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Mobile Loan Online

Get Instant Mobile Loans from Qbera
Apply now!
Choose your employment status to find the Qbera Loan that’s best for you!
I am Salaried (I currently work for a Private Ltd, Public Ltd, Govt., LLP)
I am Salaried (I currently work for a Proprietorship, Partnership Firm)
I am Self Employed (I have my own business)
I am Currently Not Employed
Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

Mobile Loan Online

Getting a loan no longer requires you to go to a bank branch. From start to end, you can complete the process online by following a few simple steps with your smartphone! Mobile loans are a common trend these days, with most lenders enabling applicants to complete the entire application process online.

Getting Mobile Loans Online these days – what should you be aware about?

As mentioned earlier, the majority of lenders have moved their processes online, enabling greater ease in filling out applications. Fintech companies are amongst the popular lenders in the market that offer instant mobile loans to individuals. Qbera offers personal finance with flexible tenures to individuals who are salaried and have a minimum net monthly income of Rs. 20,000. More so, Fintechs like Qbera also enable individuals with sub-prime credit scores to apply for loans. Applicants are required to have a minimum credit score of 600 in order to be eligible for a Qbera Personal Loan.

The best thing about choosing Qbera for your mobile loan is that Qbera allows you to complete the entire application process online. Starting with filling out your application details to submitting your supporting documents required to process your loan application, you can complete the process through your mobile phone. Thanks to Fintech lenders these days, the mobile loan online has become quite a popular product.

Mobile Loans Online from Qbera

If you're looking to get a mobile loan online, you can get one from Qbera by completing your application online. All you've got to do is visit the Qbera website and fill out your details - personal and professional. The supporting documents to be submitted include your professional (income documents), and personal documents (Aadhaar and PAN, also includes documents to show proof of address). Once you've submitted your documents, an executive from Qbera will come to visit you and verify your KYC documents in person. You will then receive a customized loan offer based on your credit profile, income and current repayment liabilities on a monthly basis. Once you accept the loan offer, you can receive your loan amount within 24-48 hours.

Mobile Loans Online – Documents Required

  • Aadhaar Card
  • PAN
  • Salary Slips for the last months
  • Bank statements for the last 3 months
  • Photographs
  • Cheque Leaves from your Salary Account

A quick look at the eligibility parameters:

  • You should be at least 23 years old and not older than 55 years. 
  • Minimum Income: Rs. 20,000 per month and minimum credit score: 600. 
  • You should have no instances of default over the last 12 months. 
  • All documents submitted must have consistent information.
View a complete list of our FAQs at our help center

Interest Rate & Other Charges

Interest Rate
11.99% to 35.99%
Processing Fee
1% to 5% of total loan amount
Loan Amount
₹1,00,000 to ₹15,00,000
Loan Tenure
12 to 60 months
Getting a Qbera Smart Loan is Simple
Fill out our online application form
Step 1: Online Application Form
Get approved instantly
Fill out our online application form by answering a few questions about yourself, your employment, your education, expenses and needs. This process would take no longer than 10 minutes.
Connect your Bank Account
Step 2: Connect bank account
Submit your bank statements
Connect securely to your bank via netbanking and submit bank statements as part of the easy loan application form. Alternatively, you can upload bank generated pdf bank statements.
Select your loan term
Step 3: Loan term
Choose your Loan Term
Using our proprietary Credit Scoring Algorithm we determine your loan eligibility in real-time. Our algorithm uses the information about you, to determine your future potential and help you get the best rate instantly.
You’re done! Get the money in your Bank Account as early as tomorrow.
Example: A loan offer of ₹2 lac, for a tenure of 3 years at an interest Rate of 16.6% (on a reducing principal) and a processing fee of 2.5%. Translates to:
  1. Processing Fee deduction of ₹5000 (2.5% of 2 Lacs) from loan amount, thus, the amount credited to your account will be ₹1.95 Lacs
  2. EMI of ₹7091 per month
  3. Total payable amount in 3 years = 36 times ₹7091 = ₹2,55,276
  4. Total Interest paid in 3 years = ₹55,276, hence, annual interest paid = ₹18,425 (which translates to an effective flat annual rate of interest of 9.21%)
Repaying a Qbera Smart Loan is just as Simple
Repay your loan with automatic EMI payments.
  • Age: 21-57 years old
  • Net Monthly Income must be more than Rs. 18,000.
  • No defaults in the last 24 months.
  • Aadhaar Card
  • PAN Card
  • Current Address Proof


"I am really happy that I got a loan from Qbera. My application has been rejected by lenders in the past without giving any explanation for rejection. Qbera approved my loan with minimum documents. Thanks a lot once again."



"I would like to thank Qbera for speedy loan processing. I was having a tough time in deciding which bank would actually take my request for a loan as the loan was supposed to be for credit card payoff. I was forced to use my credit card for an unforeseen expense which I could not avoid and was finding it tough to pay back due to the high interest cost on credit cards. I did not want to make many enquiries as many requests can lower the CIBIL score. I contacted Qbera on a Monday and by evening itself they had an offer for me. They kept me informed through every step of the process and were also flexible with regards to my commitments. In the end, the loan was disbursed within two days of documents submission. Thank you Qbera for simplifying the process and helping me find a loan. " Show more...



"It was a nice experience with Qbera. I have never seen such an easy process for getting a loan, especially when you need it the most. Thank you Qbera for your support."



"I had a hassle-free experience with Qbera. It was a very easy application procedure and in a short span of 3 days I got my loan credited to my account. Thank you so much for the support Team Qbera"



"It was very easy to get a loan from Qbera. I just applied on their website and got a confirmed offer immediately. The amount was transferred soon after. Will give it 5 out of 5"



"It's good and quick response from the Qbera team to get the loan. They are very good at the communicating the things properly and appropriately"

Are you ready to get your Qbera Smart Loan?
Apply Now


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We are a Bangalore-based company offering digital, quick, hassle-free personal loans to people when they need them.

Loan amounts range from Rs.1,00,000 to Rs.15,00,000. APR ranges from 11.99% to 35.99%. Loan lengths range from 12 to 60 months. Administration fee ranges from 1% to 5%.

* Subject to Risk Profile

Need Help?
Contact our support team via WhatsApp by clicking below:

E-mail: contact@qbera.com
Phone: 1800 4198 121
Whatsapp:+91 72080 56906
2nd Floor, Featherlite Vista Building,
MV Jayaram Road,
1st Main, Vasanth Nagar.
Bangalore 560 052

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