Instant Personal Loans

What are Instant Personal Loans? 

An Instant Personal Loan, as the name suggests, is an unsecured credit given by financial institutions in the form of a loan. Since these are unsecured, they do not require any collaterals to be put up to secure the loan. Qbera offers best in class instant personal loans to salaried individuals who earn a minimum salary of Rs. 20,000 a month. 

Instant Personal Loan from Qbera

Qbera offers a host of features to those who want to apply for instant personal loans to meet their instant financial needs. Enjoy unmatched benefits such as digital application, verification of documents, approval and disbursement in 24 hours. 

Instant personal loans are also referred to as quick cash loans, instant loans, and online loans. The purpose is to provide fast financial services to those in need of quick funds to make payments during any emergencies.

An instant personal loan from Qbera can also be used to finance a medical emergency in your family. However, it isn’t just limited to a medical emergency. It can be used for that grand wedding of your daughter that you plan to celebrate in the next few months or it can be used for a surprise trip to Goa with your friends. Qbera understands that financial ups and downs can arise at any point of time in our lives. But you need not worry - you can get an instant personal loan of up to Rs. 10 lakhs in just a few steps. 

Here’s why you should apply for an instant personal loan through Qbera.com

Low Credit Score? Not an issue

Apply for an instant personal loan with Qbera even if you have a credit score as low as 600. At Qbera, we use our risk-based algorithm and alternative data sources to assess the future potential of the borrower and not merely a high credit rating while giving a personal loan. We constantly try to reach out to those applicants who get rejected on unfair grounds by traditional lenders. 

Paperless Application

Are you tired of the cumbersome application of loan that requires a bundle of documents? Qbera can be of great help. Apply for an instant personal loan and complete the entire process without submission of any physical documents. Qbera allows for a completely digital application of your personal loan which includes form filling, uploading of documents, income and address verification, digital approval and loan disbursement, all in just a day!

Easy EMI Calculation

Calculate your EMI in a few minutes and get better clarity of your monthly repayment amount and loan tenure before you apply for an instant personal loan. Qbera helps you find the lowest EMI that starts at Rs. 2700 per month. Knowing your EMI before time will help you plan your finances in a better way going ahead. 

Flexible tenure

Qbera offers a flexible loan period of 6 to 60 months. When you calculate your EMI, you can get a basic idea as to whether you can afford higher EMIs or lower. Let’s say you want to finish the obligation in a short-term, you can opt for a loan period from 6 to 36 months by paying higher EMIs. However, if you want to save more on a monthly basis, you can extend the loan tenure up to 60 months and choose to pay low EMIs.

Low Interest Rates

An instant personal loan from Qbera starts at just 11.99%. Qbera offers best in market interest rates to its customers. The interest rate ranges between 11.99-24%.  

How to apply for an Instant Personal Loan from Qbera

The application of a personal loan at Qbera can be completed in the following 4 steps:

1. Login to Qbera.com and click on ‘Apply Now’ on the top right corner of the page.

2. Fill the online application form by giving your personal and employment details.

3. Upload the income and address documents and get them digitally verified.

4. Get a loan offer within few hours.