecured - meaning, they don't require you to pledge any form of collateral. So what are you waiting for? Apply with Qbera and get your amount in super-quick time!

Getting an instant cash loan online from Qbera - here is exactly what you need to know

Qbera offers instant approvals

When you apply for personal finance with Qbera, you will receive instant approval based on your creditworthiness. In order for this to happen, you are required to meet Qbera's internal credit norms. Primarily, your credit score should be above 600, and you shouldn't have instances of defaults over the last 12 months. Also, you should have no instances of EMI bounces in the recent months as well. 

Online and digital application

The loan application process can be completed online and involves minimal paperwork. You can fill out the online application form available on the website, and also submit your supporting documents online. Payslips and bank statements for the last 3 months need to be submitted to begin processing of your loan application. Your bank statements can be uploaded through a secure web platform using your internet banking credentials. 

Personal finance for individuals working with uncategorized companies

Individuals working with unlisted or uncategorized companies are also eligible for instant personal loans from Qbera. Top lenders in the market, especially private banks, reject applicants who aren't employed with companies that aren't listed on their databases. 

Instant Credit for people staying in shared accommodations

If an applicant is residing in a shared accommodation such as a paying guest or shared-flat accommodation, he/she will not face rejection from Qbera merely on this parameter. While top lenders don't consider such applications, Qbera, in fact, has been increasingly helping individuals residing in shared accommodations to get instant and access to credit. 

Documents required for instant cash loans from Qbera

The following are the documents that need to be submitted to process your loan application:

  • Aadhaar Card
  • PAN Card
  • Bank statements for the last 3 months
  • Salary slips for the last 3 months
  • Proof of address document
  • Cheque Leaves from your salary account
  • Photographs (passport sized)
View a complete list of our FAQs at our help center
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • You must be residing in Delhi/NCR, Bangalore, Pune, Chennai, Mumbai, Hyderabad, Jaipur, Ahmedabad or Kolkata.
  • Aadhaar Card
  • PAN Card
  • 4 Cheques from your Salary Account
  • Current Address Proof
  • Permanent Address Proof (in case the permanent address is different from the address on Aadhaar card)
Pradeep

Pradeep

"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."

Shekhar

Shekhar

"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...

Syed

Syed

"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."

Anish

Anish

"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"

Arun

Arun

"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"

Bhaskar

Bhaskar

"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
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QBERA

We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.50,000 to Rs.25,00,000. APR ranges from 10.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:
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E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 89719 28484
Address:
1st Floor, Wolfpack Workspaces,
#39, 8th Main Road,
Vasanth Nagar.
Bangalore 560 052

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