Pune the second largest city in the state of Maharashtra is also known as the “Oxford of the east” as there are many universities and educational institutions here. Along with education, it has also become a major hub for manufacturing and IT industry. This has brought with it quite a few new entrants into this city. These new households and the high living standards have created demand for lumpsum money. Banks, NBFCs, and other financial institutes do give out personal loans for the salaried. There are also private money lenders who give loan against cheque in Pune. However, there are chances of high-interest rates and fees.
Getting a Loan Against Cheque in Pune
If the need is urgent, private lenders have a leverage over banks as their processing is instant and without many documentations. Lack of options have forced many into such a loan, but, the advent of Fintech companies has been the perfect solution in such a situation. Fintechs offer a meeting point in the process with less documentation and fast disbursals. These are unsecured loans that do not require any asset to be pledged. These loans are therefore secured by a cheque. Dishonoring of the cheque is a criminal offense and attracts punishments and so are effective as safeguards while handing out personal loans. Qbera is a Fintech that give loan against cheque in Pune.
Key Features of Personal Loans from Qbera
Multipurpose: Use it to plan a grand wedding or a vacation, the scope is limitless. This instant loan can also be used to finance a second-hand car or a bike.
Easy Application: The application process is quite simple. Just provide your details through an online application form at Qbera.com. Upload the required documents like salary slips and bank statements to get an instant loan offer.
Quick approval: The application processing is hassle-free. If you are a salaried with min take-home salary of Rs 20,000 per month and fall in the 23-55 years age bracket as well as having a decent credit score. You are eligible for the loan.
No Collateral: Being unsecured, there is no need for any collateral or guarantor. So, don’t worry if you do not own any legal property to pledge.
Flexible loan tenure: You can repay the loan amount in EMIs (Equated Monthly Installments) at your convenient time. The loan tenure ranges from 6 to 60 months.
Minimal documentation: The loan processing with Qbera is hassle-free with least documents. The documents that need to be presented include Aadhar card, PAN card, Salary slips and income statements, bank statements, photographs and post-dated cheques from the salary account.
Budget-friendly interest rates: Qbera offers attractive interest rates ranging from 11.99% - 24%.
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