Instant Credit Loans

Instant credit loans, or just instant credit or instant loans, are a form of unsecured credit that allows applicants to repay through equated monthly repayments. Instant credit loans have soared in popularity in the current-day market, and have gone on to supersede the influence of traditional personal loans mostly offered by private and state-run banks.

If you’re looking for instant credit loans in India, you’re in luck, as personal loans don’t take 8-10 days to reach your bank account these days. Thanks to Qbera and other Fintech companies, personal loan applicants can get instant access to credit, with turnaround times as low as 48 hours. So, if you’re on the lookout for instant credit, Qbera can be just the most appropriate choice.

Why choose Qbera for instant credit?

When you apply for an instant personal loan with Qbera, you will receive instant loan approval, after which you can submit your documents online for verification. Depending on your credit outlook, a decision will be taken on whether an executive should physically collect your documents. If your credit outlook is excellent, your documents will also be processed online, thereby expediting your loan application process. Here are some reasons why you should choose Qbera for your instant credit loan needs.

Low turnaround times

The turnaround times for instant loans from Qbera is 48 hours (max). If you’re applying for a loan for the first time, the application process can take slightly longer – but the entire application process will be completed in 72 hours.

Digital approval and online application

Through Qbera’s proprietary risk based algorithm, you will receive real-time loan approval within minutes. The next step would involve submission of your documents, which can be done online. As such, the entire loan application process starting from filling out personal and professional details to the document uploads and loan disbursal, can be completed online. For individuals with good credit scores, documents are verified online, with no necessity for the collection of physical documents. 

Instant credit for low income and low credit scores

Qbera offers instant loans to individuals with poor credit scores and low income levels. The minimum income to qualify for a personal loan with Qbera is Rs. 20,000, and the minimum credit score to become eligible for a personal loan with Qbera, is 600.

Instant credit for individuals living in shared accommodations

If you’re living in a shared apartment or a paying guest accommodation, don’t have to worry. Qbera offers instant personal loans to individuals staying in shared accommodations as well.

So, if you want instant credit loans for whatever reason, Qbera is who you can count on!